Award-winning No Move, No Fee conveyancing for Windsor home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a home, and need conveyancing solicitors in Windsor, our award-winning No Sale, No Fee property lawyers are here to help.
With 100% fixed conveyancing fees and a commitment to proactive communication, Quittance understand how to keep you better informed throughout your move.
Our no sale no fee service means should your move not proceed, you won't incur any conveyancing solicitors' legal fees at all.
Windsor's most communicative conveyancing service
Approximately 50% of the participants in an InfoTrack survey complained of a lack of solicitor communication.
Proactive conveyancing solicitor communication is so paramount for a smooth move that the conveyancing industry regulator (the CLC) have a client charter which is aimed at tackling the issue.
Nevertheless, according to a survey carried out by OnePoll, over 1/5 of property deals fall through as the result of delays caused by inefficient communication.
Keeping you in the loop
Quittance Conveyancing's Windsor conveyancing solicitors offer an exceptional property legal service. We deliver to you the information you require by email, phone and online, every day of the week:
- Lowest Windsor conveyancing solicitors fees
- Direct line for your conveyancing lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Weekend opening - Saturday (9am-1pm)
- Access to your conveyancing case online
- Instant progress updates by SMS, phone and email
Updated: October 12, 2018
Windsor conveyancing solicitor fees
No Move, No Fee conveyancing in Windsor
Conveyancing solicitor fees are the costs you pay conveyancing solicitors in Windsor for the legal work associated with buying or selling a property.
Are Windsor conveyancing fees and costs fixed?
We work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee') with no hidden extras, unlike some other conveyancing solicitors in Windsor who will work on an hourly-rate basis. Your conveyancing quote will set out what fees you will need to pay when your property transaction has completed.
Are there any other costs?
You will need to budget for 'disbursements', on top of the conveyancing fees.
Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process, such as landlord's notice fees or property searches.
How much will conveyancing in Windsor cost in total?
Windsor conveyancing fees should be the same as anywhere else in the UK. However, the costs of certain disbursements can vary. As examples, council search fees will vary and additional region-specific searches, e.g. a mining search, may be needed.
For a standard sale or purchase, what we quote is the fee you pay. With Quittance, there are no hidden costs or nasty surprises. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Windsor
Purchase conveyancing will need the conveyancing solicitor in Windsor to consider a wide range of issues. Examples of such issues can range from a defective title (e.g. breached restrictive covenants) to the mortgageability of the property itself.
The buyer's lawyer will feed the results of their enquiries back to the purchaser and their lender, assist in resolving any issues and register the title in the new owner's name.
The following offers invaluable advice for people looking for conveyancing solicitors in Windsor for a purchase.
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- Conveyancing solicitors in Berkshire
Your Windsor conveyancing solicitor must be lender-approved
Regardless of whether your mortgage is with a less common mortgage lender like GE Money Home Lending or a large lender such as the Co-operative Bank, before you choose a conveyancing solicitor in Windsor you need to check that they are on the panel of your lender.
Most mortgage lenders are only prepared to work with a selected list (known as a 'lender panel') of firms. If your conveyancer cannot act for your lender, the lender will require an alternative legal firm to act in their interests.
You will usually need to pay this substitute lawyer's costs, and weeks could be added to the conveyancing process.
Our conveyancing solicitors can carry out the legal work for all major and minor lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Residential Property Searches (Windsor and Maidenhead Borough Council)
Property searches are enquiries made of government bodies by Windsor conveyancing solicitors to provide information about the property being purchased. They include:
- Local Authority search - includes a list of planning decisions that could affect the property
- Drainage & Water search - identifies water mains and sewers. This search also addresses whether the maintenance for these is the owner's responsibility.
- Environmental search - identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
- Chancel repair liability - there is a risk that some Windsor properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
More pertinent searches, such as a tin mining search or an agricultural search, may also be advised depending on the contents of the standard searches.
The Royal Borough of Windsor and Maidenhead has an approximate lead time of 4 weeks for Residential property searches. In these circumstances, faster personal searches will be recommended.
Ensuring planning permission is in place
The buyer's conveyancing solicitor will request official entries from HM Land Registry. This will help to highlight any issues. Examples of these include outbuildings lying outside the boundary or restrictive covenants governing the use of the property.
Royal Borough of Windsor and Maidenhead Council Tax
As a homeowner in Windsor, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For example, a house in the Royal Borough of Windsor and Maidenhead area in Band E would pay £1,558 per annum.
A conveyancing solicitor in Windsor will inform a buyer of the property's band once they have the Local Authority search results.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,169.
Other discounts and exemptions could also apply, for example a 10% discount for second homes or if the property is left empty by someone receiving medical treatment. The Valuation Office Agency calculate bandings for newly-built homes, and where the owner has requested a revaluation.
|Band||Royal Borough of Windsor and Maidenhead Tax (2018)|
Can I challenge the council tax banding?
Owners can apply for their property to be reassessed, but the band could be revised up as well as down. To challenge your banding contact:
Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd
Stamp Duty on Windsor properties
The current Stamp Duty Land Tax threshold is £125,000 in England and Wales.
Quittance Conveyancing will complete the SDLT1 form for you at the point your purchase completes.
See examples for typical local properties:
|Average selling price (2017)||SDLT|
|Average price (detached)||£898,161||£34,908.05|
|Average new build||£570,403||£18,520.15|
Stamp duty relief for first-time buyers in Windsor
In 11/17, it was announced that first-time buyers would be exempt from paying stamp duty on properties below £300,000. Higher rates of stamp duty apply to buyers of second residential property in the form of a 3% SDLT surcharge. For example, if a homeowner bought a second home in Windsor for the average price of £568,912 the stamp duty would be £45,512.96.
Windsor conveyancing solicitors should ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Windsor
Buying a leasehold property is not as simple as purchasing a freehold property. Numerous legal complications could be lying in wait for an uninformed purchaser, including spiralling ground rents and excessive freehold premiums.
If you are planning to purchase a leasehold home, a experienced conveyancing solicitor in Windsor will investigate aspects of the leasehold purchase, including :
- understanding regional and era-specific nuances of leases
- service charges, ground rents and buildings insurance arrangements
- dealing with freeholders
- sinking funds
Make sure that you are aware of all the potential issues and costs associated with the lease with our leasehold conveyancing solicitors.
Buying a 'New Build' property in Windsor?
According to data sourced by HMLR, the average cost of a new build home in Windsor is £577,500. 2 new build homes have been bought in Windsor in 2018 so far.
Acquiring a new build property requires more technical knowledge than 'standard conveyancing'. To prevent difficulties arising a Windsor conveyancing solicitor should be conscious of local considerations and should investigate several key issues, like handling reservation fees and spotting incomplete agreements for roads and sewers.
Our new build conveyancing team are experts in working to developer exchange timeframes and helping the buyer get the best possible purchase terms.
Berkshire Conservation areas
When acting for the purchaser of a property in Windsor, a conveyancing solicitor will confirm whether the residential property is in one of Windsor's conservation areas. If it is, the house could be affected by certain conditions. These conditions can include restrictions on the use of PVC windows, limits on the use of cladding or limitations on new outbuildings.
The local planning authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will address whether your planned purchase is located one of Windsor's conservation areas.
Conveyancing - Selling a property in Windsor
The legal process for a sale of a home is less difficult than for a purchase. With a property purchase, the responsibility is on the buyer to establish that the house or flat is mortgageable and is (or can be) registered at the Land Registry.
Conversely, when selling, conveyancing solicitors in Windsor acting for the seller just answer the purchaser's enquiries.
What can you do to improve the odds of your sale going through?
Issues, like not having full title or a problematic solar panel lease, can delay your move if not dealt with promptly.
Property specialists usually advise that vendors handle such issues as soon as they come to light.
- Boundary disputes - what to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
Read more sale conveyancing articles here.
The conveyancing process for a leasehold flat (leasehold houses are uncommon) is significantly more difficult than for a freehold house.
The complexities of leasehold mean conveyancing solicitors in Windsor must carry out extra work, such as requesting an up-to-date service charge statement or any details of any ongoing enfranchisement process.
Vendors should instruct a lawyer as early as possible to reduce delays associated with leasehold property. Waiting for a long-overdue managing agent response is the most likely reason that the sale of a leasehold flat will fall through.
Can Quittance conveyancers act for the buyer and the vendor of the same property?
A conveyancer regulated by the CLC can act for both sides. However, SRA rules restrict the same solicitor from working on behalf of both sides in a property sale and purchase.
If you are buying or selling a Windsor property, and a Quittance conveyancer is doing the legal work for the other side, you could contact a property solicitor firm in Windsor to carry out your legal work.
Local Windsor conveyancing solicitor directory
- Appleby Shaw Limited, Trinity House, 15a Trinity Place, Windsor, Berkshire, SL4 3AS
- Charsley Harrison LLP, Windsor House, Victoria Street, Windsor, Berkshire, SL4 1EN
- Parfitt Cresswell, 17-21 Victoria Street, Windsor, Berkshire, SL4 1HE
- Kjs Solicitors Limited, 2nd Floor, Castle Hill House, 12 Castle Hill, Windsor, Berkshire, SL4 1PD
- Portcullis Property Lawyers, Suite 11, Dukes House, 5/6 High Street, Windsor, Berkshire, SL4 1LD
Conveyancing - Remortgaging a property in Windsor
Homeowners remortgage their home for a variety of reasons, such as extending the mortgage term, or getting on to a new fixed-rate deal. By far the most common reason, however, is to secure a preferential rate.
You should be able to enjoy a better rate earlier with a more efficient conveyancing solicitor in Windsor. With rate rises hard to predict, fast conveyancing can play a key role in securing the rate you want.
A property lawyer will represent both you and the mortgage provider to make sure the change of lender is recorded at the Land Registry and the lender's interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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