Horse Riding Injury Compensation Claims
If your life, or the life of a loved one, has been affected by a horse riding injury we can help.
The purpose of this guide is to help anyone who has suffered a horse riding injury and is considering a legal claim for compensation. If you are looking for medical advice, please see the NHS website.
In our guide to claiming
horse riding injury compensation:
Three million people a year ride horses in the UK, sometimes as a sport, other times for leisure.
Unfortunately, it is often underestimated how dangerous horse riding can be. Experienced riders will know that however careful you are that injuries are an inevitable consequence of horse riding and that at some point during your time in the saddle you could suffer an injury.
If that injury has been caused by someone else's negligence, you may be entitled to make a compensation claim.
Horse riding injury compensation claims advice
If you are unfortunate enough to suffer a horse riding injury as a result of an accident you should always seek medical advice whether from your GP, walk in centre or accident and emergency department. Your recovery is paramount and seeking early advice can help both diagnose and treat any problem. You should also try to do as many of the following as possible:
- obtain details of any witnesses who saw the accident. A name and phone number will do.
- report the matter to an relevant party to make sure a report of the accident is completed.
- take photos of the aftermath especially if these will show how the accident happened
- take photos of your injuries, if they are visible.
Do I have a horse riding injury claim?
You should be eligible to make a horse riding injury claim if your injury happened:
- within the last three years, and;
- another person was to blame, and;
- that person owed you a duty of care.
Do I have a claim? - Common questions
What if a child was injured?
The 3 year rule does not apply to minors.
A claim can be pursued for anyone under the age of 18 by a parent, guardian or litigation friend. The injured child has up to the age of 21 to start a horse riding injury claim on their own behalf.
Can I claim if the horse riding injury made an existing injury worse?
Yes, although demonstrating this can be more difficult than proving a straightforward horse riding injury injury, so legal and medical advice should be sought as early as possible.
How will a claim help me?
You should choose a solicitor who has a solid understanding of the law and horse riding injury claims and how this affects your claim. One who knows what evidence is needed and how to get it. Your solicitor will have many years of experience of just these types of claim. We have detailed knowledge of the regulations involved and how employers and companies should adhere to them.
How Quittance's panel of solicitors differ:
- Smaller caseloads - greater chance of success - The solicitors handle smaller caseloads than many firms meaning we spend more time on your individual case. The more time we spend on a case, the greater the chance of success.
- Specialists, not generalists - Here at Quittance, we live and breathe Personal Injury work. We do not take on any other type of legal work meaning we are specialised an fully focussed on your case.
- We empathise - Because Personal Injury is all we do, we understand things from your perspective as a claimant and show a caring and are always highly considerate in our approach to you and your case.
- Communication - Help is always at hand and a regular update is provided every 28 days so you are fully in the picture at each stage of your case. Of course if anything happens in the interim we will contact you and you can contact us at any stage.
- Clarity - Making a claim can be a confusing process. Your solicitors will explain the process for your claim at each and every step of your case in a clear and jargon free manner.
The amount of money you could claim for your horse riding injury will depend on:
- the extent of your injury, and
- any financial losses or costs you have incurred.
At the start of your claim, your solicitor will consider the many ways your horse riding injury has affected your life. Your solicitor will take all of these effects into account to calculate the correct compensation award for you.
This calculation will factor in 'general damages' and 'special damages'.
General damages are awarded for pain, suffering and loss of amenity (PSLA).
Awards for general damages are set by the Judicial College and published in their guidelines for personal injury awards.
Special damages are for financial losses and expenses you have incurred as a result of the accident.
What can I claim for after a horse riding injury? (see list)
Examples of special damages (losses you can claim for) include:
- Lost earnings (including future earnings)
- Medical treatment costs
- Travel costs
- Costs of care
- Costs of adapting your home or car
How is compensation calculated if I have multiple injuries?
If you have sustained multiple injuries, the compensation amounts are not simply added together.
The upper bracket of the most serious injury may be considered as a starting point, with a reduced amount applied for the other less severe injuries.
General damages for a life-altering back injury can be £65,000
For a more minor arm injury, in isolation, you would typically receive £4,000.
However, if you have a life-altering back injury and a more minor arm injury, you would typically receive £65,000 + a reduced percentage of £4,000.
Special damages, such as loss of earnings are not usually increased if you have multiple injuries. Read more about multiple injury claims.
What is the average injury compensation for a horse riding injury claim?
The Judicial College injury tables give a approximate idea of the ranges awarded for different injuries.
However, the money you would receive following a horse riding injury will depend entirely on your specific circumstances.
Your horse riding injury compensation will be calculated based on the unique impact your injuries have had on your life and your ability to work, and on the actual financial losses you have incurred as a result of your injuries.
Will I have to pay tax on my horse riding injury compensation?
If you receive financial compensation following a horse riding injury injury, specific legislation ensures that you do not have to pay tax on it. This is the case no matter whether the compensation is received as a lump sum or as staggered payments.
Can I claim for an existing horse riding injury that has got worse?
Yes, it is possible to pursue a claim in the event that a pre-existing medical condition, illness or injury is made worse or aggravated by an accident or someone else's negligence.
Calculate my horse riding injury compensation
Calculating how much compensation you can claim for a horse riding injury can be complicated.
Our injury compensation calculator tells you if you may have a claim, how much compensation you could claim, and what you can claim for.
Find out what your horse riding injury claim could be worth now:
How long does a horse-riding injury claim take?
The length of time needed to secure compensation for a horse-riding injury can vary considerably.
For example, a simple liability accepted public place accident claim could be settled in a matter of weeks. If the defendant denies liability, a claim can take considerably longer. On average an accident claim takes 6 to 9 months. For more information on how long your claim could take, see: How long will my claim take?
Caring and sensitive support
Your solicitor will handle your horse riding injury claim from the initial consultation through to the financial settlement. In addition, your solicitor will work with other specialists to help you with:
- Financial support: interim payments while you are unable to work.
- Advice: on personal injury trusts, tax and welfare benefits.
- Coordination: with rehabilitation providers and therapists.
- Access: to treatment and therapies not always available on the NHS.
How did your injury occur?
The claims process that your solicitor follows will vary, depending on how the injury occurred:
No win, no fee - the facts
'No win, no fee' means that if you do not win your horse riding injury claim, you won't have to pay any legal fees. Known as a 'Conditional Fee Agreement' or 'CFA', no win, no fee is a legal agreement between you and a solicitor.
Our no win, no fee promise
Our no win, no fee guarantee means there is no financial risk in making a horse riding injury claim, even if you don't win your claim. Read more about making a No win, no fee claim
What do I pay if I win my horse riding injury claim?
Your injury solicitor will receive a success fee which is deducted from your compensation, after your compensation is awarded. The solicitor's success fee can be up to 25%. You and your solicitor can agree the success fee before you start your claim.
What do I pay if I do not win my horse riding injury claim?
If your horse riding injury claim is not successful then you do not have to pay any legal fees at all. Your solicitor may take out insurance to ensure there will be nothing to pay.
Why do most solicitors charge 25%?
25% success fees are charged by most law firms as this is the maximum fee that the Ministry of Justice allows them to charge. horse riding injury claims can take a solicitor hundreds of hours work and they receive nothing if the case is lost. The success fee will be subject to your individual circumstances and the actual fee may vary. Call us for more information.
Can I get Legal Aid?
Legal aid is no longer available when making a personal injury claim, but a Conditional Fee Agreement (No Win, No Fee) can reduce the financial risks of making a claim.
How can Quittance help?
Your solicitor will fight for the best possible compensation settlement for you, and the highly-experienced panel of solicitors have an excellent track record of winning injury claims.
If you have any questions, or would like to start a No Win No Fee claim, we are open 8am to 9pm weekdays, 9am to 6pm on Saturday, and 9.30am to 5pm on Sunday.
Call us FREE 0800 376 1001 or arrange a callback:
if you can claim
to start a claim
Horse riding injury FAQ's
Can I claim for someone else?
Yes. In certain circumstances, it is possible to claim compensation on behalf of another person in the capacity of a 'litigation friend'.
If an injured person is either too young or vulnerable, too injured or otherwise unable to claim on their own behalf, their litigation friend can handle the claim process on behalf of the injured person.
The litigation friend will be responsible for communicating with the solicitors, and for making decisions in respect of the claim.
Can I claim if I was partly responsible for an accident?
You may still be able to claim compensation even if you contributed to your accident or to your injuries.
However, if you were partly to blame (known as contributory negligence), your compensation may be reduced and it may be more difficult to prove liability.
How long do I have to make a horse riding injury claim?
In general, you have a time limit of up to 3 years from the date of the horse riding injury to make an injury claim.
The last date you can make a claim is known as the claim limitation date - after which your horse riding injury claim becomes 'statute barred'.
Can I claim for a horse riding injury after 3 years?
Possibly. The general rule for adults is that a claim must be started within three years.
However, the three-year countdown starts on the day you learned of your injury or illness. This will usually be the date of the accident, but could be the date your doctor gave you a diagnosis.
If you were injured as a child, you do have up until your 21st birthday to make a claim.
There other circumstances that can also impact the limitation date. Call us now on 0800 376 1001 to find out if you are still able to claim horse riding injury compensation.
In reality, there are a number of factors that can affect whether a horse riding injury claim will be taken on by a solicitor.
Will I have to go to court?
Highly unlikely. The vast majority of claims that are settled by the solicitor panel are settled out of court.
Only a very small percentage (approx. 5%) of personal injury claims go to court. Generally, only very complex cases, or those where liability cannot be resolved, end up in court.
Cases that do ultimately go to court are held in front of a judge, not a jury.
Will I have to go to a solicitor's office?
No. You will not need visit a solicitor's office. As with most professional services, it is no longer necessary to meet face to face with your solicitor. Personal injury claims are dealt with via email, post and telephone.
Should you need to have a medical, this will be arranged at a medical centre near you or at your GP's surgery.
Can I get an early compensation payment?
If you suffer financial hardship as a result of an injury, you may be able to claim an interim compensation payment.
An interim payment is a partial settlement of your claim which is paid before your claim is concluded. The amount you receive in interim payments would then be deducted from your final compensation settlement or award.
Howard Willis, Personal injury solicitor
About the author
Howard qualified as a solicitor in 1984 and has specialised in personal injury for over 25 years. He is a member of the Association of Personal Injury Lawyers (APIL) and is a recognised Law Society Personal Injury Panel expert.