Award-winning No Move, No Fee conveyancing for Worthing home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We believe that proactive communication is the key to a stress free move and our 100% fixed conveyancing fees means no hidden costs.
Whether you are buying or selling a home and need conveyancing solicitors in Worthing, our no sale - no fee property lawyers are here to help.
If, for any reason at all, your sale or purchase does not ultimately go ahead our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Worthing's most communicative conveyancing service
According to a Law Society poll, one in two of those asked stated that poor communication unnecessarily delayed their home move.
The service level directives of both the Law Society's 'Conveyancing Quality Scheme' and the CLC are heavily focussed on the issue of low standards of conveyancing solicitor communication.
Despite this, a Conveyancing Association-commissioned survey revealed 0.25 of conveyancing transactions never exchange as the result of inefficient communication.
Keeping you updated
Quittance Conveyancing's Worthing conveyancing solicitors deliver a first-rate conveyancing service. We provide buyers and sellers with a dedicated and proactive service by phone, email and via our case management app, every day of the week:
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Updated: October 12, 2018
Worthing conveyancing solicitor fees
No Move, No Fee conveyancing in Worthing
Conveyancing solicitor fees are paid to your Worthing conveyancing solicitor for the legal work associated with buying or selling a property.
Do Worthing conveyancing solicitors work on a fixed fee basis?
Some conveyancing solicitors in Worthing work on a fees per hour basis, while other property lawyers will work for a fixed fee (known as 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Sale, No Fee conveyancing basis, with no nasty surprises in the small print. Your quote will explain what you will be charged when your house or flat sale completes.
Are there any other costs in addition to conveyancing fees?
In addition to the solicitor's conveyancing fees you will also have to pay for 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as bankruptcy searches or office copies and title plans.
How much will the total Worthing solicitor conveyancing fees be?
While conveyancing fees in Worthing will be the same as anywhere else in the country, there may be some variation in certain disbursements. As examples, specific extra searches, such as transport searches, may be necessary and council search fees will vary.
There are no hidden fees or nasty surprises with Quittance Conveyancing. For standard conveyancing transactions, what we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Worthing
The large seaside town of Worthing, which traces its roots to the Stone Age, is situated at the foot of the South Downs in West Sussex and forms part of the populous Brighton/Worthing/Littlehampton conurbation. Once a mackerel fishing hamlet, the town developed as a seaside resort and has a lengthy promenade, historic pier and popular beaches.
Much of the housing in the town is similar in style to that of Brighton, particularly in West Worthing district. A range of new projects and developments are further enhancing this attractive resort, offering residents a relaxed and modern setting.
With 5 rail stations the town is well-connected. Trains to Brighton run every 10 minutes and the journey time is only 20 minutes.
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Conveyancing for purchasers
Recent changes to the law mean that a seller must now disclose issues concerning their property to the buyer and the estate agent.
It remains, however, the duty of a conveyancing solicitor in Worthing to carry out due diligence on the property, report back to the purchaser and the mortgage lender (if applicable), offer practical solutions and ensure that the full legal ownership is transferred.
The following section discusses those residential property types which may involve extra hazards for homebuyers who need conveyancing solicitors in Worthing.
Your Worthing conveyancing solicitor must be lender-approved
There are many lenders, from a major lender such as Halifax, to a financial institution like Paragon. Before instructing a conveyancing solicitor in Worthing, it is paramount that you confirm that they can represent your mortgage lender.
Most banks and building societies are only happy to work with a selected list (known as a 'panel') of solicitors or licensed conveyancers. If a conveyancer cannot act for your mortgage lender, the lender will require an alternative firm to complete the legal work.
The home buyer will be expected to pay this alternate lawyer's costs and significant delays to your move could occur.
Quittance Conveyancing can carry out the legal work for all major and minor mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Worthing Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') are carried out by Worthing conveyancing solicitors to help identify any broader issues that might affect how much the property you are buying will be worth. They include:
- Local Authority (LA) search - covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.
- Environmental search - shows whether the surrounding environment is suitable for the purchaser
- Drainage & Water search - identifies whether the owner or local authority must pay for the maintenance of water mains and sewers
- Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.
More pertinent searches, such as a radon gas search or a disadvantaged area search, may also be advised in the standard searches.
The estimated delivery time for LA searches supplied by Worthing Borough Council is 15 weeks, so faster personal (as opposed to official) searches will be recommended.
The conveyancing solicitor acting for the buyer will obtain the Title Register from HMLR. This will help to expose planning issues. Examples of these include the breach of a restrictive covenant or discrepancies between the property boundaries and the title plan.
Worthing Borough Council Council Tax
Council tax is calculated by Worthing Borough Council on property value and the number of people living in the property. For instance a house in the Worthing Borough Council area in Tax Band E would pay £2,096 per annum.
A conveyancing solicitor in Worthing will inform the buyer of the property's band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,572.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or where the property (land) is a boat mooring or caravan pitch.
|Band||Worthing Borough Council Tax (2018)|
Can I dispute my band?To appeal contact:
Valuation Office Agency
A property owner can also apply for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund.
Stamp Duty on Worthing properties
SDLT is paid to HMRC and the purchaser's conveyancing solicitor will ensure that the tax return process is carried out.If your home costs more than £125k then you will have to pay SDLT.
Our post-completion conveyancing team use state-of-the-art case management system to ensure the SDLT1 tax return is submitted to HMRC (formerly Inland Revenue) as quickly as possible.
See table below for stamp duty examples for homes in Worthing:
|Average selling price (2017)||SDLT|
|Average price (detached)||£454,245||£12,712.25|
|Average new build||£313,684||£5,684.20|
Stamp duty relief for first-time buyers in Worthing
Since Nov 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000. Homeowners must pay a higher rate of SDLT when buying a second home. For example, if an existing homeowner bought a second home in Worthing for the average price of £297,210 the stamp duty would be £23,776.80.
Worthing conveyancing solicitors will confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Worthing
It is not recommended to purchase a leasehold house or flat if you are unaware of the facts. Numerous technical issues may be awaiting the unsuspecting purchaser, such as ground rent multipliers and costly and undisclosed major works.
A expert conveyancing solicitor in Worthing will consider potential leasehold issues, such as checking the lease itself, absent freeholders and service charges for relevant date periods.
Ensure that you are fully-informed regarding your decision to buy a leasehold property - Call Quittance Conveyancing's leasehold conveyancing solicitor team today on 0800 612 0377.
Buying a 'New Build' property in Worthing?
2 brand new homes have been bought in Worthing in 2018 so far, according to information compiled by the Land Registry. The average purchase price of new build property in Worthing is £224,995.
Acquiring a new build home requires more technical knowledge than 'standard conveyancing'. To avoid potential problems a Worthing conveyancing solicitor must be mindful of Worthing-specific issues and needs to check a range of issues, like dealing with fast exchange timeframes and confirming building regulation compliance.
With Quittance Conveyancing, you will get an accurate and truly impartial assessment of the legal title of the house or apartment, with close attention paid to considerations ranging from the home's future marketability to 'doubling' ground rent and service charges (where applicable).
If you are intending to purchase a house in one of Worthing's conservation areas, the property must not breach any conservation area conditions. Called Article 4 directions, these constraints could include restrictions on the removal or addition of front boundary walls, general restrictions governing non-uniform additions or modifications or restrictions on extensions normally within Permitted Development rights.
The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a newly-added dormer window.
Worthing conservation areas include Warwick Gardens, Salvington and Winchester Road. Your conveyancing solicitor will address whether your planned purchase is located one of Worthing's conservation areas.
Conveyancing - Selling a property in Worthing
The legal side of a house sale is normally less troublesome than when buying. The buyer's conveyancer has to carry out a detailed legal assessment into the property, whereas conveyancing solicitors in Worthing acting for the seller simply answers the purchaser's enquiries.
Factors that could delay or endanger your sale
Properties can face any number of possible complications (such as having previously suffered from a flood event or excessive ground rent) that can frustrate your move.
Generally speaking, you should address these issues immediately.
- Dispute with a freeholder? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
For more conveyancing advice for sellers click here.
Selling a leasehold property
The conveyancing process for a leasehold flat or house is a great deal more involved than for a freehold property.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Worthing, such as sourcing the latest service charge and ground rent statement or a common parts fire risk assessment.
So as to resolve any leasehold-related problems sooner, it is recommended that you instruct a lawyer as soon as possible, and ideally before going on the market,.
Can Quittance conveyancers act for both the buyer and the seller in a single transaction?
CLC-regulated conveyancers can act for both the buyer and the seller. However, SRA rules restrict the same conveyancing solicitor from acting on both sides in a property sale.
If you are buying or selling a house or flat in Worthing, and one of our conveyancing solicitors is carrying out the legal work for the other side, you may wish to contact a law firm in Worthing to carry out your legal work.0
Conveyancing - Remortgaging a property in Worthing
People remortgage their home for all sorts of reasons, including releasing equity, or the current mortgage deal coming to an end. By far the most common reason, however, is to secure a lower interest rate.
Homeowners can enjoy the benefits of a lower rate faster with a more efficient conveyancing solicitor in Worthing. With the base rate set at 0.5% (May 2018), fast conveyancing can play a key role in securing the rate you want.
It is vitally important that the property lawyer carrying out the remortgage can also act for your new mortgage provider. Quittance Conveyancing are on all major lenders' panels. So whether you are changing to a cashback mortgage with the NatWest or to a fixed-rate mortgage with the Yorkshire Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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