Award-winning No Move, No Fee conveyancing for Wirral home movers
By Gaynor Haliday , Oct 12, 2018
With 100% fixed conveyancing fees and a focus on better communication, our team know how to take the stress out of moving.
Every year our expert property lawyers deliver an award-winning no sale, no fee service to property sellers and buyers looking for conveyancing solicitors in Wirral.
Our no move no fee promise means that should your home move not go ahead, you will not have to pay any conveyancing solicitors' legal fees.
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Wirral's most communicative conveyancing service
Lack of solicitor firm communication can be one of the most exasperating elements of the home moving process.
Proactive conveyancing solicitor communication is so crucial that the CLC customer service charter makes specific mention of resolving the issue.
In spite of this, according to a survey carried out by the Conveyancing Association of 1,500 people, 46% of respondents believed that better communication would have accelerated the completion of their sale or purchase.
Quittance Conveyancing's Wirral conveyancing solicitors deliver a market-leading property legal service. We deliver to homemovers a dedicated and proactive service using phone, email and via online case management, every day of the week:
- Cheapest Wirral conveyancing solicitors fees
- Open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Unique online case tracking system
- Real-time progress updates via smartphone, tablet and PC
- Your dedicated conveyancer's direct line and email address
Updated: October 12, 2018
Wirral conveyancing solicitor fees
No Move, No Fee conveyancing in Wirral
Conveyancing solicitor fees are paid to conveyancing solicitors in Wirral for the legal work involved in moving home.
How are Wirral conveyancing fees calculated?
Some conveyancing solicitors in Wirral carry out the legal work on a cost per hour basis, and other firms will work for a fixed fee ('No Move, No Fee'). Our solicitors work on a fixed No Sale, No Fee basis, with no hidden costs. Your quote will explain what you will be charged when your sale or purchase completes.
Besides conveyancing fees, what other costs are there?
On top of the conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as TT fees or Stamp Duty.
How much will the total Wirral solicitor conveyancing fees be?
Conveyancing fees in Wirral will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and specific extra searches, e.g. a Coal Authority search, may be necessary.
There are no hidden costs or surprises to be paid with Quittance. For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Wirral
The Metropolitan Borough of Wirral encompasses 160 square kilometres of the northern part of the Wirral Peninsula, bounded by the Irish Sea to the north and the rivers Mersey and Dee to the east and west. Key industries include hi-tech companies and shipbuilding, with Cammell Laird poised to create several hundred new jobs.
With larger proportions of rural areas than the neighbouring Liverpool part of Merseyside, the Wirral is an attractive place to live, work or commute. The local council maintains five designated Local Nature Reserves and oversees part of the Wirral Country Park - the first one of its kind to be established in the UK.
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Conveyancing for home buyers
As a key part of the conveyancing for a home purchase, a conveyancing solicitor in Wirral will examine the draft contract and investigate the title of the property and report back in detail to the buyer and the lender.
Following their enquiries the conveyancer will make recommendations and will help with resolving any problems and register the title in the new owner's name.
This section of the article offers useful information for people who want conveyancing solicitors in Wirral for a purchase.
Your Wirral conveyancing solicitor must be lender-approved
Homebuyers can select from a wide range of mortgage providers, from a major lender such as NatWest, to a niche mortgage lender like Coutts Finance. Before selecting a Wirral conveyancing solicitor, it is very important that you make sure that they can act for your chosen lender.
Quite a few mortgage lenders only accept a select panel of legal firms that have achieved certain benchmarks. If your solicitor can't act for your chosen lender, the lender will need an alternative firm to carry out the legal work.
The home buyer will be expected to pay this alternate solicitor's fees and significant delays to your move could occur.
Our solicitors are on the panel of all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Wigan Metropolitan Borough Council searches
Residential property searches are questions asked of various bodies by Wirral conveyancing solicitors to highlight issues affecting your new home. They include:
|Local Authority (LA) search||includes the LLC1 Local Land Charge Register and CON29 Enquiry Form|
|Environmental search||identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.|
|Drainage & Water search||covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
Additional searches, such as a radon gas search or a contaminated land report, may also be referred to in the initial LA and Environmental searches.
The estimated turnaround time for LA searches supplied by Wigan Metropolitan Borough Council is 4 weeks. Your conveyancer will recommend using a faster search agent.
The buyer's conveyancing solicitor will request an Official Copy of the Title Register from the Land Registry, helping to identify any issues, such as that a restrictive covenant has been breached or discrepancies with the filed plan.
Wirral Metropolitan Borough Council Tax
Wirral Metropolitan Borough calculate council tax on Wirral homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). The occupier of a property in Tax Band D, for example, would owe annual council tax of £1,734.
Conveyancing solicitors in Wirral will inform the purchaser of the home's council tax band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,300.
Other discounts and exemptions could also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or where an inhabitant is an 18 year old for whom child benefit is payable.
|Band||Wirral Metropolitan Borough Tax (2018)|
Can I challenge my valuation?To appeal contact:
Valuation Office Agency
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 80 council tax challenges were made, of which 40 resulted in a reduction.
Stamp Duty on Wirral properties
Completing the SDLT1 form in order to pay Stamp Duty Land Tax is a daunting prospect for a layperson.If you are buying a residential property in England, Wales or Northern Ireland then you will usually need to pay Stamp Duty Land Tax.
With Quittance Conveyancing you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See examples for Wirral properties:
|Average sale price (2017)||SDLT|
|Average price (detached)||£335,702||£6,785.10|
|Average new build||£205,208||£1,604.16|
Stamp duty relief for first-time buyers in Wirral
As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k.
Wirral conveyancing solicitors should ensure the right tax is paid.
Buying a flat? Leasehold conveyancing in Wirral
The risks of buying a leasehold house or flat in the UK are frequently reported in the press. Doubling ground rents, excessive freehold premiums and incomplete management company accounts are among the frequent complications lying in wait for the unsuspecting purchaser.
If you intend to buy a leasehold home, a good conveyancing solicitor in Wirral will consider possible leasehold issues, e.g. annual statements of account and budgets for service charges, flats in the same block with disparity between their leases and absent freeholders.
Quittance Conveyancing's leasehold conveyancing solicitor team will ensure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Wirral?
Based on HM Land Registry data, 6 brand new homes have been bought in Wirral in 2018 so far. The average value of Wirral new builds is £231,572.
A new-build conveyancing solicitor in Wirral must be aware of both local Wirral considerations as well as new build's additional complexities, including dealing with delays associated with off-plan and ensuring new estate roads are adopted.
Our highly qualified conveyancing team are experts in new build purchases and working to developer exchange timeframes.
Whether you are planning to buy a listed character property or a Victorian family home, if the house is in a defined conservation area, any planned alterations to the house might not be accepted by Wirral Metropolitan Borough.
These constraints, referred to as Article 4 Directions, may include:
- Limits on roof terraces
- Restrictions on dormer windows
- Requiring consent to alter doors and guttering
If a property is in breach, the local council could order you (as the new owner) to pay for returning the property to a compliant state, even if the previous owner carried out the alterations.
Wirral conservation areas include Bromborough Pool, Clifton Park and West Kirby. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Wirral.
Conveyancing - Selling a property in Wirral
Conveyancing for a sale of a house or flat is less demanding than for a purchase. The buyer will carry out due diligence into the property and its legal title, whereas conveyancing solicitors in Wirral acting for the vendor mostly just collates information and answers the buyer's questions .
What could put your property sale at risk?
Obstacles, like a problematic solar panel lease, can potentially prolong the sale process.
You shouldn't ignore this, trusting that the issue won't be discovered - get legal advice, square up to the issue(s), and find a solution as quickly as possible.
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
- Dispute with a freeholder? What to do before selling your home
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat is significantly more specialised compared to a freehold house.
Wirral conveyancing solicitors will also perform extra work, including obtaining an up-to-date service charge statement, through to a copy of the lease.
To reduce leasehold-related delays, it is highly recommended that you instruct a lawyer as soon as is practicable.
Can Quittance conveyancers act for both sides?
A conveyancer regulated by the CLC can act for both parties. However, Solicitors Regulation Authority (SRA) rules restrict the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase.
You can contact a local Wirral conveyancing solicitor firm to carry out your legal work, if a Quittance conveyancing solicitor is doing the legal work for the other side.0
Conveyancing - Remortgaging a property in Wirral
By far the most common reason homeowners remortgage is to get a better interest rate. There are also a number of other reasons to think about remortgaging, such as releasing capital, or moving from a standard variable rate (SVR) to a fixed-rate.
Homeowners can appreciate the benefits of a better rate sooner with a more proactive conveyancing solicitor in Wirral, accelerating the time taken to complete the process. With rate rises anticipated, fast conveyancing can play a key role in securing your preferred rate.
It is critical that your property lawyer can also act for your chosen mortgage provider. Our conveyancers are on the panel for all major UK lenders. So no matter whether you are moving to a 100% mortgage with RBS or to a repayment mortgage with Birmingham Midshires, our remortgage specialists can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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