Finger Injury Compensation Claims
If you have been affected by a finger injury we can help.
The purpose of this guide is to help anyone who has suffered a finger injury and is considering a legal claim for compensation. If you are looking for medical advice, please see the NHS website.
In our guide to claiming
finger injury compensation:
Common finger injury claims
Quittance's network of solicitors can assist people who have suffered finger injuries:
- caused by dangerous machinery at work
- due to an office accident or repetitive strain injury caused by using a keyboard without wrist supports for long periods of time
- as a result of a slip, trip and fall accident
- as a result of an industrial disease such as vibration white finger or carpal tunnel syndrome
- in a road traffic accident
- in a school or nursery
- from a defective product
- playing sports such football or rugby
The cause of a finger injury has no bearing on the amount of compensation that is awarded. The settlement award will depend on the severity of the injury and the effect it will have on your life, both during your initial recovery, and in the future.
However, for the purposes of making a successful claim, the cause of the injury is significant. It must be shown that the accident was caused by another party's act or negligence, and that the accident in question was the cause of the injury.
Do I have a finger injury claim?
As a basic rule, you will be eligible to make a finger injury claim if you sustained an injury:
- in the last three years, and;
- someone else was to blame, and;
- that person owed you a duty of care.
Injury claim eligibility - Common questions
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start a finger injury claim on their own behalf.
What if I can't prove who caused the finger injury?
Your solicitor will work on your behalf to assess your finger injury claim and gather evidence. They will identify the party responsible for your accident.
Employers are required to follow Health and Safety legislation to keep their employees safe and avoid accidents at work.
Where the finger injuries are sustained in a work accident, the injury lawyer will consult relevant Health and Safety Regulations such as the Health and Safety at Work Act 1974, Work at Height Regulations 2005 or the Control of Vibration at Work Regulations 2005 in order to show that the employer was liable for the accident.
For other accidents, determining fault depends on the circumstances of the accident. Your lawyer will gather evidence to prove that:
- the accident was caused by the negligence of another party, and
- the accident caused the finger injuries.
Even if it not certain who caused the accident, a claim may still be made. Your solicitor will be able to investigate the evidence relating to the accident to establish liability.
The amount of money you could claim for your finger injury will depend on:
- the extent of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your finger injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after a finger injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
Finger injury compensation amounts
The following finger injury payouts refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fifteenth Edition by the Judicial College.These tables are used by solicitors or by the courts as a starting point when calculating your compensation.
|Finger injury||Moderate||Fracture of one finger||Up to £3,790|
|Finger injury||Serious||Loss of part of the little finger||£3,150 to £4,670|
|Finger injury||Serious||Loss of the terminal phalanx of the ring or middle finger||£3,150 to £6,260|
|Finger injury||Severe||Amputation of the terminal phalanges of the index finger||Around £19,920|
|Finger injury||Very Severe||Amputation of several fingers||£49,350 to £72,330|
|Finger injury||Moderate||Fracture of index finger||£7,270 to £9,760|
|Finger injury||Serious||Partial loss of index finger||£9,700 to £14,930|
|Finger injury||Severe||Total loss of index finger||Around £14,930|
|Thumb injury||Minor||Minor thumb injuries||Up to £3,150|
|Thumb injury||Moderate||Severe dislocation||£3,150 to £5,410|
|Thumb injury||Moderate||Moderate thumb injuries||£7,700 to £10,040|
|Thumb injury||Serious||Serious thumb injury||£10,040 to £13,360|
|Thumb injury||Severe||Amputation of thumb||£28,310 to £43,710|
How is compensation calculated if I have multiple injuries?
If you have sustained multiple injuries, the compensation amounts are not simply added together.
The upper bracket of the most serious injury may be considered as a starting point, with a reduced amount applied for the other less severe injuries.
General damages for a serious finger injury can be £15,000
For a more minor arm injury, in isolation, you would typically receive £4,000.
However, if you have a serious finger injury and a more minor arm injury, you would typically receive £15,000 + a reduced percentage of £4,000.
Special damages, such as loss of earnings are not usually increased if you have multiple injuries. Read more about multiple injury claims.
What is the average injury compensation for a finger injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following a finger injury will depend entirely on your specific circumstances.
Your finger injury compensation will be calculated based on the unique impact your injuries have had on your life, your ability to work, and the actual financial losses you have incurred as a result of your injuries.
See the injury table above for some examples.
Finger injury compensation
Calculating how much compensation you can claim for a finger injury can be complicated.
Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.
Find out what your finger injury claim could be worth now:
How long does a finger injury claim take?
The length of time needed to secure compensation for a finger injury can vary considerably.
For instance, a simple liability accepted injury claim could be settled in a month or two. If the defendant denies liability, it could take considerably longer. On average an injury claim should take 4 to 9 months. See more: How long will my claim take?
Does it matter which finger is injured?
The courts recognise that some fingers are more important than others for the functioning of the hand. The thumb, index and middle finger are considered the most important digits. The more dominant the finger, the more compensation a claimant is likely to receive for the same type of injury.
Caring and sensitive support
Your solicitor will handle your finger injury claim from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
Who pays for this specialist help?
The cost of treatment will be factored into your compensation settlement paid by the defendant or their insurance company. Should you require private treatment before the case settles, an interim payment to cover treatment costs may be possible.
How did your injury occur?
The claims process that your solicitor follows will vary, depending on how the injury occurred:
No win, no fee - the facts
No Win, No Fee is an agreement with your solicitor (known as a Conditional Fee Agreement or CFA) that means that you can make a finger injury claim with:
- no upfront legal fees
- no solicitor's fees payable if your claim is not successful
- a success fee payable only if your claim is successful
No Win, No Fee is the most common way to make a compensation claim.
Our no win, no fee promise
Our no win, no fee guarantee means there is no financial risk in making a finger injury claim, even if you don't win your claim. Read more about making a No win, no fee claim
What do I pay if I win my finger injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, after your claim is settled. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.
What do I pay if I do not win my finger injury claim?
If your finger injury claim is not successful then you do not have to pay any legal fees whatsoever. Your solicitor may take out insurance to ensure there will be nothing to pay.
Why do most solicitors charge 25%?
25% success fees are charged by most law firms as this is the maximum fee that the Ministry of Justice allows them to charge. finger injury claims can take a solicitor hundreds of hours work and they receive nothing if the case is lost. The success fee will be subject to your individual circumstances and the actual fee may vary. Call us for more information.
How can Quittance help?
Your solicitor will fight for the best possible compensation settlement for you, the highly-experienced panel of solicitors have an excellent track record of winning injury claims.
If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.
Call us FREE 0800 376 1001 or arrange a callback:
if you can claim
to start a claim
Finger injury FAQ's
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I was partly responsible for an accident?
You may still be able to claim compensation even if you contributed to your accident or to your injuries.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long do I have to make a finger injury claim?
In general, you have a time limit of up to 3 years from the date of the finger injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your finger injury claim becomes 'statute barred'.
Can I claim for a finger injury after 3 years?
Possibly. The general rule for adults is that a claim must be started within three years.
However, the three-year countdown starts on the day you learned of your injury or illness. This will usually be the date of the accident, but could be the date your doctor gave you a diagnosis.
If you were injured as a child, you do have up until your 21st birthday to make a claim.
There other circumstances that can also impact the limitation date. Call us now on 0800 376 1001 to find out if you are still able to claim finger injury compensation.
In reality, there are a number of factors that can affect whether a finger injury claim will be taken on by a solicitor.
Will I have to go to court?
Highly unlikely. The vast majority of claims that are settled by the solicitor panel are settled out of court.
Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are held in front of a judge, not a jury.
Will I have to go to a solicitor's office?
No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
Can I get an early compensation payment?
If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.
An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.
Howard Willis, Personal injury solicitor
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.