Rib Injury Compensation Claims
If your life, or the life of a loved one, has been affected by a rib injury we can help.
The purpose of this guide is to help anyone who has suffered a rib injury and is considering a legal claim for compensation. If you are looking for medical advice, please see the NHS website.
In our guide to claiming
rib injury compensation:
According to the Oxford University Hospital, rib injuries can take approximately 4 to 6 weeks to heal.
However, your recovery can be affected by complications related to your rib injury, such as:
- a chest infection,
- surgical emphysema or
- abdominal injury.
Rib injuries are typically caused by a fall or the impact of an object hitting the chest or vice versa.
What should I do if I have suffered a rib injury?
Having sought medical attention and treatment, you should contact a solicitor as soon as possible.
If you have suffered a rib injury that was not your fault, you may be able to claim compensation.
The panel of solicitors have many years of experience in dealing with compensation claims for rib injuries and can advise you on whether or not a claim is likely to be successful.
Do I have a rib injury claim?
As a basic rule, you can make a rib injury claim if your injury happened:
- within the last three years, and;
- another person was to blame, and;
- that person owed you a duty of care.
Claim eligibility - Common questions
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start a rib injury claim on their own behalf.
Can I still claim if I didn't report the rib injury?
If you did not report the accident it can make it more difficult to pursue a rib injury claim, but a claim may still be possible. This will depend on the circumstances of your case and on the other evidence available.
Who is responsible for your injury?
If you have suffered a rib injury, such as bruised or fractured ribs, and the accident was not your fault, it may be that another party can be held liable.
If. for example, you suffered a rib injury at work, your employer may be liable. Employers have a duty to protect the health and safety of their staff. If your employer has failed to train you in how to perform your duties safely or provide suitable Personal Protective Equipment (PPE), your employer can be held liable for the consequences.
Employers are also responsible for ensuring that equipment is maintained to safe standards and that there are no obvious risks to the well-being of their staff.
Your rib injury might have occurred when you slipped while visiting commercial premises, such as a restaurant or shop. If this is the case, the person or organisation who is responsible for the premises can be held liable. Most businesses have public liability insurance. In the event of an accident on businesses premises, a compensation claim would typically be made against this policy.
Rib injuries are common in road traffic accidents or 'RTA's' when a driver or passenger's chest impacts with the steering wheel or dashboard of the car. The person who was to blame for the accident (such as another driver) could be pursued for compensation.
On some occasions, people experience rib injuries as a result of engaging in sports. If you have not been instructed in how to engage in your chosen sport in a safe manner, the person or organisation providing the lessons could be held responsible for your injury.
The amount of money you could claim for your rib injury will depend on:
- the extent of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your rib injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after a rib injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
Rib injury compensation amounts
The following rib injury payouts refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fifteenth Edition by the Judicial College.These tables are used by solicitors or by the courts as a starting point when calculating your compensation.
|Chest injury||Minor||Fractured ribs or muscle injury to the rib cage and chest||Up to £3,150|
|Chest injury||Less Serious||Injury causing lungs to collapse, making a full recovery||£1,750 to £4,240|
|Chest injury||Moderate||Some permanent tissue damage but no significant long-term lung problem||£10,040 to £14,320|
|Chest injury||Moderate||Injury from inhaling toxic fumes or smoke||£4,240 to £14,320|
|Chest injury||Serious||Damage to the chest and lungs causing some continuing disability||£24,950 to £43,710|
|Chest injury||Severe||Traumatic injury to the chest, lungs or heart with permanent damage and reduced life expectancy||£52,390 to £80,250|
|Chest injury||Very Severe||Total removal of one lung and/or serious heart damage||£80,250 to £119,650|
How is compensation calculated if I have multiple injuries?
If you have sustained multiple injuries, the compensation amounts are not simply added together.
The upper bracket of the most serious injury may be considered as a starting point, with a reduced amount applied for the other less severe injuries.
General damages for a serious rib fracture can be £3,000
For a more minor wrist injury, in isolation, you would typically receive £2,900.
However, if you have a serious rib fracture and a more minor wrist injury, you would typically receive £3,000 + a reduced percentage of £2,900.
Special damages, such as loss of earnings are not usually increased if you have multiple injuries. Read more about multiple injury claims.
What is the average injury compensation for a rib injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following a rib injury will depend entirely on your specific circumstances.
Your rib injury compensation will be calculated based on the unique impact your injuries have had on your life and your ability to work, and on the actual financial losses you have incurred as a result of your injuries.
See the injury table above for some examples.
Can I claim for physiotherapy and private care costs?
Private treatment can be expensive, but funding towards the cost of this treatment frequently comprises part of a compensation award. Your solicitor may even be able to arrange access to private medical care as soon as your claim is accepted.
Calculate my rib injury compensation
Calculating how much compensation you can claim for a rib injury can be complicated.
Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.
Find out what your rib injury claim could be worth now:
How long does a rib injury claim take?
How long it can take to win compensation for a rib injury can vary significantly.
A straightforward liability accepted injury claim can settle in a couple of months. If liability is denied, however, the process might take longer. Typically, an injury claim takes between 4 and 9 months. See more: How long will my claim take?
Caring and sensitive support
Your solicitor will handle your rib injury claim from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
How did your injury occur?
The claims process that your solicitor follows will vary, depending on how the injury occurred:
How does no win, no fee work?
No win, no fee means that your solicitor will not charge you any fees if your rib injury claim is unsuccessful. 'No win, no fee' is also referred to as a 'Conditional Fee Agreement' or 'CFA'.
No win, no fee guarantee
If you have been injured and it wasn't your fault, our no win, no fee guarantee takes the risk out of claiming compensation for your rib injury. Read more about making a No win, no fee claim
What do I pay if I win my rib injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, only after your compensation is awarded. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.
What do I pay if I do not win my rib injury claim?
If your rib injury claim is not successful then you do not have to pay any legal fees whatsoever. Your solicitor may take out insurance to ensure there will be nothing to pay.
Is there a catch?
The Conditional Fee Agreement (CFA) sets out the terms between you and your solicitor., No Win No Fee is a regulated activity and as such there should be no nasty surprises in the agreement. Nevertheless, it is recommended that you read the agreement carefully and ask any questions if you are unsure.
How do personal injury solicitors get paid?
If your rib injury claim is successful, the defendant, or their insurer, will pay the compensation and your solicitors fees.
How can Quittance help?
Your solicitor will fight for the best possible compensation settlement for you, and the highly-experienced panel of solicitors have an excellent track record of winning injury claims.
If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.
Call us FREE 0800 376 1001 or arrange a callback:
if you can claim
to start a claim
Rib injury FAQ's
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I was partly responsible for an accident?
You may still be able to claim compensation even if you contributed to your accident or to your injuries.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long do I have to make a rib injury claim?
In general, you have a time limit of up to 3 years from the date of the rib injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your rib injury claim becomes 'statute barred'.
Can I claim for a rib injury after 3 years?
Possibly. The general rule for adults is that a claim must be started within three years.
However, the three-year countdown starts on the day you learned of your injury or illness. This will usually be the date of the accident, but could be the date your doctor gave you a diagnosis.
If you were injured as a child, you do have up until your 21st birthday to make a claim.
There other circumstances that can also impact the limitation date. Call us now on 0800 376 1001 to find out if you are still able to claim rib injury compensation.
In reality, there are a number of factors that can affect whether a rib injury claim will be taken on by a solicitor.
Will I have to go to court?
Highly unlikely. The vast majority of claims that are settled by the solicitor panel are settled out of court.
Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are held in front of a judge, not a jury.
Will I have to go to a solicitor's office?
No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
Can I get an early compensation payment?
If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.
An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.
Howard Willis, Personal injury solicitor
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.