Conveyancing in Truro
Conveyancing involves all the legal aspects of transferring the ownership of a property from a seller to a buyer, handling a remortgage, or transferring equity. If you need a solicitor for conveyancing in Truro, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Truro and throughout Cornwall handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Truro
The only city in Cornwall, Truro is known for its iconic Truro Cathedral, vibrant arts scene, and eclectic range of shops and eateries. The city combines historical charm with modern amenities.
With Truro railway station providing services to Plymouth and Penzance, and the A39 providing good road links, Truro is well-connected. The city has a population of approximately 21,000.
Council Tax in Truro (2023/24)
Truro is in Cornwall Council.
| Band | Amount |
|---|---|
| A | £1,480.93 |
| B | £1,727.75 |
| C | £1,974.57 |
| D | £2,221.39 |
| E | £2,715.03 |
| F | £3,208.67 |
| G | £3,702.32 |
| H | £4,442.78 |
What will my solicitor do?
A conveyancer or solicitor plays a pivotal role in a property purchase, and guides you through the legal side of a home purchase.
The solicitor will raise enquires of the seller, order searches, review contracts and ensure that post-purchase requirements, including paying SDLT, are completed.
Truro conveyancing solicitors may also undertake mining searches, particularly for tin, and radon and mundic checks.
Buying a home with a mortgage?
Whether you are a first-time buyer or buying a second home, your solicitor must also complete legal work for your lender.
If your conveyancer isn't accepted on your mortgage provider's panel, it may take weeks longer to purchase your property.
Over 100 building societies, banks and lenders have approved our chosen panel solicitors, so we can help you complete your Truro transaction without delay.
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Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can assist Truro home movers with conveyancing for:
When you buy a flat or house in a conservation area, your lawyer will need to check for restrictive covenants, which could include noise level restrictions, and heritage access. Conservation areas in Truro and across the Cornwall local authority include St Agnes, St Austell, Gwithian, St Hilary Churchtown and Sheviock.Buying a flat or house in a conservation area
New Build
The legal work for purchasing a new build home in Truro can be complicated compared to other types of conveyancing.
An experienced solicitor in Truro must be able to deal with things like investigating developer incentives, confirming building regulation compliance and registering ownership with warranty providers, including NHBC, Advantage HCI and Foundation.
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Leasehold property
The vast majority of flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. Purchasing a leasehold flat can take weeks longer than freehold property because there is more work involved and the freeholder and/or managing agent are also involved.
Examples of delays might include anything from incomplete service charge accounts to uncontactable landlords.
Completely Moved's team of leasehold specialists complete the legal work for 100's of leasehold purchases each month. With specialist expertise there should be far fewer delays.
4.8 out of 5
When we factored in eveything that was included - this was the best quote we could find
Selling property in Truro
The sale of property in Truro will require your conveyancing solicitor to first prepare the necessary documentation, including the TA6 and TA10 property information forms and title deeds.
The lawyer will respond to inquiries from the buyer's solicitor, sort out potential snags and handle the mortgage redemption.
The solicitor will also work with all parties, like agents, lenders and landlords, to help ensure the transfer of ownership is completed without incident.
Is there anything to be aware of if selling a leasehold property in Truro?
The conveyancing process for a leasehold property is a great deal more technical in comparison with a freehold house.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Truro, such as requesting all relevant freeholder information, through to ascertaining if any excess payments are anticipated.
To reduce leasehold-related delays, It is recommended that the vendor contact a Truro conveyancing solicitor as soon as possible.
Conveyancing for selling a property
Remortgage in Truro
The Bank of England's current base rate is 5.25% (1 May, 2024)
Before you instruct, double check your conveyancing solicitor is on your chosen lender's panel.
We work with remortgage solicitors who are on the solicitor panels of over 100 lenders. Whether you are switching to a 30-year mortgage from the Co-operative Bank or taking out a flexible mortgage from Cynergy Bank, our panel solicitors will make the process as simple and stress-free as possible.
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Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are giving a property to a family member, adding one or more people to the deeds or estate planning, you will need to work with a transfer of equity solicitor.
Your legal representative will handle all the required documentation and register the new interest at HM Land Registry for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Truro?
It only takes a minute to get an online quote for conveyancing, but knowing what's actually included can be complex.
Conveyancing legal fees
The conveyancing quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete. Conveyancing fees are paid to your solicitor for the tasks they complete for you.
Conveyancing disbursements
The quote will include necessary third-party costs, called disbursements, such as Local authority searches, Stamp Duty or a plan search.
Check the T's & C's
Some firms list extra charges in the small print. This can mean a higher-than-expected final bill. When comparing quotes, beware of extra fees.
