Conveyancing in Rainham
Conveyancing is defined as the work a solicitor or licenced conveyancer does to transfer a property from one party to another. If you need a solicitor for conveyancing in Rainham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Rainham and throughout Medway handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Rainham
A suburban town of east London in the county of Kent, Rainham is known for its marshes, a local nature reserve, and historic church. The town has a population of around 13,000.
Council Tax in Rainham (2023/24)
Rainham is in Medway Council.
| Band | Amount |
|---|---|
| A | £1,339.04 |
| B | £1,562.21 |
| C | £1,785.38 |
| D | £2,008.56 |
| E | £2,454.91 |
| F | £2,901.25 |
| G | £3,347.60 |
| H | £4,017.12 |
What do conveyancing solicitors do?
A conveyancer steers the buyer through the legal aspects of the transaction. This means performing due diligence on the property, including local authority searches (e.g. from Medway UA), raising enquires of the seller and ensuring necessary funds are correctly transferred.
Rainham conveyancing solicitors may also undertake chalk mining searches.
Purchasing a home with a mortgage?
During the process of buying a house, your solicitor also has to take care of legal matters for the bank arranging your mortgage.
Being a member of a lender's panel will mean your solicitor can represent the interests of your mortgage provider.
Over 100 mortgage lenders have approved our chosen panel solicitors, so we can help you complete your Rainham transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can also assist Rainham buyers with conveyancing for:
When you purchase a home in a Rainham conservation area, your solicitor or licensed conveyancer will check for potential planning breaches, including solar panel visibility or lack of consent for roof lights. Conservation areas in Rainham and the Medway local authority include New Road Chatham, Upper Bush and Watts Avenue and Roebuck Road.Buying a home in a conservation area
Approximately half a million listed properties exist in England and Wales, and around 720 of which are in Medway Council. Listed buildings and properties in and around Rainham include: Examples of the duties that listed building owners face include consent for additions like solar panels, and an obligation to maintain and preserve the property to prevent deterioration. Our expert conveyancing solicitor panel will discuss with you what commitments you are making as a listed building owner. Read more:Listed buildings
Leasehold property
Purchasing a leasehold house or flat requires a number of extra steps when compared to buying a freehold. The numerous common problems lying in wait for an uninformed purchaser can include legally technical issues like unpaid service charges by the existing leaseholder and freeholds sold without first refusal to leaseholders.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Rainham
At the start of the property selling process in Rainham, your solicitor will prepare vital paperwork, including the sale contract and the various property information forms, and will help you answer these forms.
The lawyer's role involves resolving issues like a dispute with a neighbour and answering enquiries from the buyer's solicitor.
By taking steps to coordinate with both sides, including agents, managing agents and lenders, your solicitor will ensure the sale completes without delay.Does sale conveyancing take longer for leasehold?
Correct, it can take much longer to complete the legal work on a leasehold home when compared to conveyancing on a freehold house.
The buyer's conveyancer must review these documents. These could include details of any breaches by other leaseholders and a copy of the freehold property's buildings insurance. Delays are usually the result of the time it takes the seller's conveyancer to source this information.
It can take a long time to gather these details if it is difficult to contact the agent responsible for managing the property, so the seller's solicitor should get this underway even before you have found a buyer.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The Bank of England's current base rate is 5.25% (4 May, 2024)
Before you instruct a remortgage solicitor, check your bank or building society's legal panel includes your lawyer.
Our remortgage panel solicitors are on the panels of almost all banks and building societies, so whether you are changing to an equity release mortgage with Virgin Money or moving to a home reversion mortgage with Swansea Building Society, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Rainham Transfer of equity
Whether you are transferring the ownership of a property to your children, inheritance tax (IHT) planning or resolving joint ownership, you'll need the help of a solicitor who specialises in transfers of equity. Your property lawyer will handle all the required documentation for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much do conveyancing solicitors fees cost in Rainham?
Solicitors' fees
Your conveyancing solicitor's quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes. Conveyancing fees are paid to your lawyer for the tasks they complete on your behalf.
Disbursements (costs payable to third parties)
A disbursement is a cost that your lawyer must pay to a third party for a tax or additional service. Examples of disbursements include Stamp Duty and Land Registry fees.
Check what's included in your quote
Some solicitors' quotes set out additional charges in the small print, leading to a higher final bill. Watch out for additional charges, when comparing quotes.
