Finger Injury Compensation Claims
If you have been affected by a finger injury, we can help.
If your injuries were caused by someone else's actions or negligence, you may be entitled to claim compensation.
Claiming injury compensation with a solicitor
You can make a compensation claim with the help and support of a personal injury solicitor.
Your solicitor will ask you about what happened, and they will collect evidence to prove what caused your injuries. Your solicitor will also work out how much money you can claim, based on your injuries, lost earnings and other expenses.
We can help you make a personal injury compensation claim on a No Win No Fee basis.
In this article
Common finger injury claims
Quittance's panel of solicitors can assist people who have suffered finger injuries:
- caused by dangerous machinery at work
- due to an office accident or repetitive strain injury caused by using a keyboard without wrist supports for long periods of time
- as a result of a slip, trip and fall accident
- as a result of an industrial disease such as vibration white finger or carpal tunnel syndrome
- in a road traffic accident
- in a school or nursery
- from a defective product
- playing sports such football or rugby
The cause of a finger injury has no bearing on the amount of compensation that is awarded. The settlement award will depend on the severity of the injury and the effect it will have on your life, both during your initial recovery, and in the future.
However, for the purposes of making a successful claim, the cause of the injury is significant. It must be shown that the accident was caused by another party's act or negligence, and that the accident in question was the cause of your injury.
Employers are required to follow Health and Safety legislation to keep their employees safe and avoid accidents at work.
Where the finger injuries are sustained in a work accident, the injury lawyer will consult relevant Health and Safety Regulations such as the Health and Safety at Work Act 1974, Work at Height Regulations 2005 or the Control of Vibration at Work Regulations 2005 in order to show that the employer was liable for the accident.
For other accidents, determining fault depends on the circumstances of the accident. Your lawyer will gather evidence to prove that:
- the accident was caused by the negligence of another party, and
- the accident caused the finger injuries.
Even if it not certain who caused the accident, a claim may still be made. Your solicitor will be able to investigate the evidence relating to the accident to establish liability.
Do I have an injury claim?
As a basic rule, you will be eligible to make an injury claim if you sustained an injury:
- in the last 3 years, and;
- someone else was to blame, and;
- that person owed you a duty of care.
Injury claim eligibility - Common questions
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start an injury claim on their own behalf.
What if the other party denies liability?
If the defendant denies liability, your solicitor will build the strongest possible case in order to prove that the defendant is responsible for your finger injury. Ultimately the solicitor will issue court proceedings on the defendant. Often this prompts an admission of liability before proceedings begin.
The amount of money you could claim for your injury will depend on:
- the seriousness of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your injuries have affected your life. Your solicitor will take these considerations into account to calculate the correct compensation award.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after an injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
Finger injury compensation amounts
The following finger injury payouts refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fifteenth Edition by the Judicial College.These tables are used by solicitors or by the courts as a starting point when calculating your compensation.
|Finger injury||Moderate||Fracture of one finger||Up to £3,790|
|Finger injury||Serious||Loss of part of the little finger||£3,150 to £4,670|
|Finger injury||Serious||Loss of the terminal phalanx of the ring or middle finger||£3,150 to £6,260|
|Finger injury||Severe||Amputation of the terminal phalanges of the index finger||Around £19,920|
|Finger injury||Very Severe||Amputation of several fingers||£49,350 to £72,330|
|Finger injury||Moderate||Fracture of index finger||£7,270 to £9,760|
|Finger injury||Serious||Partial loss of index finger||£9,700 to £14,930|
|Finger injury||Severe||Total loss of index finger||Around £14,930|
|Thumb injury||Minor||Minor thumb injuries||Up to £3,150|
|Thumb injury||Moderate||Severe dislocation||£3,150 to £5,410|
|Thumb injury||Moderate||Moderate thumb injuries||£7,700 to £10,040|
|Thumb injury||Serious||Serious thumb injury||£10,040 to £13,360|
|Thumb injury||Severe||Amputation of thumb||£28,310 to £43,710|
How is compensation calculated if I have multiple injuries?
If you have sustained multiple injuries, the compensation amounts are not simply added together.
The upper bracket of the most serious injury may be considered as a starting point, with a reduced amount applied for the other less severe injuries.
General damages for a serious finger injury can be £15,000
For a more minor arm injury, in isolation, you would typically receive £4,000.
However, if you have a serious finger injury and a more minor arm injury, you would typically receive £15,000 + a reduced percentage of £4,000.
Special damages, such as loss of earnings are not usually increased if you have multiple injuries. Read more about multiple injury claims.
What is the average injury compensation for an injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following an injury will depend entirely on your specific circumstances.
Your injury compensation will be calculated based on the unique impact your injuries have had on your life and your ability to work, and on the actual financial losses you have incurred as a result of your injuries.
What if I am not yet sure of the extent of my injury?
If you have not yet sought medical attention, your solicitor will arrange a medical assessment for you ASAP. If you are awaiting test results, a claim can still be started. Once the extent of the injuries are known, the settlement can be calculated.
Calculate my injury compensation
Calculating how much compensation you can claim for an injury can be complicated.
Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.
Find out what your injury claim could be worth now:
How long does a finger injury claim take?
The length of time needed to secure compensation for a finger injury can vary considerably.
For instance, a simple liability accepted injury claim could be settled in a month or two. If the defendant denies liability, it could take considerably longer. On average an injury claim should take 4 to 9 months. See more: How long will my claim take?
Does it matter which finger is injured?
The courts recognise that some fingers are more important than others for the functioning of the hand. The thumb, index and middle finger are considered the most important digits. The more dominant the finger, the more compensation a claimant is likely to receive for the same type of injury.
How else can a solicitor help me?
Your solicitor will handle your injury claim from the initial FREE case evaluation, through to the financial settlement.
Your solicitor will work with other specialists to provide caring and sensitive support and help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
Will I get financial advice?
Your solicitor will be able to advise you on whether to accept a financial settlement for your finger injury claim. If you require tax planning or trust advice, the solicitor will recommend and work closely with a financial adviser.
Will I have to go to court?
Highly unlikely. Solicitors settle the vast majority of claims out of court.
Less than 5% of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are decided by a judge or magistrate, not a jury.
Even if the claim does go to court, it is very unlikely you will have to attend.
No win, no fee - the facts
No Win, No Fee is an agreement with your solicitor (known as a Conditional Fee Agreement or CFA) that means that you can make an injury claim with:
- no upfront legal fees
- no solicitor's fees payable if your claim is not successful
- a success fee payable only if your claim is successful
No Win, No Fee is the most common way to make a compensation claim.
No win, no fee - our guarantee
Our no win, no fee guarantee means there is no financial risk in making an injury claim, even if you don't win your claim. Read more about making a No win, no fee claim
What do I pay if I win my injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, after your claim is settled. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.
What do I pay if I do not win my injury claim?
If your injury claim is not successful then you do not have to pay any legal fees whatsoever. Your solicitor may take out insurance to ensure there will be nothing to pay.
How we can help you
Your solicitor will fight for the best possible compensation settlement for you, and the highly-experienced panel of solicitors have an excellent track record of winning injury claims.
If you have any questions, or would like to start a No Win No Fee claim, we are open:
- 8am to 9pm weekdays
- 9am to 6pm on Saturday
- 9.30am to 5pm on Sunday
Call us for FREE advice on 0800 376 1001, or arrange a call back from a friendly, legally-trained advisor:
- Find out
if you can claim
- No obligation
to start a claim
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I feel I was partly responsible for my accident?
Yes. You may still be able to claim compensation even if your actions may have contributed to the accident.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long do I have to make an injury claim?
In general, you have a time limit of up to 3 years from the date of the injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your injury claim becomes 'statute barred'.
Can I claim for an injury after 3 years?
Possibly. The general rule for adults is that a claim must be started within three years.
However, the three-year countdown starts on the day you learned of your injury or illness. This will usually be the date of the accident, but could be the date your doctor gave you a diagnosis.
If you were injured as a child, you do have up until your 21st birthday to make a claim.
There other circumstances that can also impact the limitation date. Call us now on 0800 376 1001 to find out if you are still able to claim injury compensation.
In reality, there are a number of factors that can affect whether an injury claim will be taken on by a solicitor.
Will I have to visit a solicitor's office to start a claim?
No. You will not need visit a solicitor's office. Personal injury claims are handled by email, post and phone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
I need the money now - what are my options?
If you are unable to work and have bills to pay, you may be able to claim an interim compensation payment.
An interim payment is an advance on your compensation payment. Any amount you receive in interim payments would be deducted from your final compensation payment.
Howard Willis, Personal injury solicitor
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.