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2019 road accident claim amounts

The compensation payments set out in these tables are for guidance only. The tables set out road accident compensation amounts for general damages.

Please note: The figures do not take into account any additional payment for special damages, such as for lost earnings or treatment costs.

Whiplash

Whiplash is one of the most common injuries that affect road accident victims. The whiplash compensation amount you will get depends on the time it takes to fully recover.

If your whiplash symptoms are ongoing, your solicitor will arrange for a doctor to assess your injuries and estimate how long your recovery is likely to take.

Whiplash injury table

Whiplash

Full recovery within 3 months

£300 to £1,950

Full recovery between 3 months and 1 year

£1,950 to £3,470

Recovery between 1 and 2 years (see "neck injury" for longer-term whiplash injury)

£3,470 to £6,290

Other neck, back and shoulder injuries

Neck, back and shoulder injuries frequently affect people involved in a road traffic accident. Compensation amounts can be much higher if the injury is very serious or is likely to have a permanent impact.

Neck and back injury table

Back injury

Back injury recovering in a few months at most

Up to £1,950

Back injury recovering in up to 2 years

£1,950 to £6,290

Back injury recovering in 2-5 years

£6,290 to £9,970

Back injury causing permanent symptoms

£9,970 to £55,590

Serious back injury causing significant permanent impact

£59,120 to £70,490

Severe back injury with spinal cord damage

£72,620 to £128,320

Neck injury

Neck injury recovering completely in up to a year

£1,950 to £3,470

Neck injury recovering completely in 1-2 years

£3,470 to £6,290

Neck injury bringing other problems forward or making them worse

£6,290 to £10,960

Neck injury causing spondylosis, serious limitation of movement or permanent/recurring pain

£10,960 to £19,920

Neck injury involving fractures, dislocations or severe soft tissue damage recovering to a restricted level

£19,920 to £44,630

Serious neck injury involving fractures or damage to discs

£36,240 to £118,240

Shoulder injury

Short-term soft tissue shoulder injury

Up to £6,290

Moderate shoulder injury recovering within two years

£6,290 to £10,180

Dislocation and serious shoulder injuries with permanent symptoms

£10,180 to £15,300

Severe shoulder injury with significant disability

£15,300 to £38,280

Head and brain injuries

It is important that you seek medical attention following a car accident, even if you have no obvious injuries. Concussion and other brain injuries can have life-altering consequences and early diagnosis and treatment can make a critical difference.

Head and brain injury table

Brain damage

Minor brain or head injury

£1,760 to £10,180

Moderate brain injury

£34,330 to £174,620

Severe brain injury

£174,620 to £322,060

Eye injury

Minor eye injury

£3,150 to £6,960

Minor permanent damage to vision in one or both eyes

£7,270 to £16,720

Serious loss of vision in one eye

£18,880 to £31,320

Complete loss of sight in one eye

£39,270 to £43,710

Loss of sight in one eye with reduced vision in the remaining eye

£50,970 to £84,510

Facial injury

Simple nose fracture

£1,360 to £2,010

Displaced nose fracture

£2,010 to £4,070

Serious nose fracture with permanent damage

£8,480 to £18,440

Simple cheekbone fracture

£1,850 to £5,150

Serious cheekbone fracture

£8,130 to £12,580

Simple jaw fracture

£5,150 to £6,960

Serious jaw fractures

£14,320 to £36,310

Loss or damage to front tooth

£1,760 to £3,150

Loss or damage to back teeth (per tooth)

£870 to £1,360

Loss or damage to front teeth

£3,470 to £9,100

Multiple facial fractures

£11,890 to £19,090

Le Fort fractures of facial bones

£18,980 to £29,290

Arm injuries

Arm injuries are a less common consequence of road accidents than whiplash, but the impact to your life and ability to work can be significant.

Even a relatively minor hand or wrist fracture could mean you are unable to work for an extended period of time.

Arm injury table

Arm injury

Forearm fracture

£5,280 to £15,300

Serious arm injury with permanent symptoms

£15,300 to £104,370

Severe arm injury

£76,650 to £104,370

Elbow injury

Short-term elbow injury

Up to £10,040

Serious and long-term elbow injury

£12,480 to £43,710

Wrist injury

Wrist fractures and other injury recovering in up to one year

£2,810 to £3,790

Colles wrist fractures

In the region of £5,920

Wrist injury recovering in around two years

Up to £8,160

Wrist injury causing permanent pain and stiffness

£10,040 to £19,530

Serious, permanent wrist injury causing loss of function

£19,530 to £47,720

Hand injury

Minor hand injury

Up to £3,460

Serious hand injury with full or close to full recovery

£4,640 to £10,580

Serious hand injury with significant loss of use of the hand

£23,110 to £49,350

Serious damage to both hands

£44,550 to £67,410

Loss of one hand, or loss of use of one hand

£76,650 to £87,410

Loss of both hands, or loss of use of both hands

£112,100 to £160,600

Finger injury

Finger fractures

Up to £9,760

Severe fractured fingers leading to possible amputation

Up to £29,290

Loss of a finger or part of a finger

Up to £14,930

Serious finger injury causing permanent loss of grip

£11,890 to £13,020

Loss of index finger and middle or ring finger

£49,350 to £72,330

Thumb injury

Thumb injury recovering in a short time

Up to £1,760

Thumb injury recovering in around 6 months

Up to £3,150

Severe thumb dislocation

£3,150 to £5,410

Serious thumb injury

£7,700 to £27,910

Loss of a thumb

£28,310 to £43,710

Leg and foot injuries

Leg and foot fractures can occur in higher-velocity road accidents. Very serious collisions may result in permanent injury and amputation. The compensation payments for such road accidents will consequently be very high.

Leg injury table

Achilles tendon

Minor achilles tendon injury

£5,800 to £10,040

Partial Achilles rupture or significant tendon damage

£10,040 to £16,800

Severed Achilles tendon and muscle injury

In the region of £30,630

Ankle injury

Short-term ankle injury

Up to £10,960

Ankle injury causing some permanent problems

£10,960 to £21,200

Serious, permanent ankle injuries

£24,950 to £55,560

Foot injury

Short-term foot injury

Up to £10,960

Displaced metatarsal fractures

£10,960 to £19,920

Serious and permanent foot injury

£19,920  to £87,410

Loss of one or both feet

£66,930 to £160,600

Knee injury

Short-term knee injury

Up to £10,960

Knee injury causing long term problems

£11,820 to £20,880

Severe knee injury

£55,590 to £76,690

Leg injury

Fractured femur (thigh bone)

£7,270 to £11,220

Fractured tibia or fibula (lower leg) or soft tissue injury

Up to £9,440

Leg fractures or soft tissue injury causing some permanent problems

£14,320 to £22,130

More complicated leg fractures

£21,100 to £29,800

Loss of both legs

£160,600 to £224,800

Loss of one leg

£78,100 to £109,570

Serious, permanent leg injuries

£31,250 to £108,370

Toe injury

Short-term toe injury

Up to £7,650

Serious toe injuries,  including amputations

£7,650  to £16,800

Other injuries

Your compensation award or settlement can also include recognition of the longer-term impact the road accident has had on your life, both in the form of permanent physical scars and post-traumatic stress.

Other injuries table

Scarring to other parts of the body

A single noticeable scar, or several superficial scars not to the face

£1,890 to £6,240

Several noticeable scars or one disfiguring scar, not to the face

£6,240 to £18,120

Injury involving paralysis

Paraplegia

£174,620 to £226,610

Tetraplegia or quadraplegia

£258,740 to £322,060

Post-traumatic stress disorder

Less severe post-traumatic stress disorder

£3,150 to £18,450

More severe post-traumatic stress disorder

£18,450  to £80,250

How much compensation can I claim for a road accident?

The amount of money you could claim for your road accident will depend on:

  • the extent of your injury, and
  • any financial losses or costs you have incurred.

At the start of your claim, your solicitor will consider the many ways your road accident has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.

This calculation will factor in general damages and special damages.

General damages

General damages are awarded for pain, suffering and loss of amenity (PSLA).

Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.

Special damages

Special damages are for financial losses and expenses you have incurred as a result of the accident.

See a list of what you can claim for:

Examples of special damages include:

  • Lost earnings (including future earnings)
  • Medical treatment costs
  • Physiotherapy
  • Travel costs
  • Costs of care
  • Costs of adapting your home or car

Find out what your claim could be worth now

Assessing a claim's value at the outset can be complicated.

If you would like a FREE claim estimate with no obligation to start a claim, call 0800 612 7456.

Alternatively, our compensation calculator will give you an instant estimate of what your claim is worth.

Calculate my injury claim

Caring and sensitive support

Your solicitor will handle your road accident case from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:

  • Financial support: interim payments while you are unable to work.
  • Advice: on personal injury trusts, tax and welfare benefits.
  • Coordination: with rehabilitation providers and therapists.
  • Access: to treatment and therapies not always available on the NHS.

Do I have a road accident claim?

You should be able to make a road accident injury claim if you were injured:

  • within the last three years and,
  • another person was to blame.

If these two points don't apply to you, a claim may still be possible.

To find out for sure, you can speak to one of our experts on 0800 612 7456.

A short call will tell you exactly where you stand. We will not put you under any pressure to pursue a claim.

You can also find out if you have a claim with our Online Claim Checker.

Check my claim online

I was partly to blame for the road accident - how much compensation will I get?

Split liability (where both parties are partly to blame for an accident) often applies to road accident claims.

There are several situations where your road accident compensation amount would be affected if you were partly to blame, such as:

  • Not wearing a seatbelt
  • Failing to signal properly
  • Speeding

In general, your compensation payout will first be calculated in full, as though you were not to blame.Then the compensation will be reduced by a percentage figure.

The percentage reduction will depend on the degree to which you were responsible for the road accident, or for your injuries.

For example, you may have been turning into a side road and been hit from behind by another driver who was speeding. If you failed to signal properly, you may be found to have been partly responsible. The courts may quantify this by saying that you were 25% liable for the accident.

If you suffered a serious neck injury in the above car accident, with a compensation award of £15,000, your compensation would be reduced by 25% to give a lower compensation amount of £11,250.

Other cases

In some situations, such as where the injured party did not wear a seatbelt, the reduced compensation may instead be calculated by looking at the less serious injuries the person would otherwise have suffered, e.g. if they had been wearing a seatbelt.

Whether this alternate rule applies will depend on the circumstances of the accident.

50:50 road accident compensation amounts

In some cases, the parties may disagree on who was to blame for the accident. If there is no clear evidence to support either side, your solicitor may recommend that you accept a 50:50 liability split.

In this situation, your compensation payment for the road accident would be reduced by 50%.

What else can I claim for?

Road accident compensation payments will also include an amount for special damages. Special damages include any financial losses you have incurred as a result of the accident.

Financial losses could include:

  • Lost earnings,
  • Physiotherapy and other treatment costs,
  • Property damage (including repairs and diminution of value of your car)
  • Travel costs to and from hospital appointments, and,
  • Care costs

Your solicitor will help you to put together a full list of all the losses and expenses you have had to deal with as a direct result of the road accident.

Wherever possible, you should keep records and receipts for replacement property, taxi or bus travel etc so your solicitor can calculate a more accurate compensation figure.

How do I get a more accurate road accident compensation figure?

Calculating an accurate payment figure for a road accident claim is complex.

An accurate calculation usually requires some information that may not be available until you have started your claim.

For example, your solicitor will arrange for a medical assessment with a specialist to assess how long your injuries will likely take to heal. This recovery prognosis is a vital part of the compensation calculation. Without it, your solicitor would only be able to guess at an approximate figure.

References

Guidelines For The Assessment Of General Damages In Personal Injury Cases, 14th Edition. Oxford University Press, 2017.

Reported road casualties in Great Britain, Annual Report 2017. Department of Transport, 2018.

No win, no fee, no risk

No win, no fee means that your solicitor will not charge you any fees if your road accident claim is unsuccessful. 'No win, no fee' is also referred to as a 'Conditional Fee Agreement' or 'CFA'.

No win, no fee promise

Our no win, no fee guarantee means there is zero financial risk in making a road accident claim - even if you don't win your claim.

What do I pay if I win my road accident claim?

Your injury solicitor will receive a success fee which is deducted from your compensation, after your compensation is awarded. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.

What do I pay if I do not win my road accident claim?

If your road accident claim is not successful then you do not have to pay any legal fees .

Read more about making a No win, no fee claim

How can Quittance help?

Our highly experienced panel of solicitors have an excellent track record of winning road accident claims. Your solicitor will fight for the best possible compensation settlement for you.

If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.

Call us FREE 0800 612 7456 or arrange a callback:

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Road Accident FAQ's

Can I claim for someone else?

Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.

If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.

The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.

Read more about claiming on behalf of another person.

Can I claim if I was partly responsible for an accident?

You may still be able to claim compensation even if you contributed to your accident or to your injuries.

However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.

Read more about claiming compensation if you were partly responsible for an accident.

How long will my claim take?

The length of time needed to secure compensation can vary considerably.

For example, straightforward car accident claims can settle in a matter of weeks, whereas complex medical negligence cases can take years.

Injury claims can also take longer if it is not clear who is responsible for your injury, or if liability is denied by the defendant.

Taken from average case times, this table sets out approximately how long personal injury claims take to settle:

Personal injury claim type

Estimated claim duration*

Road accident claims

4 to 9 months

Work accident claims

6 to 9 months

Medical negligence claims

12 to 36 months

Industrial disease claims

12 to 18 months

Public place or occupiers’ liability claims

6 to 9 months

MIB claims (uninsured drivers)

3 to 4 months**

CICA claims (criminal assault)

12 to 18 months**

*RTA and other claims processed through the Ministry of Justice portal can settle faster.
**Official Criminal Injuries Compensation Authority (CICA) Government agency and Motor Insurers’ Bureau (MIB) figures.

Read more about how long personal injury claims take.

Will I have to go to court?

Highly unlikely. The vast majority of claims that are settled by Quittance’s solicitor panel are settled out of court.

Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.

Cases that do ultimately go to court are held in front of a judge, not a jury.

Read more: Will my injury claim go to court and what if it does?

Will I have to go to a solicitor's office?

No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.

Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.

Read more: Will I have to visit a solicitor's office?

Can I get an interim compensation payment?

If you suffer financial hardship as a result of an injury, you may be able to claim interim compensation payments.

An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.

Read more about interim compensation payments.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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