Award-winning No Move, No Fee conveyancing for Virginia Water home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a home and need conveyancing solicitors in Virginia Water, our award-winning No Sale, No Fee property lawyers are here to help.
We proactive communication to keep you updated 24/7 and our guaranteed fixed conveyancing fees service means no hidden fees.
If, for whatever reason, your home move does not proceed our no move no fee service means you will not have to pay any conveyancing solicitors' legal fees.
Virginia Water's most communicative conveyancing service
According to a survey conducted by Veyo, approximately 1/3 of the home buyers asked said they were not kept updated during the conveyancing process.
The regulatory bodies for Virginia Water property solicitors are heavily focussed on improving communication standards, and the client service charters of the Council for Licensed Conveyancers and the Law Society's 'Conveyancing Quality Scheme' highlight the required standard of communication.
Notwithstanding attempts by the Solicitors Regulation Authority to address the issue, according to a survey carried out by the Conveyancing Association of 1,500 people, nearly half of homemovers believed that their sale or purchase would have completed sooner with better communication.
Our team of Virginia Water conveyancing solicitors deliver a market-leading conveyancing service. We deliver to clients a proactive and informative legal service by email, phone and via our case management app, 7 days a week:
- Cheapest Virginia Water conveyancing solicitor fees
- Direct line and email address for your conveyancer
- View your complete case online
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Updated: October 12, 2018
Virginia Water conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Virginia Water
Conveyancing solicitor fees are the amounts you pay conveyancing solicitors in Virginia Water for the legal work associated with moving home.
Do Virginia Water conveyancing solicitors work on a fixed fee basis?
Some conveyancing solicitors in Virginia Water offer services on a price per hour basis. Some conveyancers will complete the work for a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on a guaranteed fixed conveyancing fee basis, with no hidden extras. Your quote will explain exactly what you will need to pay when your house or flat sale completes.
What are disbursements?
On top of the conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as managing agent information or Land Registry fees.
How much will the total conveyancing fees in Virginia Water cost?
Conveyancing solicitor fees in Virginia Water will not vary, wherever you are buying or selling in the UK. However, there may be some variation in certain disbursements. For example, specific extra searches, e.g. a flooding search, may be necessary and Local Authority (LA) Search fees will vary.
There are no hidden costs or surprises to be paid with Quittance Conveyancing. For a standard sale or purchase, what we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Virginia Water
As a key part of the conveyancing for a property purchase, the Virginia Water conveyancing solicitor will carry out due diligence on the tenure and investigate the legal ownership rights or 'title' of the property and deliver their report on title to the purchaser.
The property lawyer will give advice after making their enquiries, make practical suggestions and register the title in the new owner's name.
The following discusses the aspects of the legal process for conveyancing solicitors in Virginia Water that require specialist knowledge.
- Conveyancing solicitors in Camberley
- Conveyancing solicitors in Ewell
- Conveyancing solicitors in Guildford
- Conveyancing solicitors in Surrey
Your Virginia Water conveyancing solicitor must be lender-approved
Property purchasers have access to a broad selection of mortgage lenders, from a major lender such as NatWest, to a financial institution like Hampden & Co. Before appointing a conveyancing solicitor in Virginia Water, it is vital that you check that they are approved by your lender.
Your lawyer may be unable to act for your lender, because some banks and building societies will only work with a selected list (their 'panel') of legal firms.
If this is the case, the lender will likely need a different legal firm to complete the legal work, and you will then have to cover this alternative solicitor's fees. Handling paperwork and correspondence with this additional party can delay the process.
Quittance Conveyancing are approved to act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Runnymede Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') are applied for by Virginia Water conveyancing solicitors to help to identify any pertinent information that might potentially reduce how much the property you are buying is worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Further searches, such as an HS2 search or a more detailed plan search, may also be recommended in the standard searches.
Purchasers will have to endure a wait of roughly 3 weeks for searches from Runnymede Borough Council, so it will be worthwhile to use a quicker private search company.
Checking planning permission status
Official Entries will also be obtained by the conveyancing solicitor acting for the purchaser. This will help to highlight any potential issues. These issues could include errors on the title plan or rights or restrictions on how the property may be used.
Runnymede Borough Council Council Tax
Runnymede Borough Council calculate council tax on Virginia Water homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). For example, for an average Band D house in Virginia Water, the amount payable would be £1,807 per year.
Conveyancing solicitors in Virginia Water will inform the buyer of the home's tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,356.
Other discounts and exemptions may also apply, for example a 10% discount for second homes or where an occupation is prohibited by law such as a compulsory purchase order.
|Band||Runnymede Borough Council Tax (2018)|
Could I be overpaying council tax?To appeal contact:
Valuation Office Agency
Walnut Tree Close
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 50 council tax challenges were made. 10 were upheld and refunds awarded.
Stamp Duty on Virginia Water properties
The buyer (rather than the seller) will have to pay stamp duty on the purchase price of the house if it exceeds £125,000. Doing the SDLT1 form yourself is confusing and not for those unfamiliar with it.
Quittance will complete the SDLT1 form for you at the point your purchase completes.
The following table illustrates SDLT examples for typical properties in Virginia Water:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£2,245,120||£183,164.40|
|Average new build||-||-|
Stamp duty relief for first-time buyers in Virginia Water
As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300,000. Following the autumn budget statement, second home buyers have had to pay a 3% SDLT surcharge. So if a second home was bought for £1,426,490 then the stamp duty total will be £185,443.70.
Conveyancing solicitors in Virginia Water should confirm their client pays the right amount.
Buying a flat? Leasehold conveyancing in Virginia Water
Over 100,000 UK homeowners face property leases with unreasonable lease conditions. Numerous technical obstacles may be lying in wait for the unsuspecting purchaser, including doubling ground rents and onerous clauses in the lease.
A good conveyancing solicitor in Virginia Water will consider possible leasehold issues, including :
- understanding regional and era-specific nuances of leases
- current-year service charge estimates
- dealing with freeholders and managing agents
- type of leasehold (i.e. flat/shared ownership/long leasehold house)
- flats with varying lease terms
Ensure that you are fully-informed regarding your decision to buy a leasehold property thanks to our specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Virginia Water?
The average purchase price of a new build property in Virginia Water is -, based on data from the Land Registry. - newly-constructed homes -.
A new-build conveyancing solicitor in Virginia Water must be familiar with local Virginia Water issues and the complications associated with new build, like confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity), handling structural guarantees and checking new build warranties with warranty providers such as NHBC, LABC New Home Warranty and Ark Residential.
Our highly qualified team of new build conveyancers are specialists in meeting short developer deadlines and new build purchases.
Conservation areas in Surrey
Whether you are a fan of Edwardian, Victorian or Tudor-style architecture, moving to a street located in a conservation area can ensure the local character is unlikely to change. However, conservation area building controls will affect your property.
Referred to as Article 4 directions, these constraints can include:
- Limits on roof terraces
- Restrictions on dormer windows
- Requiring consent to alter doors and guttering
If a property is in breach, the owner could be legally required to pay for the property to be changed back to the state it was in before the recent alterations, even where the alterations were made by the previous owner.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Virginia Water's conservation areas.
Conveyancing - Selling a property in Virginia Water
Conveyancing for a sale of a house or flat is less difficult than for a purchase. The buyer's conveyancer will have to go through a detailed legal assessment into the property and its legal title. Conveyancing solicitors in Virginia Water acting for the seller just responds to enquiries made by the buyer's solicitor.
What should you do to help your sale go through?
Hurdles, like a problem with the roof, can significantly prolong your home move if not handled appropriately.
It is not recommended that you put off finding a solution, waiting to see if the problem is discovered. The best course of action is to seek out professional help and work to resolve it as early as possible.
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a neighbour? What to do before selling your home
For more conveyancing advice for sellers click here.
Sale conveyancing for a leasehold property
Conveyancing for a leasehold flat is much more specialised than it is for a freehold home.
Conveyancing solicitors in Virginia Water must usually carry out further legal work, including requesting the most recent annual service charge accounts, through to insurance details.
To speed up the leasehold conveyancing process, it is strongly advised that the seller instructs a leasehold expert as soon as the decision is made to sell.
What if Quittance conveyancers are acting for the other side?
A conveyancer who is regulated by the CLC can act for both sides. However, Solicitors Regulation Authority rules restrict the same conveyancing solicitor from working on behalf of both sides in a property sale and purchase.
You may wish to contact a law firm in Virginia Water to undertake your legal work, if a Quittance solicitor is carrying out the legal work for the other side.
Local Virginia Water conveyancing solicitor directory
- Seakens Solicitors, 18 Station Approach, Virginia Water, Surrey, GU25 4DW
Conveyancing - Remortgaging a property in Virginia Water
Although people consider remortgaging for a range of reasons, people will generally remortgage a home to get a more affordable interest rate.
Homeowners can benefit from a lower rate faster with a more proactive conveyancing solicitor in Virginia Water, accelerating the time taken to complete the process. With the base rate now at 0.5% (May 2018) and rate rises anticipated, fast conveyancing can be a contributing factor to securing your preferred rate.
In order to certify that the interests of the lender are protected, a property lawyer will act for both you and the mortgage provider.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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