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Road accident compensation amounts

If you have been hurt in a road traffic accident, the amount of injury compensation you can claim will depend on:

  • The nature and seriousness of your injuries
  • How long your recovery will take
  • How the accident happened and who was responsible

Our compensation calculator will give you an estimate of the compensation you will receive, but road accident compensation amounts will vary considerably from case to case.

Read more about road accident compensation claims.

If you need a more accurate idea of what your claim could be worth, speak to our road accident specialists on 0800 612 0699 or arrange a callback.

How much can I claim?

Car drivers in a road accident

2019 road accident claim amounts

The compensation payments set out in these tables are for guidance only. The tables set out road accident compensation amounts for general damages.

Please note: The figures do not take into account any additional payment for special damages, such as for lost earnings or treatment costs.

Whiplash

Whiplash is one of the most common injuries that affect road accident victims. The whiplash compensation amount you will get depends on the time it takes to fully recover.

If your whiplash symptoms are ongoing, your solicitor will arrange for a doctor to assess your injuries and estimate how long your recovery is likely to take.

Whiplash injury table

Whiplash

Full recovery within 3 months

£300 to £1,950

Full recovery between 3 months and 1 year

£1,950 to £3,470

Recovery between 1 and 2 years (see "neck injury" for longer-term whiplash injury)

£3,470 to £6,290

Other neck, back and shoulder injuries

Neck, back and shoulder injuries frequently affect people involved in a road traffic accident. Compensation amounts can be much higher if the injury is very serious or is likely to have a permanent impact.

Neck and back injury table

Back injury

Back injury recovering in a few months at most

Up to £1,950

Back injury recovering in up to 2 years

£1,950 to £6,290

Back injury recovering in 2-5 years

£6,290 to £9,970

Back injury causing permanent symptoms

£9,970 to £55,590

Serious back injury causing significant permanent impact

£59,120 to £70,490

Severe back injury with spinal cord damage

£72,620 to £128,320

Neck injury

Neck injury recovering completely in up to a year

£1,950 to £3,470

Neck injury recovering completely in 1-2 years

£3,470 to £6,290

Neck injury bringing other problems forward or making them worse

£6,290 to £10,960

Neck injury causing spondylosis, serious limitation of movement or permanent/recurring pain

£10,960 to £19,920

Neck injury involving fractures, dislocations or severe soft tissue damage recovering to a restricted level

£19,920 to £44,630

Serious neck injury involving fractures or damage to discs

£36,240 to £118,240

Shoulder injury

Short-term soft tissue shoulder injury

Up to £6,290

Moderate shoulder injury recovering within two years

£6,290 to £10,180

Dislocation and serious shoulder injuries with permanent symptoms

£10,180 to £15,300

Severe shoulder injury with significant disability

£15,300 to £38,280

Head and brain injuries

It is important that you seek medical attention following a car accident, even if you have no obvious injuries. Concussion and other brain injuries can have life-altering consequences and early diagnosis and treatment can make a critical difference.

Head and brain injury table

Brain damage

Minor brain or head injury

£1,760 to £10,180

Moderate brain injury

£34,330 to £174,620

Severe brain injury

£174,620 to £322,060

Eye injury

Minor eye injury

£3,150 to £6,960

Minor permanent damage to vision in one or both eyes

£7,270 to £16,720

Serious loss of vision in one eye

£18,880 to £31,320

Complete loss of sight in one eye

£39,270 to £43,710

Loss of sight in one eye with reduced vision in the remaining eye

£50,970 to £84,510

Facial injury

Simple nose fracture

£1,360 to £2,010

Displaced nose fracture

£2,010 to £4,070

Serious nose fracture with permanent damage

£8,480 to £18,440

Simple cheekbone fracture

£1,850 to £5,150

Serious cheekbone fracture

£8,130 to £12,580

Simple jaw fracture

£5,150 to £6,960

Serious jaw fractures

£14,320 to £36,310

Loss or damage to front tooth

£1,760 to £3,150

Loss or damage to back teeth (per tooth)

£870 to £1,360

Loss or damage to front teeth

£3,470 to £9,100

Multiple facial fractures

£11,890 to £19,090

Le Fort fractures of facial bones

£18,980 to £29,290

Arm injuries

Arm injuries are a less common consequence of road accidents than whiplash, but the impact to your life and ability to work can be significant.

Even a relatively minor hand or wrist fracture could mean you are unable to work for an extended period of time.

Arm injury table

Arm injury

Forearm fracture

£5,280 to £15,300

Serious arm injury with permanent symptoms

£15,300 to £104,370

Severe arm injury

£76,650 to £104,370

Elbow injury

Short-term elbow injury

Up to £10,040

Serious and long-term elbow injury

£12,480 to £43,710

Wrist injury

Wrist fractures and other injury recovering in up to one year

£2,810 to £3,790

Colles wrist fractures

In the region of £5,920

Wrist injury recovering in around two years

Up to £8,160

Wrist injury causing permanent pain and stiffness

£10,040 to £19,530

Serious, permanent wrist injury causing loss of function

£19,530 to £47,720

Hand injury

Minor hand injury

Up to £3,460

Serious hand injury with full or close to full recovery

£4,640 to £10,580

Serious hand injury with significant loss of use of the hand

£23,110 to £49,350

Serious damage to both hands

£44,550 to £67,410

Loss of one hand, or loss of use of one hand

£76,650 to £87,410

Loss of both hands, or loss of use of both hands

£112,100 to £160,600

Finger injury

Finger fractures

Up to £9,760

Severe fractured fingers leading to possible amputation

Up to £29,290

Loss of a finger or part of a finger

Up to £14,930

Serious finger injury causing permanent loss of grip

£11,890 to £13,020

Loss of index finger and middle or ring finger

£49,350 to £72,330

Thumb injury

Thumb injury recovering in a short time

Up to £1,760

Thumb injury recovering in around 6 months

Up to £3,150

Severe thumb dislocation

£3,150 to £5,410

Serious thumb injury

£7,700 to £27,910

Loss of a thumb

£28,310 to £43,710

Leg and foot injuries

Leg and foot fractures can occur in higher-velocity road accidents. Very serious collisions may result in permanent injury and amputation. The compensation payments for such road accidents will consequently be very high.

Leg injury table

Achilles tendon

Minor achilles tendon injury

£5,800 to £10,040

Partial Achilles rupture or significant tendon damage

£10,040 to £16,800

Severed Achilles tendon and muscle injury

In the region of £30,630

Ankle injury

Short-term ankle injury

Up to £10,960

Ankle injury causing some permanent problems

£10,960 to £21,200

Serious, permanent ankle injuries

£24,950 to £55,560

Foot injury

Short-term foot injury

Up to £10,960

Displaced metatarsal fractures

£10,960 to £19,920

Serious and permanent foot injury

£19,920  to £87,410

Loss of one or both feet

£66,930 to £160,600

Knee injury

Short-term knee injury

Up to £10,960

Knee injury causing long term problems

£11,820 to £20,880

Severe knee injury

£55,590 to £76,690

Leg injury

Fractured femur (thigh bone)

£7,270 to £11,220

Fractured tibia or fibula (lower leg) or soft tissue injury

Up to £9,440

Leg fractures or soft tissue injury causing some permanent problems

£14,320 to £22,130

More complicated leg fractures

£21,100 to £29,800

Loss of both legs

£160,600 to £224,800

Loss of one leg

£78,100 to £109,570

Serious, permanent leg injuries

£31,250 to £108,370

Toe injury

Short-term toe injury

Up to £7,650

Serious toe injuries,  including amputations

£7,650  to £16,800

Other injuries

Your compensation award or settlement can also include recognition of the longer-term impact the road accident has had on your life, both in the form of permanent physical scars and post-traumatic stress.

Other injuries table

Scarring to other parts of the body

A single noticeable scar, or several superficial scars not to the face

£1,890 to £6,240

Several noticeable scars or one disfiguring scar, not to the face

£6,240 to £18,120

Injury involving paralysis

Paraplegia

£174,620 to £226,610

Tetraplegia or quadraplegia

£258,740 to £322,060

Post-traumatic stress disorder

Less severe post-traumatic stress disorder

£3,150 to £18,450

More severe post-traumatic stress disorder

£18,450  to £80,250

Road accident compensation amounts for multiple injuries

You can claim compensation for several injuries following a road accident. However, it is not just a matter of adding together the numbers from the tables above.

The general principle that solicitors, car insurance companies and the courts will use is that pain and suffering for more minor injuries is partly masked by the greater degree of pain and suffering experienced for more serious injuries.

For example, if you were in a serious car accident and suffered a long-term injury (such as a complex leg fracture) but you also suffered a more minor case of whiplash, you may be awarded slightly more compensation than you would have received for the leg injury alone.

You would be unlikely to receive the amounts for minor whiplash (e.g. £3,470) and for a leg fracture (e.g. £11,220) simply added together.

However, calculating compensation payments for multiple injuries is even more complex than for single injuries, and can vary considerably.

If you have sustained several injuries in a car accident, you should seek medical treatment for your injuries as soon as possible. Even if you are still undecided as to whether to claim, your medical records will provide valuable evidence of the full extent of your injuries.

How much can I claim?

I was partly to blame for the road accident - how much compensation will I get?

Split liability (where both parties are partly to blame for an accident) often applies to road accident claims.

There are several situations where your road accident compensation amount would be affected if you were partly to blame, such as:

  • Not wearing a seatbelt
  • Failing to signal properly
  • Speeding

In general, your compensation payout will first be calculated in full, as though you were not to blame.Then the compensation will be reduced by a percentage figure.

The percentage reduction will depend on the degree to which you were responsible for the road accident, or for your injuries.

For example, you may have been turning into a side road and been hit from behind by another driver who was speeding. If you failed to signal properly, you may be found to have been partly responsible. The courts may quantify this by saying that you were 25% liable for the accident.

If you suffered a serious neck injury in the above car accident, with a compensation award of £15,000, your compensation would be reduced by 25% to give a lower compensation amount of £11,250.

Other cases

In some situations, such as where the injured party did not wear a seatbelt, the reduced compensation may instead be calculated by looking at the less serious injuries the person would otherwise have suffered, e.g. if they had been wearing a seatbelt.

Whether this alternate rule applies will depend on the circumstances of the accident.

50:50 road accident compensation amounts

In some cases, the parties may disagree on who was to blame for the accident. If there is no clear evidence to support either side, your solicitor may recommend that you accept a 50:50 liability split.

In this situation, your compensation payment for the road accident would be reduced by 50%.

What else can I claim for?

Road accident compensation payments will also include an amount for special damages. Special damages include any financial losses you have incurred as a result of the accident.

Financial losses could include:

  • Lost earnings,
  • Physiotherapy and other treatment costs,
  • Property damage (including repairs and diminution of value of your car)
  • Travel costs to and from hospital appointments, and,
  • Care costs

Your solicitor will help you to put together a full list of all the losses and expenses you have had to deal with as a direct result of the road accident.

Wherever possible, you should keep records and receipts for replacement property, taxi or bus travel etc so your solicitor can calculate a more accurate compensation figure.

How do I get a more accurate road accident compensation figure?

Calculating an accurate payment figure for a road accident claim is complex.

An accurate calculation usually requires some information that may not be available until you have started your claim.

For example, your solicitor will arrange for a medical assessment with a specialist to assess how long your injuries will likely take to heal. This recovery prognosis is a vital part of the compensation calculation. Without it, your solicitor would only be able to guess at an approximate figure.

For more information about how much you could receive, speak to a road accident specialist today on 0800 612 0699 or arrange a callback for a time that suits you.

References

Guidelines For The Assessment Of General Damages In Personal Injury Cases, 14th Edition. Oxford University Press, 2017.

Reported road casualties in Great Britain, Annual Report 2017. Department of Transport, 2018.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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