A Guide to Claiming Arm Injury Compensation
If your life, or the life of a loved one, has been affected by an arm injury we can help.
The purpose of this guide is to help anyone who has suffered an arm injury and is considering a legal claim for compensation. If you are looking for medical advice, please see the NHS website.
What are the statistics?
40% of musculoskeletal conditions sustained at work affect the arms, according to 2015 statistics from the Health and Safety Executive (HSE). Arm injuries arise in occupations as diverse as builders, nurses and office workers.
Many more arm injuries are sustained outside of work, with two fifths of cyclists injured on Britain's roads sustaining an arm injury, according to the Royal Society for the prevention of Accidents.
The impact of arm injuries
Arm injuries (those affecting the upper arm, forearm, elbow and wrist) can cause serious disruption to a person's life and ability to work.
The courts recognise that any arm injuries, from breaks to the humerus, radius, ulna and wrist bones, to muscle pain, burns and hard-arm vibration syndrome, can result in lasting pain and financial hardship.
Do I have an arm injury claim?
As a basic rule, you will be eligible to make an arm injury claim if you were injured:
- within the last three years and,
- another person was to blame.
However, there may be other considerations that mean you have a valid claim - even if the above points do not apply to you.
To confirm whether you are eligible to claim speak to one of our experts on 0800 612 7456.
A short call will tell you exactly where you stand. We will not put you under any pressure to pursue a claim.
You can also find out if you have a claim with our Online Claim Checker.
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start an arm injury claim on their own behalf.
Can I make an arm injury claim right up to the three-year limit?
Technically, yes. However, in practice, not always. Many solicitors will not take on an arm injury claim that only has a few months (sometimes even a year) left before the time limit expires. Our panel of solicitors will take a claim on as late as possible where it is felt that the claim could be successful.
Can I still claim if I didn't report the arm injury?
If you did not report the accident it can make it more difficult to pursue an arm injury claim, but a claim may still be possible. This will depend on the circumstances of your case and on the other evidence available.
The amount of money you could claim for your arm injury will depend on:
- the extent of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your arm injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after an arm injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
Arm Injury compensation amounts
The following arm injury payouts refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fourteenth Edition by the Judicial College.
|Arm amputation||Loss of both arms||Loss of both arms Arm amputation||£191,950 to £239,140|
|Arm amputation||Loss of one arm below the elbow||Loss of one arm below the elbow Arm amputation||£76,650 to £87,410|
|Arm amputation||Loss of one arm above the elbow||Loss of one arm above the elbow Arm amputation||£87,410 to £104,370|
|Arm amputation||Loss of one arm at the shoulder||Loss of one arm at the shoulder Arm amputation||Over £109,330|
|Arm injury||Less serious||Less serious Arm injury||Fractured forearm||£5,280 to £15,300|
|Arm injury||Moderate||Moderate Arm injury||Serious injury with long-lasting effects||£15,300 to £31,220|
|Arm injury||Serious||Serious Arm injury||Serious injury with permanent and substantial effects||£31,220 to £47,720|
|Arm injury||Severe||Severe Arm injury||Severe with serious, permanent consequences||£76,650 to £104,370|
|Elbow injury||Less serious||Less serious Elbow injury||No significant long-term problems||Up to £10,040|
|Elbow injury||Moderate||Moderate Elbow injury||Some long-term problems||£12,480 to £25,510|
|Elbow injury||Serious||Serious Elbow injury||Severe and disabling injury||£31,220 to £43,710|
|Hand Arm Vibration Syndrome (HAVS)||Minor||Minor Hand Arm Vibration Syndrome (HAVS)||Minor symptoms||£2,390 to £6,890|
|Hand Arm Vibration Syndrome (HAVS)||Moderate||Moderate Hand Arm Vibration Syndrome (HAVS)||Minor symptoms in cold weather||£6,890 to £13,360|
|Hand Arm Vibration Syndrome (HAVS)||Serious||Serious Hand Arm Vibration Syndrome (HAVS)||Year-round symptoms||£13,360 to £25,220|
|Hand Arm Vibration Syndrome (HAVS)||Severe||Severe Hand Arm Vibration Syndrome (HAVS)||Affecting both sides in a younger person causing a change in job||£25,220 to £30,630|
|Hand injury||Serious||Serious Hand injury||Serious hand injury||£11,520 to £23,110|
|Hand injury||Very Severe||Very Severe Hand injury||Loss of both hands||£112,100 to £160,600|
|Hand injury||Very Serious||Very Serious Hand injury||Very serious hand injuries||£15,620 to £27,910|
|Hand injury||Severe||Severe Hand injury||Severe hand injury||£23,110 to £49,350|
|Hand injury||Moderate||Moderate Hand injury||Moderate hand injury||£4,640 to £10,580|
|Hand injury||Severe||Severe Hand injury||Serious damage to both hands||£44,550 to £67,410|
|Hand injury||Severe||Severe Hand injury||Loss of one hand||£76,650 to £87,410|
|Hand injury||Minor||Minor Hand injury||Minor hand, finger or thumb injury||Up to £3,460|
|Work-related Upper Limb Disorder (WRULD)||Minor||Minor Work-related Upper Limb Disorder (WRULD)||Recovering within a few months at most||£1,760 to £2,810|
|Work-related Upper Limb Disorder (WRULD)||Moderate||Moderate Work-related Upper Limb Disorder (WRULD)||Recovering completely within 3 years||£6,890 to £8,570|
|Work-related Upper Limb Disorder (WRULD)||Serious||Serious Work-related Upper Limb Disorder (WRULD)||Continuing problems on one side||£11,890 to £13,020|
|Work-related Upper Limb Disorder (WRULD)||Severe||Severe Work-related Upper Limb Disorder (WRULD)||Continuing problems needing surgery, preventing working||£17,460 to £18,440|
|Wrist injury||Minor||Minor Wrist injury||Wrist fracture recovering within one year||£2,810 to £3,790|
|Wrist injury||Moderate||Moderate Wrist injury||Colles wrist fracture||Around £5,920|
|Wrist injury||Moderate||Moderate Wrist injury||Taking around two years to heal completely||Up to £8,160|
|Wrist injury||Serious||Serious Wrist injury||Causing permanent pain and stiffness||£10,040 to £19,530|
|Wrist injury||Serious||Serious Wrist injury||Serious with significant permanent problems||£19,530 to £31,220|
|Wrist injury||Severe||Severe Wrist injury||Severe with loss of function of the wrist||£37,960 to £47,720|
How is compensation calculated if I have multiple arm injury injuries?
If you have sustained multiple injuries, the compensation amounts are not simply added together.
The upper bracket of the most serious injury may be considered as a starting point, with a reduced amount applied for the other less severe injuries.
General damages for a serious arm injury can be £45,000
For a less severe ankle injury, in isolation, you would typically receive £8,000.
However, if you have a serious arm injury and a less severe ankle injury, you would typically receive £45,000 + a reduced percentage of £8,000.
Special damages, such as loss of earnings are not usually increased if you have multiple injuries.
What is the average injury compensation for an arm injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following an arm injury will depend entirely on your specific circumstances.
Your arm injury compensation will be calculated based on the unique impact your injuries have had on your life, your ability to work, and the actual financial losses you have incurred as a result of your injuries.
See the injury table above for some examples.
Find out what your arm injury claim could be worth now
Assessing a claim's value at the outset can be complicated, particularly if you have multiple injuries.
If you would like a FREE claim estimate with no obligation to start a claim, call 0800 612 7456.
Alternatively, our compensation calculator will give you an instant estimate of what your claim is worth.
How long do I have to make an arm injury claim?
In general, you have a time limit of up to 3 years from the date of the arm injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your arm injury claim becomes 'statute barred'.
Can I claim for an arm injury after 3 years?
For adults, the general rule is no, you cannot start a claim more than three years after an arm injury.
However, if you were injured as a child, you do have up until your 21st birthday to make a claim.
In reality, there are a number of factors that can affect whether an arm injury claim will be taken on by a solicitor.
Will I still be able to claim for an arm injury after the law changes in April 2020?
The law relating to personal injury claims is changing in April 2020.
You will no longer be able to claim no win, no fee compensation using a solicitor for lower value claims (under £5,000).
In addition, compensation for whiplash and other soft-tissue injuries will be reduced.
Caring and sensitive support
Your solicitor will handle your arm injury claim from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
Will I get financial advice?
Your solicitor will be able to advise you on whether to accept a financial settlement for your arm injury claim. If you require tax planning or trust advice, the solicitor will recommend and work closely with a financial adviser.
How compensation can help you
Personal injury law is founded on the principle that compensation should aim to return a person to the position they would have been in if the cause of the injury had never happened.
It is recognised by the courts that an arm injury can have life-changing consequences. Injuries affecting both the upper or lower arm can make it difficult to work, making compensation for loss of past and future earnings particularly helpful.
Compensation may be awarded for:
- pain, suffering and loss of amenity
- lost earnings
- future loss of earnings
- the cost of medical treatment and future care
- any costs and losses associated with the injury
How long will an arm injury compensation claim take?
Many personal injury claims prove to be straightforward and 95% don't go to court.
More complex or severe cases usually take longer to settle. Certain factors will extend the compensation claim, particularly where the defendant accepts no liability, or only partial liability.
What are the chances of my claim being successful?
In order to make a claim successfully for an accident or illness, it must be proved that another person or body was responsible for the injuries you sustained.
Assuming that your solicitor is able to demonstrate that the other party was to blame and that your injuries are a result of their negligence, then it is highly likely that your claim will be successful.
If the Defendant does not accept responsibility for the accident then the predicting the outcome of the claim can be more complex.
How we have helped others
Quittance is a panel of personal injury solicitors with excellent track record of winning claims.
If you have suffered an arm injury that was not your fault, we will fight for the best possible compensation settlement.
We have assisted claimants receive compensation for:
- lifting injuries, including those resulting from inadequate training
- broken bones and sprains resulting from falls, slips or trips
- carpal tunnel, RSI and other conditions affecting the arm
- sports injuries
- cycling and other road traffic accidents
How did your injury occur?
The claims process that your solicitor follows will vary, depending on how the injury occurred:
If you are thinking of making a work accident or injury claim, there are some key points to be aware of:
In a road accident
If you are thinking of making a road accident claim, there are some key points to be aware of:
In a public place (e.g. supermarket, pavement)
If you have been injured in a public place, there are some key points you need to be aware of:
According to the latest figures published in 2019, there were over 17,000 clinical negligence claims in the year 2016-17. This increase is largely down to an overstretched NHS.
If you are thinking of making a medical negligence claim, there are some key points to be aware of:
Other claim types
Find details on another type of claim:
No win, no fee, no risk
Under a no win, no fee agreement (known as a 'Conditional Fee Agreement' or 'CFA') you can make an arm injury claim without having to pay upfront legal fees. If your arm injury claim is unsuccessful you won't have to pay any money to your solicitor.
Our no win, no fee guarantee
Our no win, no fee guarantee means there is zero financial risk in making an arm injury claim, even if you don't win your claim.
What do I pay if I win my arm injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, once your claim is settled. The solicitor's success fee can be up to 25%. Your solicitor will agree a success fee with you before you start your claim.
What do I pay if I do not win my arm injury claim?
If your arm injury claim is not successful then you do not have to pay any legal fees at all.
Please note, under a No Win, No Fee Agreement (CFA), fees may apply if a claimant refuses to cooperate, or abandons their claim after the legal work has started, or if the claim is fraudulent.
How can Quittance help?
Our highly experienced panel of solicitors have an excellent track record of winning injury claims. Your solicitor will fight for the best possible compensation settlement for you.
If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.
Call us FREE 0800 612 7456 or arrange a callback:Call me back
if you can claim
to start a claim
Arm Injury FAQ's
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I was partly responsible for an accident?
You may still be able to claim compensation even if you contributed to your accident or to your injuries.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long will my claim take?
The length of time needed to secure compensation can vary considerably.
For example, straightforward car accident claims can settle in a matter of weeks, whereas complex medical negligence cases can take years.
Injury claims can also take longer if it is not clear who is responsible for your injury, or if liability is denied by the defendant.
Taken from average case times, this table sets out approximately how long personal injury claims take to settle:
Personal injury claim type
Estimated claim duration*
4 to 9 months
6 to 9 months
12 to 36 months
12 to 18 months
6 to 9 months
3 to 4 months**
12 to 18 months**
**Official Criminal Injuries Compensation Authority (CICA) Government agency and Motor Insurers’ Bureau (MIB) figures.
Will I have to go to court?
Highly unlikely. The vast majority of claims that are settled by Quittance’s solicitor panel are settled out of court.
Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are held in front of a judge, not a jury.
Will I have to go to a solicitor's office?
No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
Can I get an early compensation payment?
If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.
An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.
Read more about this Quittance Legal Expert