Award-winning No Move, No Fee conveyancing for Woking home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a property, and need conveyancing solicitors in Woking, our award-winning no sale - no fee property lawyers can help.
Quittance focus on communication so you always know what's happening and our 100% fixed conveyancing fees service means no hidden costs.
If, for whatever reason, your sale or purchase does not ultimately go ahead our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
Woking's most communicative conveyancing service
Unresponsive communication on the part of the conveyancing solicitor will add yet more stress to a sale or purchase.
The Law Society's 'Conveyancing Quality Scheme' formal client charter makes specific mention of property solicitors improving conveyancing solicitor communication.
In spite of this, poor communication is perhaps the most frequent cause of complaints made to the Legal Ombudsman.
Our Woking conveyancing solicitors aim to deliver a dedicated and proactive property legal service by phone, email and via our case management app, every day of the week:
- Best Woking conveyancing solicitor fees
- Direct line and email address of your lawyer
- Award-winning technology to track your case
- Frequent updates by smartphone, tablet and PC
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Woking conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Woking
Conveyancing solicitor fees are paid conveyancing solicitors in Woking for handling the legal work for your move.
How are Woking conveyancing fees calculated?
Some conveyancing solicitors in Woking carry out the legal work on a price per hour basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. Quittance's conveyancing solicitors work on a fixed No Sale, No Fee basis, with no hidden costs. Your conveyancing quote sets out exactly what you will need to pay when your sale or purchase goes through.
Are there any other costs in addition to conveyancing fees?
You will need to budget for 'disbursements', in addition to the solicitor's conveyancing fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like telegraphic transfer fees or local authority searches.
How much will the total Woking solicitor conveyancing fees be?
Conveyancing solicitor fees in Woking will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. As examples, specific extra searches, such as transport searches, may be necessary and Local Authority Search fees can vary.
For a standard sale or purchase, the fees we quote are the fees you pay. There are no hidden fees or nasty surprises with Quittance. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Woking
Woking in north-west Surrey lies at the south-western edge of the Greater London Urban Area. Frequent trains and short journey times to central London make it a popular commuter town, plus it has a thriving manufacturing and IT industry.
A recent extensive redevelopment of the town centre has just been completed, which includes residential and shopping facilities. Despite its great transport links, property prices are competitive making it popular with young professionals, students and families and Woking was recently named as the 8th happiest place to live in the UK.
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Conveyancing for buyers
Under recent changes to English and Welsh property law, a seller is obliged to reveal any property defects or disputes to the buyer and the estate agent.
It is, however, still the duty of a conveyancing solicitor in Woking to investigate the property, so that they can feed the results of their enquiries back to the buyer, iron out any legal issues and make sure that the title is registered in the name of the new buyer.
The following section sets out useful guidance for people looking for conveyancing solicitors in Woking for a purchase.
Your Woking conveyancing solicitor must be lender-approved
Before selecting a conveyancing solicitor in Woking, it is paramount that you confirm that they can represent your lender, whether you are taking out a mortgage from Santander, Pepper Money or any other lender.
Your solicitor may not be able to carry out the legal work on behalf of your lender, because some mortgage lenders are only happy to work with a select panel of law firms that match certain criteria.
Should this be the case, the lender will need a different law firm to complete the legal work, and you will usually need to pay this second solicitor's fees. This means the transaction could be delayed.
Quittance Conveyancing can act for all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Woking Borough Council searches and other searches
Property searches (sometimes referred to as 'conveyancing searches') are carried out by Woking conveyancing solicitors to identify planning, development and environmental issues that could reduce how much your house or flat will be worth.
Banks and building societies also need property searches to be purchased. These include:
|Local Authority (LA) search||covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.|
|Drainage & Water search||covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.|
|Environmental search||identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
Further searches, such as an HS2 search or a more detailed plan search, may also be advised subject to the outcome of the initial searches.
The approximate delivery time for Residential property searches supplied by Woking Borough Council is 3 weeks. Your lawyer will therefore recommend using faster personal searches.
Checking planning status
Your conveyancing solicitor will request official entries from the Land Registry. This will help to identify planning issues. Examples of these include that a restrictive covenant has been breached or errors on the title plan.
Woking Borough Council Council Tax
The amount of council tax a homeowner in Woking will pay to Woking Borough Council will depend on the property's value and the number of residents. The occupier of a property in Valuation Band C, for example, would owe annual council tax of £1,672.
A conveyancing solicitor in Woking will inform a purchaser of the property's band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,254.
Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or where the property is uninhabitable. New build homes are assessed by the Valuation Office Agency and allocated a band.
|Band||Woking Borough Council Tax (2018)|
Could you be overpaying?
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 30 council tax challenges were made, and 10 saw a subsequent reduction. To appeal contact:
Valuation Office Agency
Walnut Tree Close
Stamp Duty on Woking properties
The purchaser's conveyancing solicitor will ensure that the SDLT is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.If you are buying a home in England,Wales or Northern Ireland then Stamp Duty Land Tax is payable on properties over £125k. In Scotland, the threshold is £145k.
HMRC rejections are avoided using the latest integrated conveyancing case management system.
The following table illustrates Stamp Duty Land Tax examples for typical properties in Woking:
|Average selling price (2017)||SDLT|
|Average price (detached)||£826,355||£31,317.75|
|Average new build||£487,524||£14,376.20|
Stamp duty relief for first-time buyers in Woking
Since November 2017, first-time buyers only need to pay stamp duty on homes valued over £300,000.
Woking conveyancing solicitors will ensure their client pays the right amount.
Buying a flat? Leasehold conveyancing in Woking
The potential risks associated with purchasing a leasehold house or flat in the UK are well documented. There are any number of potential traps that may be awaiting the unsuspecting purchaser, including sub-letting restrictions, overpriced managing agent packs and ground rent multipliers.
If you intend to purchase a leasehold home, a good conveyancing solicitor in Woking will consider potential leasehold issues, e.g. :
- reviewing the lease itself (some leases are over 100 years old)
- any recent demands for service charges and ground rent
- dealing with freeholders and managing agents
- the implications of the remaining length of the lease
- sub-let or tenanted flats
Make sure that you are fully-informed regarding your decision to buy a leasehold property with our leasehold conveyancing solicitors.
Buying a 'New Build' property in Woking?
The average sale price of new builds in Woking is £296,975, according to the HM Land Registry. 2 new builds have been bought in Woking in 2018 so far.
Purchasing a new build home can be complicated compared to other types of conveyancing. To prevent difficulties arising a Woking conveyancing solicitor must be aware of local considerations and needs to consider a range of factors, e.g. squaring developer incentives with lenders and handling initial Land Registry registration.
Our team of new build conveyancers deliver an impartial view of the legal title of the property, whilst being mindful of concerns ranging from the home's subsequent resaleability to an assessment of other risks, such as contaminated land hazards.
Conservation areas in Surrey
Whether you enjoy a rural setting or Regency architecture, moving to a street located in a conservation area can ensure the local character is unlikely to change. However, conservation area conditions will affect your property.
Called Article 4 directions, these restrictions could include anything from possible restrictions on solar panel positioning, to restrictions on the use of cladding.
If a property is in breach, the local planning authority could order the owner to pay for the work needed to make the home compliant, even where the alterations were made by the previous owner.
Byfleet Corner and Rosemount Parade, Byfleet Village and Old Avenue are among the conservation areas in Woking. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Woking.
Conveyancing - Selling a property in Woking
The legal side of a house sale is simpler than for a purchase. The purchaser needs to carry out a detailed investigation on the property. In contrast, conveyancing solicitors in Woking acting for the vendor mostly just answers the purchaser's enquiries.
What could go wrong?
Homes will frequently have a broad spectrum of potential complications (e.g. an issue with noisy neighbours) that have the capacity to stop the conveyancing process in its tracks.
Don't bury your head as it is the buyer's solicitor's job to spot problems - talk to a professional instead, square up to the issue(s), and find a solution ASAP.
- No electrical completion certificate? What to do before selling your home
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- The Essential Conveyancing Guide for Sellers in 2018
Read more conveyancing advice for sellers.
Leasehold conveyancing for a sale
Conveyancing for a leasehold flat is significantly more complicated in comparison with a freehold house.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Woking, for example sourcing the latest service charge and ground rent statement, through to a copy of any health and safety assessment for the common parts.
To help mitigate the delays involved in selling a leasehold property, it is highly recommended that the vendor contact a conveyancer as soon as an estate agent is chosen.
Can Quittance conveyancers act for both parties?
A CLC-regulated conveyancer can act for both the buyer and the seller. However, SRA rules prevent the same conveyancing solicitor from acting on both sides in a house sale and purchase.
You may wish to contact a law firm in Woking to undertake your legal work, if a Quittance solicitor is acting for the other side.
Local Woking conveyancing solicitor directory
- W.Davies & Son Limited, Acorn House, 5 Chertsey Road, Woking, Surrey, GU21 5AB
- Barlow Robbins LLP, Concord House, 165 Church Street East, Woking, Surrey, GU21 6HJ
- Hart Brown, 7 Guildford Road, Woking, Surrey, GU22 7PX
- Mackrell Turner Garrett, 21-25 Church Street West, Woking, Surrey, GU21 6DJ
- Morrisons Solicitors LLP, 2nd Floor Cleary Court, 169 Church Street East, Woking, Surrey, GU21 6HJ
Conveyancing - Remortgaging a property in Woking
Although people consider remortgaging for a range of reasons, homeowners will usually remortgage their home to get a more attractive interest rate.
Homeowners can appreciate the benefits of a better rate sooner with a more efficient conveyancing solicitor in Woking. With the base rate now at 0.5% (May 2018), fast conveyancing can be a crucial factor in getting on to the rate you want.
So that they can make sure that the lender's interests are safeguarded, the property lawyer handling your remortgage will represent both you and the new lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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