Have you been injured in an accident that was not your fault?

If either your life or the life of a loved one has been affected by an injury, we can help.

How Quittance can help

We have helped injured people in Lossiemouth, Moray and across the UK get compensation for:

Do I qualify for personal injury compensation?

The main criteria for making a claim are that the injury must have occurred:

  • within the last three years, and;
  • another person was to blame, and;
  • that person owed you a duty of care.

Are there any exceptions?

Yes. Practically speaking, several other factors can affect whether a successful no win, no fee claim will be possible, such as the specific details of the accident or whether the claim is considered to be low-quantum.

If you would like to find out if you have a claim, speak to us now on 0800 612 7456. If you prefer, you can check your claim online with our Injury Claim Checker:

Check my claim

How much compensation can I claim for an injury?

The amount of money you could claim for your injury will depend on:

  • the extent of your injury, and
  • any financial losses or costs you have incurred.

At the start of your claim, your solicitor will consider the many ways your injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.

This calculation will factor in 'general damages' and 'special damages'.

General damages

General damages are awarded for pain, suffering and loss of amenity (PSLA).

Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.

Special damages

Special damages are for financial losses and expenses you have incurred as a result of the accident.

What can I claim for after an injury? (see list)

Examples of special damages (losses you can claim for) include:

  • Lost earnings (including future earnings)
  • Medical treatment costs
  • Physiotherapy
  • Travel costs
  • Costs of care
  • Costs of adapting your home or car

Injury compensation

Calculating how much compensation you can claim for an injury can be complicated.

Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.

Find out what your injury claim could be worth now:

Calculate compensation

Road accident claims in Lossiemouth

Drivers, pedestrians and riders have the right to make a claim for compensation if they are injured on Lossiemouth's roads as the result of someone else's carelessness.

Whether you were hurt in a crash on Lossiemouth's roads, or sustained an injury in a motorbike accident, our expert team can help. Quittance's expert guide explains what you need to do to claim road accident compensation.

Road accident claims

Work accident claims in Lossiemouth

If you have been injured or made ill as a result of your employer's negligence, you have the right to make a claim.

No matter what you do for a living, whether you have been hit by a falling object or have been diagnosed with a work-related illness, our guide to work accident claims explains what you need to know about making a successful compensation claim.

Work accident claims

Other types of claim

Accidents in a public place

Official statistics emphasise the fact that slips and trips are the most frequent cause of accidents leading to injury in the workplace. Slips and trips are sometimes lead to injuries attributed to other reasons e.g. being struck by moving machinery or a lake drowning accident. Public place claims for injuries such as facial scarring experienced on tripping on a street are also common with recent slips having happened on High St.

Public place accident claims

Clinical negligence

Clinical negligence (medical negligence) is the term for when a person is injured or becomes ill as the result of the carelessness of a consultant or other health professional. If you have been affected by medical negligence, Quittance's panel of expert clinical negligence solicitors can help you make a claim against the NHS trust or private clinic at fault.

If you are just looking for a formal account of what went wrong instead of financial damages, you could make a formal complaint. You can contact Summerfield House, 2 Eday Road, Aberdeen, Aberdeenshire, for example, to make a formal complaint against NHS Grampian.

See: No win, no fee medical negligence claims

Medical negligence claims

More claim types

The Courts recognise that serious injuries have a major impact on an affected individual.

A successful claim will ease the financial burden on a claimant enabling them to focus on rehabilitation. Our network of expert law firms have helped families claim compensation for a wide range of severe conditions and injuries. Injury and illness categorised as serious and catastrophic include poisoning, eye injuries and deep vein thrombosis.

See: No win, no fee serious injury claims

Other types of claim

Lossiemouth No win, no fee Solicitors

A No Win, No Fee agreement protects injured claimants by ensuring that they will not need to pay any legal fees if their claim is unsuccessful. This agreement is also called a Conditional Fee Agreement or CFA.

Under a CFA, Lossiemouth injury claimants will also not have to pay any fees upfront.

The Quittance No Win, No Fee guarantee

Our No Win, No Fee solicitors have helped injured people in Lossiemouth, Moray and throughout the UK make a claim without any financial risk to you.

What do I pay if I win my injury claim?

Your injury solicitor will receive a success fee when they settle your injury claim. This fee is deducted from your final compensation.

By law, a solicitor's success fee can be up to a maximum of 25%, whichever law firm you choose.

You can discuss the success fee percentage with your injury lawyer, before the claim process starts.

What do I pay if I do not win my injury claim?

You will not have to pay any legal fees if your solicitor does not win your injury claim. Your solicitor may take out insurance to ensure there will be nothing to pay.

Read more about making a No win, no fee claim

How do I start the process?

Specialist solicitors with an excellent track record of securing injury compensation for claimants.

Your lawyer will work hard to ensure you receive a compensation settlement that accurately reflects the pain, suffering and losses you have incurred as the result of your injury.

If would like to start a No Win No Fee claim, or have any questions at all, speak to us.

We are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.

Call us FREE 0800 612 7456 or arrange a callback:

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Frequently asked questions

Have the solicitors won many injury claims in Lossiemouth?

Quittance Legal Services (QLS) is a UK-wide panel of award winning personal injury lawyers dedicated to helping people in Lossiemouth, Moray and across the UK, obtain compensation.

In the last 12 months, we helped hundreds of claimants across Moray seek compensation for a range of accidents and injuries, from car accidents to accidents at work.

Local medical appointments, home visits (where necessary) and experienced claims specialists, make our claims process as clear and straightforward as possible.

Is your service 100% No Win, No Fee?

Our no win, no fee service means that 100% of your legal fees are covered if your case is not successful. This means you will never be out of pocket.

What should you look for when comparing Lossiemouth solicitor reviews?

Solicitors have a wide range of approaches to handling cases and clients, from formal and traditional to more casual and friendly. Personal injury solicitor reviews are a useful when contrasting the quality of service taken by individual firms.

You should be aware that the amount of compensation you get to keep can vary considerably from firm to firm (2015 research). No Win, No Fee solicitors will expect you to pay a success fee and an ATE insurance premium. For mild asthma, for example, the compensation you actually keep could vary from £8,580 to £15,510 depending on the fees charged by your lawyer.

Will you need a local lawyer ?

The whereabouts of the lawyers office is not particularly critical as injury cases are, as a matter of course, run by phone, post and email.

However, you should go with a solicitors practice that provides national medical centres (possibly even home visits) as you will usually need to attend a medical exam.

See : Do Quittance offer medical home visits?

What are the road accident statistics in Lossiemouth

Accidents involving cars, motorbikes and other vehicles in Lossiemouth are relatively frequent. Police reporters reveal that there were 3 fatal accidents, 47 serious accidents and 105 slight accidents in 2013 in Moray (Total events were 155 local authority. By 2014 the total had decreased to 121.

Quittance's panel of skilled no win, no fee injury solicitors have decades of experience in negotiating the best compensation for people hurt in a road accident in Lossiemouth.

Can I claim for someone else?

Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.

If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.

The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.

Read more about claiming on behalf of another person.

Can I claim if I was partly responsible for an accident?

You may still be able to claim compensation even if you contributed to your accident or to your injuries.

However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.

Read more about claiming compensation if you were partly responsible for an accident.

How long will my claim take?

The length of time needed to secure compensation can vary considerably.

For example, straightforward car accident claims can settle in a matter of weeks, whereas complex medical negligence cases can take years.

Injury claims can also take longer if it is not clear who is responsible for your injury, or if liability is denied by the defendant.

Taken from average case times, this table sets out approximately how long personal injury claims take to settle:

Personal injury claim type

Estimated claim duration*

Road accident claims

4 to 9 months

Work accident claims

6 to 9 months

Medical negligence claims

12 to 36 months

Industrial disease claims

12 to 18 months

Public place or occupiers’ liability claims

6 to 9 months

MIB claims (uninsured drivers)

3 to 4 months**

CICA claims (criminal assault)

12 to 18 months**

*RTA and other claims processed through the Ministry of Justice portal can settle faster.
**Official Criminal Injuries Compensation Authority (CICA)  Government agency and Motor Insurers’ Bureau (MIB) figures.

Read more about how long personal injury claims take.

Will I have to go to court?

Highly unlikely. The vast majority of claims that are settled by the solicitor panel are settled out of court.

Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.

Cases that do ultimately go to court are held in front of a judge, not a jury.

Read more: Will my injury claim go to court and what if it does?

Will I have to go to a solicitor's office?

No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.

Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.

Read more: Will I have to visit a solicitor's office?

Can I get an early compensation payment?

If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.

An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.

Read more about interim compensation payments.

Howard Willis, Personal injury solicitor

About the author

Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.

Read more about this Quittance Legal Expert