Whitehaven conveyancing FAQs

How much Council Tax will I pay for a property in Copeland Borough Council?

Whitehaven is situated in Copeland Borough Council. Council tax bands in 2019 are as follows:

Band Copeland Borough Council Tax (2018/19)
A £1210.78
B £1412.58
C £1614.37
D £1816.17
E £2219.76
F £2623.36
G £3026.95
H £3632.34

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

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Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Whitehaven conveyancing fees fixed?

Some conveyancing solicitors in Whitehaven offer services on an hourly basis and other firms will work for a fixed fee.

Our expert solicitors work on a fixed legal fee basis, with no nasty surprises. Your quote will explain in detail what the conveyancing fees and costs will be when your move completes.

If, for whatever reason, your move does not go ahead, you have the peace of mind of our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm purchasing a home in Whitehaven which property searches will I require?

The search pack for a standard property includes:

  • Official or Regulated Local Authority Search
  • Environmental Search
  • Drainage and Water Search
  • Chancel search liability

Occasionally the location of the property will warrant additional searches , for example a radon gas search.

To check how much searches will cost on a Whitehaven house or flat use our conveyancing calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Whitehaven - what do I need to know?

Purchasing a leasehold house or flat in the UK can be complex when compared to purchasing a freehold. The many potential problems awaiting the unsuspecting buyer can include legally technical issues like unreasonable managing agent fees and onerous clauses in the lease.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Could the sale of a leasehold property be delayed?

Yes, compared to freehold conveyancing. The conveyancing for selling a leasehold house or flat typically takes longer.

The buyer's conveyancer will expect to see these documents, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. The time needed by the seller's conveyancer to source this information is commonly the source of delays.

It can take weeks to collect these details if the agent responsible for managing the property is slow or difficult to contact, so the solicitor should commence this at the earliest opportunity.

Read more:

Selling a leasehold flat? What to do before going on the market

Will I need a conveyancing solicitor if I am remortgaging my Whitehaven property?

Yes you will need a solicitor to handle the legal side of the remortgage.

The base rate is now at 0.75% (Feb 2019). A proactive conveyancing solicitor in Whitehaven can get you onto your new rate as quickly as possible.

Conveyancing solicitors on the panel for all major lenders - so no matter whether you are switching to an interest-only mortgage with the Co-operative Bank or to a flexible mortgage with the Swansea Building Society, Quittance can help.

Check your solicitor can act for your lender