Updated: October 12, 2018

Wirral conveyancing solicitor fees

No Move, No Fee conveyancing in Wirral

Conveyancing solicitor fees are paid to conveyancing solicitors in Wirral for the legal work involved in moving home.

How are Wirral conveyancing fees calculated?

Some conveyancing solicitors in Wirral carry out the legal work on a cost per hour basis, and other firms will work for a fixed fee ('No Move, No Fee'). Our solicitors work on a fixed No Sale, No Fee basis, with no hidden costs. Your quote will explain what you will be charged when your sale or purchase completes.

Besides conveyancing fees, what other costs are there?

On top of the conveyancing fees you will also have to cover any 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as TT fees or Stamp Duty.

See: Complete list of conveyancing fees and disbursements

How much will the total Wirral solicitor conveyancing fees be?

Conveyancing fees in Wirral will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and specific extra searches, e.g. a Coal Authority search, may be necessary.

There are no hidden costs or surprises to be paid with Quittance. For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Wirral

The Metropolitan Borough of Wirral encompasses 160 square kilometres of the northern part of the Wirral Peninsula, bounded by the Irish Sea to the north and the rivers Mersey and Dee to the east and west. Key industries include hi-tech companies and shipbuilding, with Cammell Laird poised to create several hundred new jobs.

With larger proportions of rural areas than the neighbouring Liverpool part of Merseyside, the Wirral is an attractive place to live, work or commute. The local council maintains five designated Local Nature Reserves and oversees part of the Wirral Country Park - the first one of its kind to be established in the UK.

Conveyancing for home buyers

As a key part of the conveyancing for a home purchase, a conveyancing solicitor in Wirral will examine the draft contract and investigate the title of the property and report back in detail to the buyer and the lender.

Following their enquiries the conveyancer will make recommendations and will help with resolving any problems and register the title in the new owner's name.

This section of the article offers useful information for people who want conveyancing solicitors in Wirral for a purchase.

Your Wirral conveyancing solicitor must be lender-approved

Homebuyers can select from a wide range of mortgage providers, from a major lender such as NatWest, to a niche mortgage lender like Coutts Finance. Before selecting a Wirral conveyancing solicitor, it is very important that you make sure that they can act for your chosen lender.

Quite a few mortgage lenders only accept a select panel of legal firms that have achieved certain benchmarks. If your solicitor can't act for your chosen lender, the lender will need an alternative firm to carry out the legal work.

The home buyer will be expected to pay this alternate solicitor's fees and significant delays to your move could occur.

Your property transaction could be threatened by failing to check your conveyancing solicitor's lender panel status.

Our solicitors are on the panel of all lenders.

Wigan Metropolitan Borough Council searches

Residential property searches are questions asked of various bodies by Wirral conveyancing solicitors to highlight issues affecting your new home. They include:

SearchDescription
Local Authority (LA) searchincludes the LLC1 Local Land Charge Register and CON29 Enquiry Form
Environmental searchidentifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
Drainage & Water searchcovers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
Chancel repair liabilityinsurance is arranged to protect the buyer against any liability for local parish church repairs.

Additional searches, such as a radon gas search or a contaminated land report, may also be referred to in the initial LA and Environmental searches.

The estimated turnaround time for LA searches supplied by Wigan Metropolitan Borough Council is 4 weeks. Your conveyancer will recommend using a faster search agent.

Planning permissions

The buyer's conveyancing solicitor will request an Official Copy of the Title Register from the Land Registry, helping to identify any issues, such as that a restrictive covenant has been breached or discrepancies with the filed plan.

Wirral Metropolitan Borough Council Tax

Wirral Metropolitan Borough calculate council tax on Wirral homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). The occupier of a property in Tax Band D, for example, would owe annual council tax of £1,734.

Conveyancing solicitors in Wirral will inform the purchaser of the home's council tax band once they are made aware.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,300.

Other discounts and exemptions could also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or where an inhabitant is an 18 year old for whom child benefit is payable.

Band Wirral Metropolitan Borough Tax (2018)
A £1,156
B £1,348
C £1,541
D £1,734
E £2,119
F £2,504
G £2,890
H £3,467

Can I challenge my valuation?

To appeal contact:

Valuation Office Agency
Redgrave Court
Merton Road
Liverpool
L20 7HS
Merseyside

A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 80 council tax challenges were made, of which 40 resulted in a reduction.

Stamp Duty on Wirral properties

Completing the SDLT1 form in order to pay Stamp Duty Land Tax is a daunting prospect for a layperson.

If you are buying a residential property in England, Wales or Northern Ireland then you will usually need to pay Stamp Duty Land Tax.

With Quittance Conveyancing you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.

See examples for Wirral properties:

  Average sale price (2017) SDLT
Average price £188,686 £1,273.72
Average price (detached) £335,702 £6,785.10
Average new build £205,208 £1,604.16
Higher rates of SDLT apply to buyers of second home in the form of a higher SDLT rate of 3%. For example, if a homeowner bought a second home in Wirral for the average price of £188,686 the SDLT would be £9,434.30.

Stamp duty relief for first-time buyers in Wirral

As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k.

Wirral conveyancing solicitors should ensure the right tax is paid.

Buying a flat? Leasehold conveyancing in Wirral

New build site

The risks of buying a leasehold house or flat in the UK are frequently reported in the press. Doubling ground rents, excessive freehold premiums and incomplete management company accounts are among the frequent complications lying in wait for the unsuspecting purchaser.

Severe consequences can result from a solicitor's misguided leasehold advice.

If you intend to buy a leasehold home, a good conveyancing solicitor in Wirral will consider possible leasehold issues, e.g. annual statements of account and budgets for service charges, flats in the same block with disparity between their leases and absent freeholders.

Quittance Conveyancing's leasehold conveyancing solicitor team will ensure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Wirral?

New build building site

Based on HM Land Registry data, 6 brand new homes have been bought in Wirral in 2018 so far. The average value of Wirral new builds is £231,572.

A new-build conveyancing solicitor in Wirral must be aware of both local Wirral considerations as well as new build's additional complexities, including dealing with delays associated with off-plan and ensuring new estate roads are adopted.

Our highly qualified conveyancing team are experts in new build purchases and working to developer exchange timeframes.

Conservation areas

Whether you are planning to buy a listed character property or a Victorian family home, if the house is in a defined conservation area, any planned alterations to the house might not be accepted by Wirral Metropolitan Borough.

These constraints, referred to as Article 4 Directions, may include:

  • Limits on roof terraces
  • Restrictions on dormer windows
  • Requiring consent to alter doors and guttering

If a property is in breach, the local council could order you (as the new owner) to pay for returning the property to a compliant state, even if the previous owner carried out the alterations.

Wirral conservation areas include Bromborough Pool, Clifton Park and West Kirby. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Wirral.

Conveyancing - Selling a property in Wirral

Conveyancing for a sale of a house or flat is less demanding than for a purchase. The buyer will carry out due diligence into the property and its legal title, whereas conveyancing solicitors in Wirral acting for the vendor mostly just collates information and answers the buyer's questions .

What could put your property sale at risk?

Obstacles, like a problematic solar panel lease, can potentially prolong the sale process.

You shouldn't ignore this, trusting that the issue won't be discovered - get legal advice, square up to the issue(s), and find a solution as quickly as possible.

Useful reading:

Read more helpful advice for sellers here.

Leasehold conveyancing for a sale

The conveyancing process for a leasehold flat is significantly more specialised compared to a freehold house.

Wirral conveyancing solicitors will also perform extra work, including obtaining an up-to-date service charge statement, through to a copy of the lease.

To reduce leasehold-related delays, it is highly recommended that you instruct a lawyer as soon as is practicable.

Can Quittance conveyancers act for both sides?

A conveyancer regulated by the CLC can act for both parties. However, Solicitors Regulation Authority (SRA) rules restrict the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase.

You can contact a local Wirral conveyancing solicitor firm to carry out your legal work, if a Quittance conveyancing solicitor is doing the legal work for the other side.

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Conveyancing - Remortgaging a property in Wirral

By far the most common reason homeowners remortgage is to get a better interest rate. There are also a number of other reasons to think about remortgaging, such as releasing capital, or moving from a standard variable rate (SVR) to a fixed-rate.

Homeowners can appreciate the benefits of a better rate sooner with a more proactive conveyancing solicitor in Wirral, accelerating the time taken to complete the process. With rate rises anticipated, fast conveyancing can play a key role in securing your preferred rate.

It is critical that your property lawyer can also act for your chosen mortgage provider. Our conveyancers are on the panel for all major UK lenders. So no matter whether you are moving to a 100% mortgage with RBS or to a repayment mortgage with Birmingham Midshires, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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