Award-winning No Move, No Fee conveyancing for Woodford home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a property, and need conveyancing solicitors in Woodford, our award-winning no sale - no fee property lawyers can assist.
We offer 100% fixed conveyancing fees, and because we focus on proactive communication, you will always stay informed about how your move is progressing.
If, for whatever reason, your sale or purchase does not proceed our no move no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
Woodford's most communicative conveyancing service
A lack of communication from your solicitor will almost certainly add more stress to an already stressful process.
Conveyancing solicitor communication is so important for a fast move that the CLC customer service charter is aimed at resolving the issue.
Even so, according to a Conveyancing Association-commissioned survey of 1,500 people, 46% of homemovers felt that more effective communication would have accelerated their sale or purchase.
Our team of Woodford conveyancing solicitors aim to provide an informative and proactive property legal service 7 days a week, using your preferred contact method:
- Lowest Woodford conveyancing solicitors fees
- Open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Stay in control of your case via your chosen method (including SMS, phone and email)
- Market-leading online case tracking system
- Your dedicated lawyer's personal extension numbers
Updated: October 12, 2018
Woodford conveyancing solicitor fees
No Move, No Fee conveyancing in Woodford
Conveyancing solicitor fees are paid your Woodford conveyancing solicitor for the legal work for a home sale or purchase.
Are Woodford conveyancing fees and costs fixed?
Our conveyancing solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Woodford who will work on an hourly rate. Your quote will set out exactly what you will need to pay when your sale or purchase completes.
Are there any other costs?
You must cover the cost of any 'disbursements', on top of the conveyancing fees.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as bankruptcy searches or indemnity insurance.
How much will the total Woodford solicitor conveyancing fees be?
Conveyancing fees in Woodford should not vary, wherever you are buying or selling in the UK. However, there may be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, e.g. a Coal Authority search, may be needed.
For a standard conveyancing transaction, the fees we quote are the fees you pay. There are no hidden fees or costs to be paid with Quittance. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Woodford
The legal work for a property purchase will require a Woodford conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from problems with the property's title to the mortgageability of the property itself.
The buyer's solicitor will report their findings back to the purchaser and their mortgage lender, offer pragmatic solutions and confirm that the legal title passes to the new owner.
This section of the article examines those parts of the legal process for conveyancing solicitors in Woodford where a deeper understanding of the legal technicalities is critical.
- Conveyancing solicitors in Buckhurst Hill
- Conveyancing solicitors in Chigwell
- Conveyancing solicitors in Loughton
- Conveyancing solicitors in Redbridge
- Conveyancing solicitors in Waltham Abbey
- Conveyancing solicitors in East London
- Conveyancing solicitors in London
Your Woodford conveyancing solicitor must be lender-approved
Homebuyers have many mortgage providers available, from a major lender such as Lloyds Bank, to a less common mortgage lender like the Darlington Building Society. Before you choose a conveyancing solicitor in Woodford, it is vital that you check that they are approved by your chosen lender.
Your conveyancer may be unable to act for your chosen lender, because some lenders will only work with a restricted list (called a 'lender panel') of solicitors or licensed conveyancers.
Under these circumstances, the lender will require a different law firm to complete the legal work, and you will be expected to pay this alternative lawyer's costs. This can mean the process takes much longer.
Our conveyancing solicitors can act on behalf of all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Redbridge Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') are questions submitted to public bodies by Woodford conveyancing solicitors to give details about your planned purchase.
Searches are primarily carried out to satisfy mortgage conditions. These searches include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
Your lawyer will notify you if your mortgage lender needs any more searches, for example a more detailed flood report or a commons registration search.
Property purchasers can expect a lead time of up to 7 weeks for Local Authority searches supplied by The London Borough of Redbridge, so quicker regulated searches will be advisable.
Your conveyancing solicitor also obtains an 'Official Copy of the Title Register' from HMLR. This helps to find any planning issues. Examples of these include the title plan showing only very general boundaries or restrictive covenants governing the use of the property.
London Borough of Redbridge Council Tax
London Borough of Redbridge calculate your council tax based on a variety of factors which include the size of the property and the value of the home as determined by the VOA in 1991. The occupier of a property in Tax Band E, for example, would owe annual council tax of £1,894.
Woodford conveyancing solicitors will inform a purchaser of the home's tax band once they have the Local Authority search results.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,421.
Other discounts and exemptions could also apply, e.g. where the home is empty or unfurnished for a maximum of 60 days or where the property is a hall of residence.
|Band||London Borough of Redbridge Tax (2018)|
Can I dispute my band?To challenge your banding contact:
Valuation Office Agency
From April 2016 to March 2017, 40 council tax challenges were made, and 10 saw a reduction.
Stamp Duty on Woodford properties
The current SDLT threshold for residential properties is £125,000.
With Quittance you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See table below for Stamp Duty Land Tax examples for homes in London:
|Average selling price (2017)||SDLT|
|Average price (detached)||£1,209,120||£64,662.00|
|Average new build||£854,797||£32,739.85|
Stamp duty relief for first-time buyers in Woodford
Since 2017, first-time buyers only need to pay stamp duty on properties valued over £300k.
Woodford conveyancing solicitors will ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Woodford
Buying a leasehold home is not as simple as purchasing a freehold property. Numerous technical obstacles may be awaiting an uninformed buyer, including:
- undisclosed major works
- unfair developer practices
- freeholds sold without first refusal to leaseholders
- increasing ground rents
If you intend to buy a house or flat with a lease, a specialist conveyancing solicitor in Woodford will investigate aspects of the leasehold purchase, including :
- checking the lease itself
- dealing with freeholders
- ground rents and service charges
- onerous restrictions
- short leases
Make sure that you are fully-informed regarding your planned purchase - You can call our specialist leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Woodford?
According to data compiled by Her Majesty's Land Registry, the average price for new build properties in Woodford is £449,784. 450 brand new homes have been bought in Woodford in 2018 so far.
A new-build conveyancing solicitor in Woodford needs to be conscious of Woodford-specific considerations and the added complexities associated with new build, e.g. confirming right of way over drains and sewers and advising on mortgage offer flexibility for delayed completion.
Our new build conveyancing team specialise in ensuring that new build contracts favour the client as much as possible and working to developer exchange timeframes.
Conservation areas in London
Your conveyancing solicitor will need to confirm if the home you are planning to buy is in a conservation area in Woodford. If it is, the house will be affected by certain restrictions. These constraints, referred to as Article 4 Directions, may include restrictions on the removal of chimneys, restrictions on the addition of cladding or restrictions on side or 2 storey extensions.
The local planning authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will address whether your planned purchase is located one of Woodford's conservation areas.
Conveyancing - Selling a property in Woodford
Conveyancing for a property sale is normally less troublesome than when buying. The buyer's conveyancer does detailed research into the property's title and other legal aspects, whereas conveyancing solicitors in Woodford acting for the vendor effectively just responds to enquiries made by the buyer's solicitor.
What could jeopardise the sale of your home?
Homes will often come with a range of potential complications (e.g. missing planning permission) that have the capacity to prolong the conveyancing process for several weeks.
It is best not to procrastinate as solicitors are trained to unearth any such issues. Get advice and deal with it proactively.
- The Essential Conveyancing Guide for Sellers in 2018
- What to do before selling your 'share of freehold' flat
- Selling a leasehold flat? What to do before going on the market
For more conveyancing advice for sellers click here.
Selling a leasehold property
The legal work for a leasehold flat or house is quite a lot more difficult compared to a freehold house.
Woodford conveyancing solicitors will also need to carry out additional work, which could include obtaining all relevant freeholder information, through to any documents pertaining to a variation of the terms of the lease.
It is highly recommended that the seller instructs a property lawyer with leasehold experience as soon as possible, potentially before putting the property on the market, to reduce delays.
Can Quittance conveyancers act for both sides?
A CLC-regulated conveyancer can act for both the buyer and the seller. However, SRA rules restrict the same solicitor from acting on both sides in a house sale.
You may wish to contact a law firm in Woodford to undertake your legal work, if one of our conveyancing solicitors is doing the legal work for the other side.0
Conveyancing - Remortgaging a property in Woodford
Securing a lower interest rate is the main reason that people decide to remortgage. There are other reasons, including releasing funds to help kids get on the property ladder, or switching from interest-only to repayment.
A good conveyancing solicitor in Woodford will complete the conveyancing quickly, and move you to the better rate sooner. With the base rate now at 0.5% (May 2018), fast conveyancing can be a crucial factor in getting on to the rate you want.
Your property lawyer must also be able to act on behalf of your preferred lender. Our conveyancers are on all major UK lenders' panels. So whether you are switching to a fixed-rate mortgage with Lloyds Bank or to a repayment mortgage with the Bank of Ireland, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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