Things to consider when you claim for a farm accident

  • By law, farm owners and operators must provide safe working conditions and suitable training.
  • You can claim if you were injured by faulty or poorly-maintained farm equipment.
  • You can claim as a farm employee, contractor, temp worker or visitor - even if you think you may have been partly responsible.
  • You cannot be dismissed for making a claim.
  • You can make a claim within 3 years of the date of your accident.
  • Your claim can proceed on a no win, no fee basis.
  • Your compensation amount will be influenced by the extent of your injury and your financial losses and expenses. Discover how much you could claim with our compensation calculator.

If a farm injury has set you back, we'll help you move forward

Farming is one of the most dangerous professions, with hazards including dangerous machinery, unpredictable livestock and exposure to harmful substances.

If your life, or the life of a loved one, has been affected by a farming injury, we can help. If your injuries were caused by your employer or a co-worker, you may be entitled to claim compensation.

You can make a No Win, No Fee compensation claim with the help and support of a personal injury solicitor.

With 9,000 agricultural workers injured each year, you are not alone

Over the 40 years since the introduction of the Health & Safety at Work Act 1974, fatal injury numbers in agriculture have not fallen in line with construction and manufacturing. Statistics published by the HSE for 2023 reveal that the fatality rate in farming is 4 times higher than it is in construction.

Around 9,000 workers sustain non-fatal injuries in the agriculture, forestry and fishing industries every year. There are also around 8.6 fatalities per 100,000 workers, which is 21 times higher than the all-industry rate (hse.gov.uk).

Although only 1% of workers are employed in agriculture, the industry has the highest fatality rate at 7.87 per 100,000 workers.

  • 16% of farming injuries are reported (compared with around 50% in other industries).
  • Musculoskeletal injuries are 3 times higher than the average of all industries.
  • Farmers suffer asthma at twice the national average.
  • Around 20,000 farm workers are affected by zoonoses (disease passed from animals to humans) annually.

Why is farming so dangerous?

The farming environment is inherently risky. Dangerous machinery, vehicles, chemicals are the tools of the trade.

Farmers must work with livestock, at height and near pits and silos, all of which put individuals at increased risk of accident or illness.

Farming is physically demanding, and its repetitive nature can cause a range of health problems, including severe back pain.

Inhaling dust, handling loads, being exposed to noise or vibration, and working in all weathers may cause ill health. Symptoms may take years to develop and lead to permanent disability, and in some cases premature death.

What are the main injury risks for farmers?

Figures released by the HSE show the most common injuries (some of which may be fatal) occur from:

  • Farm accidents involving vehicles, tractors, quad bikes, combine harvesters etc.
  • Injuries caused by falling objects - bales, trees.
  • Falls from height on a farm - from trees, ladders and roofs
  • Asphyxiation or drowning from accidents involving grain silos, slurry stores or pits.
  • Accidents involving farm machinery - exposed transmission belts and blades
  • Dangerous livestock - crushing, kicking, biting, and trampling
  • Being trapped by something collapsing or overturning;
  • Having contact with electricity, particularly overhead power lines.

What if I'm self-employed?

The seasonal nature of farming means that many farm workers are self-employed. Casual work, agency workers and zero-hours contract workers are increasingly common.

Whatever your employment status, the employer or farm operator owes you the same duty of care as they would for full time employees.

If you are self-employed and are injured because of the negligence of the farm operator, you may still have grounds for a work accident claim.

Read more:

Can I make a work injury claim if I am self-employed?

What if I'm on a zero-hours contract?

Regardless of the type of contract you are employed on, your employer owes you the same duty of care.

If your working conditions are unsafe in any way and you are injured as a result, you can claim work accident compensation even if you are on a zero-hours contract.

Read more:

How do I make an injury claim if I am on a zero-hours contract?

How much compensation can I claim for a farm accident?

Your compensation for a farm or agricultural accident is based on:

  • how significant your injury is,
  • how your injury impacts your life and ability to work,
  • any financial impacts or losses resulting from the accident.

Farm injury compensation calculator

Find out how much compensation you could claim in just a few minutes. Check your legal eligibility and see if you qualify for a No Win, No Fee claim.

Updated January 2025 Compensation Calculator v3.1

General damages are awarded for pain, suffering and loss of amenity (PSLA). Awards for general damages are set by the Judicial College (judiciary.uk) and published in their guidelines for personal injury awards.

Special damages are awarded to compensate you for any costs or losses you've incurred or might incur as a result of your accident. These costs might include lost wages, bonuses, benefits and other perks, damage to clothing, or any other out of pocket expenses.

Special damages may also be awarded for medical treatments or procedures that you might need to treat your farm injury, including emergency care, wound care, diagnostic imaging tests and surgical intervention.

Read more:

A complete list of recoverable losses in a personal injury claim

How is compensation calculated if I have multiple injuries?

Average farm injury general damages compensation table

The following farm injury payouts refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, 17th Edition by the Judicial College (oup.com).

These tables are used by solicitors or by the courts as a starting point when calculating your compensation.

Please note: these average figures represent general damages only, and do not include any element of special damages (e.g. lost wages).

Asthma & breathing difficulty

Example Amount
Mild asthma, bronchitis, colds, & chest problems that resolve within months Up to £5,710
Relatively mild asthma-like symptoms £11,810 to £21,300
Bronchitis and wheezing that affects your work and social life £21,300 to £29,170
Chronic asthma that causes breathing difficulties and you require an inhaler from time to time £29,170 to £47,720
Severe and permanent disabling asthma, and/or prolonged and regular coughing that affects your daily life and ability to work £47,770 to £72,950

Chest injuries

Example Amount
Serious pain and/or disability for several weeks Up to £4,380
Full uncomplicated recovery £2,440 to £5,910
Some lung damage, but lung function is not affected £5,910 to £13,970
A chest injury with no significant, permanent lung damage (e.g. a penetrating chest wound) £13,970 to £19,930
Some ongoing disability £34,740 to £60,840

Dermatitis

Example Amount
Affecting hands or other parts of the body (other than your face and scalp), where symptoms resolve with treatment, or short term aggravation of an existing condition £1,890 to £4,380
Affecting hands or other parts of the body (other than your face and scalp), where symptoms take several months or years to resolve with treatment £9,590 to £12,660
Symptoms that last indefinitely, and that affect your daily life and ability to work £15,250 to £21,300

Facial injury

Example Amount
Multiple fractures of facial bones, with some facial deformity £16,530 to £26,560
Le Fort fractures of frontal facial bones £26,420 to £40,760

Hernia injury

Example Amount
Uncomplicated indirect inguinal hernia, with no other damage £3,760 to £8,030
Direct inguinal hernia, with some risk of recurrence after repair £7,780 to £10,110
After repair, you still experience ongoing pain and your daily life and ability to work is affected £16,530 to £26,810

Lung disease

Example Amount
Temporary aggravation of existing bronchitis or other chest problems, with recovery in a few months £2,450 to £5,910
Slight breathlessness with no effect on your working life, with full recovery expected within a few years likely £11,810 to £23,070
Bronchitis and wheezing with little or no impact on your work or social life £23,070 to £34,740
Breathing difficulties and/or asthma that requires frequent use of an inhaler, and that affects your daily life and ability to work £34,740 to £60,840
Emphysema and other lung conditions with symptoms including difficulty breathing and impaired lung function that affects your life and work £60,810 to £77,690
Typically affecting a younger person, leading to a reduced life expectancy and quality of life £111,680 to £150,780

Vibration White Finger (VWF)

Example Amount
Occasional symptoms in some fingers, with a moderate impact on your life and work £3,320 to £9,590
VWF attacks in cold weather, and symptoms that have required changes to your job £9,590 to £18,600
VWF attacks throughout the year, with a significant impact on your life and ability to work £18,600 to £35,100
Ongoing symptoms affecting both hands, and which significantly affect your daily life and ability to work £35,100 to £42,640

Work-related Upper Limb Disorder (WRULD)

Example Amount
Complete recovery within a few months £2,450 to £3,920
Symptoms resolving in the course of up to three years £9,590 to £11,930
Continuing, but fluctuating symptoms affecting one arm £16,530 to £18,130
Continuing disability affecting both arms, affecting your ability to work and requiring surgery £24,310 to £25,650

Do I have a farm injury claim?

You can claim for a farm accident, if:

  • you were injured within the last 3 years, and;
  • another party was at fault, and;
  • that party owed a duty of care to protect you from foreseeable risks.

Use our injury claim calculator to find out if you can claim. Alternatively, you can speak to a claims advisor on 0800 376 1001 and find out if you have a claim in minutes.

Can I claim if I feel I was partly to blame?

Identifying who is legally responsible for a claimant's injuries is not always obvious.

In our 2025 Work Injury Claimant Survey, 26.02% of injured workers felt they were at least partly responsible for their accident or injuries.

If you believe you were partly responsible, you may still have a claim. If you were injured at work, you should be able to claim compensation from your employer even if your actions, or the actions of a colleague, contributed to your injury.

Read more:

Can I claim if I feel I was partly responsible for my accident?

How long do I have to claim farm injury compensation?

In most cases, you have 3 years from the date of your accident or injury.

If you were not immediately aware that you were harmed by someone else's negligence, the 3-year time limit runs from the date you were diagnosed and became aware of what caused your injury or illness.

Defective farm equipment injuries

The European Union Occupational Safety and Health Agency (EU-OSHA) reports that 80% of farming workplaces face risks from machinery or hand tools. Often, employers neglect their duty of care by using poorly maintained, defective, or unsuitable farm equipment, leading to serious or fatal injuries.

Farm vehicles with compromised brakes, axles, wheels, or tyres can lead to dangerous rollovers, posing a threat to both drivers and nearby workers. Many farm machines have moving parts like chopping mechanisms and conveyors. Without proper guards, these can entangle clothing, hair, or limbs, causing severe injuries.

Farm machinery often relies on multiple power sources - mechanical, hydraulic, and electrical. Faults in these systems can have dire consequences, such as a hydraulic lift failure leading to crushing injuries or a malfunctioning electrical stop causing entrapment.

High-pressure hydraulic oil leaks can cause skin penetration or eye burns. Even basic tools like ladders or chains can be hazardous if defective; for instance, a chain with weak links can snap and recoil, striking a worker. These risks highlight the need for thorough maintenance and safety protocols on farms.

Personal Protective Equipment (PPE) is crucial for worker safety, encompassing items like helmets, gloves, and safety harnesses. The 2022 amendment to the PPE at Work Regulations mandates employers to provide PPE to all workers, including self-employed workers, a change from the previous 1992 regulations.

If inadequate training was provided, or machinery was unfit for its intended use, or you were not provided with suitable PPE, a claim may be possible.

See also:

Defective PPE injury compensation claims

Farmer's lung in agricultural workers

Agricultural workers who handle cattle or work with hay, grains, or flour, are at a higher risk of developing Farmer's Lung, a respiratory condition caused by exposure to mould in damp hay and other agricultural products. Symptoms, ranging from flu-like discomfort to severe respiratory illness, vary based on exposure length and individual sensitivity to allergens.

Preventing exposure is key to avoiding farmer's lung. If avoiding exposure isn't feasible, employers must ensure proper safety measures like mechanised handling, adequate ventilation, and appropriate PPE. Continued exposure without precautions can worsen the condition.

Symptoms like breathing difficulty and chest tightness must be medical assessed. Diagnosis involves a lung x-ray, blood tests, and breathing capacity tests. Treatment includes corticosteroids, but ongoing exposure to allergens can aggravate the condition.

If your employer failed to implement safety measures, resulting in you developing farmer's lung, it may form the basis of a compensation claim.

For more information on the control and avoidance of farmer's lung, visit: farmer's lung (hse.gov.uk).

What was the cause of your farm injury?

The compensation claims process will depend on where and how your farm injury occurred. Click the icons below for more information:

Can I make a no win, no fee farm injury claim?

Yes. With no win, no fee, you can claim farm injury compensation without financial risk. If your claim isn't successful, you pay nothing. If you win, you only pay a pre-agreed percentage of your compensation.

Find out more about how no win, no fee claims work

Get expert advice now

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Chris Salmon, Director

Author:
Chris Salmon, Director