Company car accident injury claims

Updated: October 8, 2018

When an injured person makes a personal injury compensation claim following a road accident, they will seek to be compensated by the negligent driver's insurance company.

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It does not matter whether the Claimant owns the car they are driving or whether it belongs to a company - the claims process will be very similar in most cases.

A Claimant will not usually need to deal with their employer's car insurance company at all, as the employer is likely to deal with the claim.

Car accident insurance form

Seeking medical attention

An injured person should always seek immediate medical attention as a matter of priority. This will also formally document the injuries.

When starting a claim, the Claimant will undergo a medical examination from an independent professional appointed by their solicitor. The medical professional will provide a medical report of the Claimant's injuries and recommend further treatment if necessary.

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Proving the other driver is liable

In order to make a successful claim, a Claimant must be able to prove that the other driver was responsible for the accident.

Collating as much evidence as possible to support the claim is part of the solicitor's role. CCTV footage from surrounding buildings could help support the case, witness statements and photographs of the scene can help.

The employer's insurance policy may include legal protection and the insurer may even try and recommend a personal injury solicitor. However it is often recommended that a Claimant chooses their own legal representative to avoid a conflict of interest.

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Do I have a company car related road injury claim?

If you were injured in a company car related road injury in the last three years (longer if children were involved) and someone else was to blame, then we can probably help you make a compensation claim.

See our Online Claim Eligibility Calculator for a better idea of where you stand.

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How much can I claim for a company car accident?

The amount of compensation that a Claimant may receive is dependent on many factors including the type and severity of the injury.

A Claimant may be able to claim for both general and special damages.

General damages pertain to the pain and suffering experienced as a direct result of the accident. The individual may also be able to claim if the accident has made a pre-existing medical condition worse.

Special damages are awarded for other expenses incurred by the Claimant such as travel costs, medical fees and loss of earnings (if the accident has left the Claimant unable to work).

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What if the other driver can't be traced or is uninsured?

If the driver of the other vehicle cannot be traced or is uninsured, a claim can be pursued through the Motor Insurer's Bureau (MIB).

Applications to the MIB can be made directly and without the help of a personal injury solicitor. However, it can help to get legal advice in the first instance to get a better understanding of your circumstances.

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Accidents at work - Claiming compensation from your employer

Every year, 600,000* employees are injured in accidents at work. If you have suffered an injury or illness at work, you may able to claim compensation.

Find out if you can claim compensation from your employer: Read more about work accident claims

*Source: 2016/17 Health and Safety Executive (HSE) report

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Meet our team

The national network of QLS solicitors handle all types of road accident claims, from fast track claims to serious, long-term injury. Our solicitors are selected for their level of experience and their success rate in winning claims.

Click here to see more of the Quittance team.

Kevin Walker Serious Injury Panel Solicitor
Rakhi Chauhan Road Accident Panel Solicitor
Shahida Chaudery Complex Injury Claims Panel Solicitor
Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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