Knock for knock
'Knock for knock' refers to car accident claims where both drivers were at fault for the collision.
In a road accident where only one driver was at fault (the Defendant), the innocent party (the Claimant) would receive compensation from the negligent driver's insurer. Under a knock for knock agreement, however, each driver receives compensation pay out by their own insurance company.
A knock for knock agreement can mean that the drivers lose their 'no claims bonus' and/or their insurance premiums may go up.
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Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
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