Occupier’s Consent Form

If an adult who is not at least a part owner of your property lives, or will be living, at your property, then he or she must sign and ‘Occupiers Consent Form’ to satisfy the requirements of the mortgage lender.

The reason for this is that an occupier could obtain a legal interest in the property even if they are not technically registered as an owner.

If you are unable to service your mortgage and the lender needs to repossess the property, the occupies consent form waives any interest that the occupier might have in the property.

Gaynor Haliday, Legal researcher

Gaynor Haliday, Legal researcher