Updated: October 12, 2018

Wickford conveyancing solicitor fees

No Move, No Fee conveyancing in Wickford

Conveyancing solicitor fees are the costs you pay to conveyancing solicitors in Wickford for the legal work involved in moving home.

Are Wickford conveyancing fees and costs fixed?

Some conveyancing solicitors in Wickford will work on a fees per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). We work on a fixed No Sale, No Fee basis, with no nasty surprises in the small print. Your quote explains what you will pay when your house or flat sale completes.

Besides conveyancing fees, what other costs are there?

In addition to conveyancing solicitor fees you will also have to pay for 'disbursements'.

Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like ID checks or Land Registry fees.

See: A guide to all conveyancing fees

How much will conveyancing in Wickford cost in total?

Conveyancing fees in Wickford will not vary. There may, however, be some variation in certain disbursements. For example, Local Authority Search fees can vary and additional region-specific searches, such as a mining search, may be needed.

There are no hidden costs or surprises to be paid with Quittance Conveyancing. For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Wickford

Caveat emptor, meaning 'let the buyer beware', was a key part of English property law. Following recent changes in the law, this maxim no longer applies. However, the buyer still will need to investigate their intended purchase.

The conveyancing solicitor in Wickford will offer suggestions and advice once their enquiries are complete, solve outstanding issues and ensure that the full legal ownership is transferred.

This article examines those residential property types that carry additional risk for buyers looking for conveyancing solicitors in Wickford.

Your Wickford conveyancing solicitor must be lender-approved

Property purchasers can choose from many lenders, from a major lender such as the Royal Bank of Scotland (RBS), to a less common lender like the Dudley Building Society. Before you choose a conveyancing solicitor in Wickford, it is paramount that you confirm that they can represent your chosen lender.

Quite a few banks and building societies will only accept a restricted group of legal practices. If a solicitor is not on the panel of your chosen lender, the lender will need a different legal firm to act in their interests.

The purchaser will then have to cover this alternative lawyer's fees and significant delays to your move could occur.

Your property purchase could be jeopardised by failing to check your conveyancing lawyer's lender panel status.

Our conveyancing solicitors can act for all mortgage lenders.

Basildon District Council searches and other searches

Searches are applied for by Wickford conveyancing solicitors to expose issues that could compromise how much the property you intend to buy will be worth. They include:

SearchDescription
Local Authority (LA) searchcontains information about the property and surrounding area held by Basildon District Council
Environmental searchreveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
Drainage & Water searchincludes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
Chancel repair liabilitysome Wickford property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.

Buyers will be informed if your lender requires any more searches, for example a more detailed flood report or a disadvantaged area search.

The estimated processing time for conveyancing searches supplied by Basildon District Council is 9 weeks. In these circumstances, faster personal searches will be advisable.

Planning issues

The conveyancing solicitor acting for the buyer will apply for an 'Official Copy of the Title Register' from HM Land Registry. This will help to highlight potential planning issues, such as outbuildings missing from the title plan or restrictions that limit alterations.

Basildon District Council Council Tax

The amount of council tax a homeowner in Wickford will pay to Basildon District Council will depend on the property's value and the number of residents. For example, for an average Band E house in Wickford, the amount payable would be £2,125 per year.

Conveyancing solicitors in Wickford will inform a purchaser of the property's band after this is confirmed by the searches.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,594.

Other discounts and exemptions could also apply, e.g. where the home is empty or unfurnished for a maximum of 60 days or if the property is armed forces accommodation. Homes constructed after 1991 are assessed and allocated a council tax banding by the Valuation Office Agency.

Band Basildon District Council Tax (2018)
A £1,159
B £1,353
C £1,546
D £1,739
E £2,125
F £2,512
G £2,898
H £3,478

Is it possible to reduce my council tax band?

Owners can apply for their property to be reassessed, and if the valuation is revised down, they may receive a refund. Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
London House
New London Rd
Chelmsford
CM2 0QL
Essex

Stamp Duty on Wickford properties

The SDLT1 form is seven pages long, and HM Revenue and Customs (HMRC) fines those who delay in completing and returning it. If you are buying a residential property in England,Wales or Northern Ireland then stamp duty is payable on properties over £125k. In Scotland, the threshold is £145k.

Quittance's online case management system integrates with online tax return system to ensure that the stamp duty is paid in full quickly.

See examples for typical Wickford properties:

  Average selling price (2018 to date) Stamp Duty Land Tax
Average price £334,734 £6,736.70
Average price (detached) £430,151 £11,507.55
Average new build £234,998 £2,199.96

Stamp duty relief for first-time buyers in Wickford

Since the budget announcement in 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000 with reduced rates up to £500,000. If you already own another residence (including outside the UK)you will be subject to a stamp duty surcharge of 3%. Therefore, if a homeowner in Wickford bought a second property for the average price of £334,734 the SDLT would be £26,778.72.

Conveyancing solicitors in Wickford should ensure the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Wickford

New build site

The possible drawbacks of purchasing a leasehold house or flat in the UK are generally well known. The many potential traps awaiting an uninformed purchaser can include increasing ground rents, short leases and unreasonable managing agent fees.

Poor leasehold guidance, from a property lawyer with limited leasehold experience, can have serious consequences.

A competent conveyancing solicitor in Wickford will address aspects of leasehold, including :

  • reviewing the lease itself (many leases are decades old)
  • managing agent or landlord enquiries
  • service charges, ground rents and buildings insurance arrangements
  • enfranchisement

Ensure that you are aware of all the potential issues and costs associated with the lease - Get in touch with our specialist leasehold conveyancing solicitors on 0800 612 0377.

Buying a 'New Build' property in Wickford?

House being built

The average value of a new build property in Wickford is £234,998. 1 newly-constructed homes have been bought in Wickford in 2018 so far.

A new-build conveyancing solicitor in Wickford will need to be familiar with both local Wickford factors as well as the extra complexities associated with new build, including investigating developer incentives and investigating issues with drains and roads that serve the property.

Our highly qualified conveyancing team are experts in meeting short developer deadlines and ensuring that new build contracts favour the client as much as possible.

Essex Conservation areas

Whether you are buying a period cottage or a Victorian detached house, if the property is in a protected conservation area, any planned modifications to the property might not be allowed by Basildon District Council.

These conditions, called Article 4 Directions, can include restrictions on door and window styles, restrictions on the erection of outbuildings or restrictions preventing the addition of new access.

If a property is in breach, the owner could be legally required to pay for the property to be returned to a compliant state, even where the alterations were made by the previous owner.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Wickford's conservation areas.

Conveyancing - Selling a property in Wickford

The legal side of a house sale is less complicated than when purchasing. The buyer's solicitor conducts a thorough investigation on the property. Conveyancing solicitors in Wickford acting for the seller, however, just answers the purchaser's enquiries.

How to give yourself the best chances of success

Homes will frequently have a series of legal issues (such as parking issues or disputes) which may endanger your home move.

Property specialists will generally suggest that sellers address such issues immediately.

Recommended reading:

Read more conveyancing advice for sellers.

Leasehold

Conveyancing for a leasehold flat or house is a great deal more specialised than for a freehold property.

Leasehold complexity involves extra work on the part of conveyancing solicitors in Wickford, such as collating all relevant freeholder information or details of any required deed of covenant.

You should instruct a property lawyer as soon as possible to reduce the impact of any leasehold-caused difficulties.

Can your conveyancing solicitors act for the buyer and the seller of the same property?

Solicitors Regulation Authority rules ban the same solicitor from acting on both sides in a house sale and purchase. However, CLC-regulated conveyancers, can act for both sides.

If you are buying or selling a property in Wickford, and a Quittance conveyancing solicitor is doing the legal work for the other side, you could instruct a property solicitor firm in Wickford to undertake your conveyancing.

Local Wickford conveyancing solicitor directory

  • Harvey Copping & Harrison LLP, De Burgh House, Market Road, Wickford, Essex, SS12 0BB
  • Cunningtons LLP, 13 London Road, Wickford, Essex, SS12 0AW
  • Kew Law LLP, 11 London Road, Wickford, Essex, SS12 0AW

Conveyancing - Remortgaging a property in Wickford

Securing a better rate is the main reason that homeowners decide to switch lenders. There are other reasons, for example releasing capital to pay off other debts, or the existing lender having refused a payment holiday.

A good conveyancing solicitor in Wickford will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the future of interest rates uncertain, fast conveyancing can be a key consideration when getting the mortgage rate you want.

Your property lawyer must also be able to act on behalf of your new mortgage provider. Our conveyancing team are on all major lenders' panels, so whether you are changing to a tracker with the HSBC or to a fixed-rate mortgage with the Yorkshire Bank, we can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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