Accepting a pre-medical offer can be risky.
You and your solicitor will not know before the medical exam how serious your injuries are, and how long your recovery will likely take. This can make it difficult to accurately assess whether the insurer's offer is appropriate.
That said, a pre-medical offer should not be dismissed out of hand. Some insurers will make a larger pre-medical offer as an incentive to settle the claim quickly and to avoid incurring legal fees.
Gaynor Haliday, Legal researcher
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.