A Guide to Claiming Faulty Wiring Injury Compensation
If your life, or the life of a loved one, has been affected by a faulty wiring accident we can help.
The purpose of this guide is to help anyone who has suffered a faulty wiring accident and is considering a legal claim for compensation. If you are looking for medical advice, please see the NHS website.
Faulty wiring is dangerous and can lead to electric shock or fire. If you are affected by faulty wiring, what is the best way to claim compensation?
Accidents in the home resulting from faulty wiring are common but can be prevented by ensuring that any wiring is assembled and assessed by a qualified electrician. In the event of an injury caused by faulty wiring, compensation may be available if the claimant was not to blame.
Do I have a faulty wiring injury claim?
You should be able to make a faulty wiring injury claim if your injury occurred:
- within the last three years, and;
- another person was to blame, and;
- that person owed you a duty of care.
Find out if you have a claim with our Online Claim Checker:
What are the exceptions?
However, there may be other considerations that mean you have a valid claim - even if the above points do not apply to you.
To find out for sure, speak to a legally trained adviser on 0800 612 7456.
A brief phone consultation will confirm whether you have a claim. We will never put you under pressure to start a claim.
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start a faulty wiring injury claim on their own behalf.
What if I want to make a multi-party or group claim?
A multi-party claim (sometimes referred to as a 'group claim' or a 'class action') brought by a group of people who have sustained the same or similar injuries due to the negligence of the same defendant. How you start a multi-party claim will depend on the circumstances and we recommend you speak to a solicitor for more information.
Can I still claim if I didn't report the faulty wiring injury?
If you did not report the accident it can make it more difficult to pursue a faulty wiring injury claim, but a claim may still be possible. This will depend on the circumstances of your case and on the other evidence available.
Electric Shock caused by faulty wiring
Electric shock can be the result of faulty wiring, overloaded sockets, badly maintained equipment and water damage. Electric shock injuries can range from minor to severe and an individual could be left with permanent damage.
If a claimant has received an electric shock injury due to someone else's negligence, for example an electrician, it may be possible to make a personal injury compensation claim.
The amount of compensation available will be dependent on the severity of the injury and the overall effect of the incident i.e recovery time or inability to work. Compensation can also be claimed for medical expenses and any other costs incurred as a result of the accident.
Fire caused by faulty wiring
A fire can leave permanent damage to a household and leave an individual with life changing injuries. If an individual has suffered a fire related injury that was caused by inadequate or dangerous electrical work made by another person then the claimant has every right to seek compensation from those responsible.
Again, the compensation payment will be dependent on the type of the injury and the overall effect of the incident.
The amount of money you could claim for your faulty wiring injury will depend on:
- the extent of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your faulty wiring injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after a faulty wiring injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
What is the average injury compensation for a faulty wiring injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following a faulty wiring injury will depend entirely on your specific circumstances.
Your faulty wiring injury compensation will be calculated based on the unique impact your injuries have had on your life, your ability to work, and the actual financial losses you have incurred as a result of your injuries.
See the injury table above for some examples.
Will I have to pay tax on my faulty wiring injury compensation?
If you receive financial compensation following a faulty wiring injury injury, specific legislation ensures that you do not have to pay tax on it. This is the case no matter whether the compensation is received as a lump sum or as staggered payments.
Faulty wiring injury compensation calculator
Calculating how much compensation you can claim for a faulty wiring injury can be complicated.
Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.
Find out what your faulty wiring injury claim could be worth now:
How long does a faulty wiring injury claim take?
How long it can take to secure compensation for a faulty wiring accident can vary considerably.
A straightforward liability accepted injury claim could be settled in a matter of weeks. If the employer, or responsible party, denies liability, a claim can take longer. Typically, an injury claim takes 4 to 9 months. Read more:How long will my claim take?
Will I still be able to claim for a faulty wiring injury after the law changes in April 2020?
The law relating to personal injury claims is changing in April 2020.
You will no longer be able to claim no win, no fee compensation using a solicitor for lower value claims (under £5,000).
In addition, compensation for whiplash and other soft-tissue injuries will be reduced.
Caring and sensitive support
Your solicitor will handle your faulty wiring injury claim from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
How did your injury occur?
The claims process that your solicitor follows will vary, depending on how the injury occurred:
No win, no fee, no risk
No win, no fee means that your solicitor will not charge you anything at all if your faulty wiring injury claim is unsuccessful. 'No win, no fee' is also known as a 'Conditional Fee Agreement' or 'CFA'.
No win, no fee guarantee
Our no win, no fee guarantee means there is no financial risk in making a faulty wiring injury claim, even if you don't win your claim.
What do I pay if I win my faulty wiring injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, once your claim is settled. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.
What do I pay if I do not win my faulty wiring injury claim?
If your faulty wiring injury claim is not successful then you do not have to pay any legal fees whatsoever. Your solicitor may take out insurance to ensure there will be nothing to pay.
Can I get Legal Aid?
Legal aid is no longer available when making a personal injury claim, but a Conditional Fee Agreement (No Win, No Fee) can reduce the financial risks of making a claim.
How can Quittance help?
Your solicitor will fight for the best possible compensation settlement for you, the highly-experienced panel of solicitors have an excellent track record of winning injury claims.
If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.
Call us FREE 0800 612 7456 or arrange a callback:
if you can claim
to start a claim
Faulty wiring injury FAQ's
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I was partly responsible for an accident?
You may still be able to claim compensation even if you contributed to your accident or to your injuries.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long do I have to make a faulty wiring injury claim?
In general, you have a time limit of up to 3 years from the date of the faulty wiring injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your faulty wiring injury claim becomes 'statute barred'.
Can I claim for a faulty wiring injury after 3 years?
Possibly. The general rule for adults is that a claim must be started within three years.
However, the three-year countdown starts on the day you learned of your injury or illness. This will usually be the date of the accident, but could be the date your doctor gave you a diagnosis.
If you were injured as a child, you do have up until your 21st birthday to make a claim.
There other circumstances that can also impact the limitation date. Call us now on 0800 612 7456 to find out if you are still able to claim faulty wiring injury compensation.
In reality, there are a number of factors that can affect whether a faulty wiring injury claim will be taken on by a solicitor.
Will I have to go to court?
Highly unlikely. The vast majority of claims that are settled by the solicitor panel are settled out of court.
Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are held in front of a judge, not a jury.
Will I have to go to a solicitor's office?
No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
Can I get an early compensation payment?
If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.
An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.
Read more about this Quittance Legal Expert