Whitby conveyancing FAQs
What are the council tax bands in Scarborough Borough Council?
Whitby is situated in Scarborough Borough Council. Council tax bands are:
|Band||Scarborough Borough Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
Are Whitby conveyancing fees fixed?
Some conveyancing solicitors in Whitby provide legal services on an hourly rate and other firms will work for a fixed fee.
Our property lawyers work on a fixed fee basis, with no unexpected 'add-ons'. Your quote will explain what the legal fees will be when your property transaction completes.
If, for whatever reason, your property transaction does not go ahead, you will be covered by our No Sale, No Fee guarantee.
I'm buying a home in Whitby which property searches will I require?
The standard search pack will include:
- Official or Regulated Local Authority Search
- Drainage and Water Search
- Environmental Search
- Chancel search
Occasionally the results of the standard searches will necessitate further searches , for example a flood search.
To check the cost of searches on a Whitby property, use our calculator.
How long does the conveyancing on a leasehold property take
Over 90% of flats in the UK are leasehold. There are also an estimated 1 million leasehold houses throughout the country. Purchasing leasehold property will usually take more time than a freehold property because there is more to prepare and there is greater complexity.
Examples of delays might include anything from incomplete managing agent information to an unreachable freeholder.
Quittance's team of leasehold specialists complete the legal work for 100's of leasehold purchases each month, and our proactive approach can mean faster conveyancing.
Does it take longer to sell a leasehold property?
Yes, that's correct, it can take much more time to conduct the conveyancing to sell a leasehold property, compared to freehold conveyancing.
The buyer's solicitor will want to see several leasehold-related documents. These could include an up-to-date statement of service charges and a copy of the freehold property's buildings insurance. Delays are usually caused by the time required by the seller's conveyancer to source this information.
The solicitor should commence this before a buyer has even been found, because the managing agent's information can take a long time to gather if it is difficult to contact the managing agent or they are slow to respond.
I am buying a new build property in Whitby - what do I need to know?
The conveyancing process for acquiring a new build home in Whitby is more complicated than buying an existing property.
A good solicitor in Whitby must be able to deal with things like dealing with lender conditions, handling withdrawal under the Consumer Code for Housebuilders and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage and Trenwick International.
Our specialist team of new build solicitors are well versed in helping buyers get the best outcome and working to tight developer deadlines.
Will I need a conveyancing solicitor if I am remortgaging my Whitby property?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 0.75% (Feb 2019). A proactive conveyancing solicitor in Whitby should be able to complete the conveyancing quickly and get you onto your new rate without delay.
Our conveyancing solicitors are on the panel for all major lenders, so whether you are you are switching to an offset mortgage with RBS or to a flexible mortgage with the Skipton Building Society, Quittance can help.