Workington conveyancing FAQs

How much is the council tax in Allerdale Borough Council?

Workington is situated in Allerdale Borough Council. Council tax bands in 2019 are as follows:

Band Allerdale Borough Council Tax (2018/19)
A £1199.69
B £1399.63
C £1599.58
D £1799.53
E £2199.43
F £2599.32
G £2999.22
H £3599.06

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Workington conveyancing fees fixed?

Some conveyancing solicitors in Workington offer their services on a price per hour basis and other firms will work for a fixed fee.

Our property lawyers work on a fixed legal fee basis, with no hidden fees. Your detailed quote will explain in detail what the legal fees will be when your transaction goes through.

If, for whatever reason, your transaction does not go ahead, you will be covered by our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a property in Workington which property searches will I require?

The standard pack includes:

  • Local Authority Search
  • Residential Environmental Search
  • Drainage and Water Search
  • Chancel liability insurance

Occasionally the solicitor will recommend additional searches e.g. a British waterways search.

To check the total cost of searches on a Workington purchase you can use our our conveyancing calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Workington - what do I need to know?

Buying a leasehold property in England or Wales is significantly more complex than buying a freehold property. The many potential complications lying in wait for the unsuspecting purchaser can include legally technical issues like and excessive freehold premiums.

An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Could the sale of a leasehold property be delayed?

Yes, compared to freehold conveyancing. Sale conveyancing for a leasehold house or flat can take much longer.

The buyer's conveyancer will expect to see these documents, such as an up-to-date statement of service charges. Typically, delays are due to the time it takes to source this information.

It can take a long time to gather the managing agent's information if the landlord or managing agent is slow or difficult to contact, so the solicitor should get this underway as soon as possible.

Read more:

Selling a leasehold flat? What to do before going on the market

Will I need a conveyancing solicitor if I am remortgaging my Workington property?

Yes.

The base rate is now at 0.75% (Feb 2019). A good Workington remortgage solicitor can get you onto your new rate as quickly as possible.

Quittance's solicitors are members of most UK mortgage lenders, so whether you are you are moving to a 100% mortgage with the Bank of Scotland or to a repayment mortgage with the Furness Building Society, our remortgage team can assist.

Check your solicitor can act for your lender