Award-winning No Move, No Fee conveyancing for Winchester home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a property and need conveyancing solicitors in Winchester, our specialist No Sale, No Fee property lawyers can help.
With guaranteed fixed conveyancing fees and a focus on better communication between all parties, Quittance know how to make your home move less stressful.
Our no sale no fee service means that if your move does not go ahead, you won't have to pay any conveyancing solicitors' fees.
Winchester's most communicative conveyancing service
According to market research carried out by Veyo, one in three of the home buyers asked reported that they were not kept adequately informed by the [solicitor].
The regulatory bodies for Winchester conveyancing solicitors are particularly concerned with improving communication, and the service quality charters of the Council for Licensed Conveyancers and the Law Society's CQS highlight the need to maintain a better standard of communication.
Despite attempts by the Solicitors Regulation Authority to address the issue, according to a survey commissioned by the Conveyancing Association, 43191 of property purchases fall through as the result of inadequate communication.
Our team of Winchester conveyancing solicitors provide the most communicative and client-friendly property legal service in the UK. We strive to deliver the information you need 7 days a week, using the communication method of your choice:
- Best Winchester conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Proactive updates via smartphone, tablet and PC
- Award-winning case handling technology
- Personal extension numbers for your conveyancing lawyer
Updated: October 12, 2018
Winchester conveyancing solicitor fees
No Move, No Fee conveyancing in Winchester
Conveyancing solicitor fees are the costs you pay your Winchester conveyancing solicitor for handling the legal work for your move.
How are Winchester conveyancing fees calculated?
Our conveyancing solicitors work on a guaranteed fixed conveyancing fee basis with no hidden costs, unlike some other conveyancing solicitors in Winchester who will work on an hourly-rate basis. Your conveyancing quote will explain what fees you will need to pay when your sale or purchase completes.
Are there any other costs?
You will need to budget for 'disbursements', in addition to conveyancing solicitor fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as indemnity insurance or Stamp Duty Land Tax (SDLT).
How much will the total Winchester solicitor conveyancing fees be?
Winchester conveyancing fees should be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. As examples, Local Authority Search fees can vary and additional region-specific searches, e.g. a flooding search, may be needed.
For a standard conveyancing transaction, what we quote is the fee you pay. With Quittance, there are no hidden fees or surprises in the small print. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Winchester
As a key part of the conveyancing for a home purchase, the Winchester conveyancing solicitor will carry out due diligence on the tenure and investigate the title of the property and report back to the buyer and the lender.
Following their enquiries the lawyer will offer professional advice and will help with resolving any problems and make sure that the title is registered in the name of the new buyer.
This part of the article discusses the aspects of the legal process for conveyancing solicitors in Winchester where greater expertise is important.
- Conveyancing solicitors in Gosport
- Conveyancing solicitors in Portsmouth
- Conveyancing solicitors in Romsey
- Conveyancing solicitors in Southampton
- Conveyancing solicitors in Hampshire
Your Winchester conveyancing solicitor must be lender-approved
Irrespective of whether you are getting a mortgage from Aldermore Bank, the Co-operative Bank or any other lender, before you select a Winchester conveyancing solicitor you need to check that they can represent your chosen lender.
Some mortgage lenders are only happy to work with a select panel of solicitors or licensed conveyancers that meet strict criteria. If a solicitor is unable to act for your chosen lender, the lender will require a different firm to complete the legal work.
The home buyer will be expected to pay this second lawyer's fees, and weeks could be added to the conveyancing process.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Winchester City Council)
Property searches are submitted by Winchester conveyancing solicitors to help identify problems that might potentially compromise the value of the property you are purchasing.
Searches are primarily carried out to meet the mortgage lender's criteria, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
More specialised searches, such as a radon gas search or a commons registration search, may also be referred to in the standard searches.
The approximate turnaround time for Residential property searches from Winchester City Council is 17 weeks. A private search company will be able to provide this information sooner.
Checking planning status
Official Entries will also be ordered from HMLR by the homebuyer's conveyancing solicitor, assisting with the identification of any issues, for example the title plan showing only very general boundaries or that a restrictive covenant has been breached.
Winchester City Council Council Tax
The council tax paid by a homeowner is based on a number of factors e.g. the square footage of the property and the value of the home as determined by the VOA in 1991. For example, a residential property in the Winchester City Council area in Band B would pay £1,295 per annum.
A conveyancing solicitor in Winchester will inform a buyer of the property's band once they have the Local Authority search results.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £971.
Other discounts and exemptions could also apply, e.g. a 10% discount for second homes or if the property is armed forces accommodation. The Valuation Office Agency (VOA) work out bandings for new build properties, and where the owner has requested a revaluation.
|Band||Winchester City Council Tax (2018)|
Does anyone ever challenge their valuation?
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To challenge your banding contact:
Valuation Office Agency
Stamp Duty on Winchester properties
If a home is purchased for £125k or less, no stamp duty is payable. Above this, most homebuyers will need to pay stamp duty. After a home sale has completed, the purchaser's conveyancing solicitor will ensure that the SDLT is paid to HMRC.
Our post-completion conveyancing team use online case management system to ensure the SDLT1 tax return is submitted to HM Revenue & Customs as quickly as possible.
See SDLT examples for properties in Winchester:
|Average selling price (2018 to date)||SDLT|
|Average price (detached)||£685,457||£24,272.85|
|Average new build||£745,000||£27,250.00|
Stamp duty relief for first-time buyers in Winchester
First-time buyer stamp duty relief is available on property purchases below £300k. Following a change in April 2016, a surcharge of 3% is applied for purchases of additional property. Following the example above, if a homeowner bought a second property in Winchester for the average price of £533,028 the SDLT would be £42,642.24.
Winchester conveyancing solicitors will ensure the correct calculation is made.
Buying a flat? Leasehold conveyancing in Winchester
Over 100,000 property owners in the UK face property leases with unreasonable lease clauses. Increasing ground rents, overpriced managing agent packs and absent freeholders are but a few of the many common complications awaiting the unsuspecting buyer.
If you intend to buy a property with a lease, a competent conveyancing solicitor in Winchester will consider possible leasehold issues, including service charge records from the last three years, short leases and absent freeholders.
Quittance Conveyancing's specialist leasehold conveyancing solicitors will ensure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Winchester?
The average value of new builds in Winchester is £745,000, according to local information gathered by Her Majesty's Land Registry. 6 brand new homes have been bought in Winchester in 2018 so far.
Buying a new build can be more involved than any other type of conveyancing. Therefore a conveyancing solicitor in Winchester must be conscious of both region-specific considerations and also should consider a range of factors, including dealing with lender conditions and spotting incomplete agreements for roads and sewers.
Our highly qualified team of conveyancers specialise in working to developer exchange timeframes and helping the buyer get the best possible purchase terms.
Conservation areas in Hampshire
Your conveyancing solicitor will need to check whether the residential property you are planning to buy is in one of Winchester's conservation areas. If it is, the house could be affected by specific restrictions. These building controls could include:
- A prohibition on the removal of front boundary walls
- Restrictions preventing the installation of VELUX windows
- Restrictions on side or two-storey extensions
If a property is in breach, the owner could be legally required to pay for the property to be returned to a compliant state, even if the changes were made by the previous owner.
Conservation areas in Winchester include East Stratton, Wonston and Martyr Worthy. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Winchester's conservation areas.
Conveyancing - Selling a property in Winchester
Conveyancing for a sale of a house or flat is much easier than for a purchase. The buyer's conveyancing solicitor must carry out extensive due diligence on the property, whilst conveyancing solicitors in Winchester acting for the seller effectively just answers the buyer's questions.
What steps can you take to minimise the risk of your sale falling through?
Properties can be burdened by many problems (e.g. missing planning permission) that might stop a purchase in its tracks.
Don't ignore the issue, waiting to see if the problem is discovered. Get advice, square up to the issue(s), and find a solution proactively.
- What to do before selling your 'share of freehold' flat
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more conveyancing advice for sellers.
Sale conveyancing for a leasehold property
The conveyancing process for a leasehold flat is much more complex in comparison with a freehold house.
Conveyancing solicitors in Winchester will also need to carry out additional work. This can involve getting an up-to-date service charge statement, through to a common parts fire risk assessment.
Given the complexities of leasehold property, it is recommended that the seller instructs a leasehold-specialist conveyancer as early in the process as possible, and ideally before going on the market,.
Can Quittance conveyancers act for both parties?
Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA regulations restrict a single conveyancing solicitor from working on behalf of both sides in a property sale and purchase.
You may want to instruct a property solicitor firm in Winchester to carry out your conveyancing, if a Quittance solicitor is acting for the other side.
Local Winchester conveyancing solicitor directory
- DAC Beachcroft Claims Limited, Winton House, St. Peter Street, Winchester, Hampshire, SO23 8BW
- Dutton Gregory LLP, Trussell House, 23 St Peter Street, Winchester, Hampshire, SO23 8BT
- Godwins Solicitors LLP, 12 St. Thomas Street, Winchester, Hampshire, SO23 9HF
- Paris Smith LLP, 9 Parchment Street, Winchester, Hampshire, SO23 8AT
- Capsticks Solicitors LLP, Staple House, Staple Gardens, Winchester, Hampshire, SO23 8SR
Conveyancing - Remortgaging a property in Winchester
Whilst homeowners consider remortgaging for a range of reasons, people will usually remortgage their home to get a better interest rate.
A proactive conveyancing solicitor in Winchester can reduce the remortgage processing time, meaning you move to your lower rate sooner. With the future of interest rates unclear, fast conveyancing can be a crucial factor in getting onto your new rate as quickly as possible.
The property lawyer will need to act for both you and the new lender to ensure the mortgage provider's interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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