Award-winning No Move, No Fee conveyancing for Tilbury home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying or selling a property and need conveyancing solicitors in Tilbury, our specialist no sale - no fee property lawyers are here to help.
We offer 100% fixed conveyancing fees, and because we focus on better communication, you will always stay informed about how your sale or purchase is progressing.
If, for any reason at all, your property sale or purchase does not proceed our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
Tilbury's most communicative conveyancing service
Lack of communication from your law firm can add further stress to the buying and selling process.
In fact, good conveyancing solicitor communication is so essential to an efficient move that the conveyancing industry regulator (the CLC) have a client charter which specifically prioritises addressing the issue.
Despite this, inefficient communication remains among the most common complaints made to the Ombudsman.
Our Tilbury conveyancing solicitors deliver an award-winning conveyancing service. We provide buyers and sellers with a proactive and informative legal service by phone, email and online, 7 days a week:
- Cheapest Tilbury conveyancing solicitors fees
- DDI and email address of your conveyancer
- 24/7 access to your conveyancing case online
- Stay in control of your case via SMS, phone and email
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Tilbury conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Tilbury
Conveyancing solicitor fees are paid to your Tilbury conveyancing solicitor for the legal work for a home sale or purchase.
How are Tilbury conveyancing fees calculated?
We work on a guaranteed fixed conveyancing fee basis with no hidden fees, unlike some other conveyancing solicitors in Tilbury who carry out the legal work on a fees per hour basis. Your quote explains what fees you will need to pay when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
On top of the conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as Stamp Duty Land Tax (SDLT) or ID checks.
How much will conveyancing in Tilbury cost in total?
Conveyancing solicitor fees in Tilbury will be the same as anywhere else in the country. However, the costs of certain disbursements can vary. As examples, additional region-specific searches, e.g. utilities searches, may be needed and Local Authority Search fees can vary.
For standard conveyancing transactions, what we quote is the fee you pay. With Quittance Conveyancing, there are no hidden costs or nasty surprises. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Tilbury
Recent changes to the law mean that a seller must now disclose issues concerning their property to the buyer and the estate agent.
It is, however, still the duty of a Tilbury conveyancing solicitor to investigate the property, and make their "report on title", make practical suggestions and ensure that the full legal ownership is transferred.
This part of the article sets out advice to assist people searching for conveyancing solicitors in Tilbury for a purchase.
- Conveyancing solicitors in Chelmsford
- Conveyancing solicitors in Colchester
- Conveyancing solicitors in Southend On Sea
- Conveyancing solicitors in Essex
Your Tilbury conveyancing solicitor must be lender-approved
Whether you are getting a mortgage from Halifax, Adam & Company or any other lender, before instructing a conveyancing solicitor in Tilbury it is very important that you make sure that they are on the approved panel of your lender.
Your conveyancer may not be able to carry out the legal work on behalf of your lender, because some banks and building societies are only happy to work with a restricted panel of legal firms.
If this is the case, the lender will probably need a second solicitor firm to complete the legal work, and you will be expected to pay this substitute lawyer's fees. This can mean the process takes much longer.
Quittance Conveyancing are approved to act for all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Thurrock Council searches
Property searches (sometimes referred to as 'conveyancing searches') are questions asked of various bodies by Tilbury conveyancing solicitors to provide information about your planned purchase. They include:
- Local Authority (LA) search - reveals planning applications, decisions and enforcement notices for planning breaches.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Drainage & Water search - describes water mains and sewers, and confirms if these are privately maintained
- Chancel repair liability - there is a risk that some Tilbury properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
More pertinent searches, such as a tin mining search or a more detailed plan search, may also be advised in the standard searches.
The typical delivery time for property searches provided by Thurrock Council is 5 weeks. A private search company will be able to provide this information sooner.
Your conveyancing solicitor also retrieves office copies from HM Land Registry, helping to evidence potential planning issues, for example discrepancies with the filed plan or that a restrictive covenant has been breached.
Thurrock Council Council Tax
The council tax paid by a homeowner is based on a variety of factors e.g. the number of occupants and the value of the property as determined by the VOA in 1991. For example, for an average Valuation Band D home in Tilbury, the amount of council tax would be £1,527.
A conveyancing solicitor in Tilbury will inform a purchaser of the property's band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,145.
Other discounts and exemptions could also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the property is armed forces accommodation. More recently-built property is assessed by the Valuation Office Agency and allocated a council tax banding.
|Band||Thurrock Council Tax (2018)|
Is it possible to appeal?To challenge your banding contact:
Valuation Office Agency
From April 2016 to March 2017, 10 council tax challenges were made, of which 0 were upheld and refunds awarded.
Stamp Duty on Tilbury properties
A property purchaser will usually need to pay stamp duty if the house they are buying is valued at over £125k.
Our post-completion conveyancing team use state-of-the-art case management system to ensure the SDLT1 tax return is submitted to Her Majesty's Revenue and Customs (HMRC) as quickly as possible.
This table sets out stamp duty for typical property in Tilbury:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£363,738||£8,186.90|
|Average new build||£328,577||£6,428.85|
Stamp duty relief for first-time buyers in Tilbury
Since November 2017, first-time buyers only need to pay stamp duty on properties valued over £300,000.
Conveyancing solicitors in Tilbury should confirm their client pays the right amount.
Buying a flat? Leasehold conveyancing in Tilbury
Purchasing a leasehold house or flat without knowing what you are getting into can be fraught with risk. Exponential ground rents, unpaid service charges by the existing leaseholder and short leases are among the many common complications awaiting an uninformed buyer.
If you intend to purchase a leasehold home, a expert conveyancing solicitor in Tilbury will consider potential leasehold issues, such as reviewing the lease itself (leases can be 10's or even 100's of years old), dealing with freeholders and service charges for relevant date periods.
Ensure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's leasehold conveyancing solicitors.
Buying a 'New Build' property in Tilbury?
According to data gathered by the HM Land Registry, 2 new build properties have been bought in Tilbury in 2018 so far. The average purchase price of new builds in Tilbury is £340,000.
The legal work for buying a new build home requires specialist knowledge, compared to 'standard conveyancing'. To avoid potential problems a Tilbury conveyancing solicitor must be aware of both region-specific considerations and also needs to check a range of issues, e.g. checking the suitability of new build insurance and spotting incomplete agreements for roads and sewers.
Our new build conveyancing department will provide a specialist assessment of the legal title of the house or apartment, whilst being mindful of factors like unreasonable leasehold terms and an assessment of other risks, such as contaminated land hazards.
Conservation areas in Essex
When carrying out the legal work for a home in Tilbury, a conveyancing solicitor will need to confirm if the residential property is in one of Tilbury's conservation areas. If it is, the property will be affected by specific conditions. These conditions may include restrictions on the removal or addition of front boundary walls, restrictions on the erection of outbuildings or restrictions on joinery colour choices.
The local authority can order any non-compliant alterations to a property to be changed or removed.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Tilbury.
Conveyancing - Selling a property in Tilbury
The legal process for a property sale is less complicated than when buying. When buying, the onus lies with the purchaser to discover whether the legal title of the property is legally sound.
Conversely, with a sale, conveyancing solicitors in Tilbury acting for the existing owner effectively just answer questions set by the buyer's conveyancing solicitor.
What could jeopardise the sale of your property?
Issues, like being in an area threatened by local development or not being insurable, have the potential to frustrate a sale if they are ignored.
You shouldn't bury your head in the sand as solicitors are trained to unearth any such issues. Instead, get advice, square up to the issue(s), and find a solution promptly.
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a neighbour? What to do before selling your home
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The legal work for a leasehold flat or house is much more complicated compared to a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Tilbury will usually undertake additional work, for example collating the latest service charge and ground rent statement, through to the memorandum of articles of association (if applicable).
It is strongly advised that the seller instructs leasehold-specialist property lawyer as soon as is practicable to avoid undue delays.
What if Quittance conveyancers are acting for the other side?
Solicitors Regulation Authority rules prevent a single conveyancing solicitor from working on behalf of both sides in a house sale. However, conveyancers who are regulated by the CLC, can act for both sides.
If you are buying or selling a Tilbury home, and a Quittance conveyancing solicitor is acting for the other side, you may want to instruct a property solicitor firm in Tilbury to undertake your legal work.0
Conveyancing - Remortgaging a property in Tilbury
Securing a lower interest rate is usually why homeowners remortgage. There are other reasons, for example getting onto a longer fixed-rate term, or releasing capital.
A proactive conveyancing solicitor in Tilbury will complete the conveyancing quickly, meaning you move to your lower rate sooner. With the base rate set at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can be a contributing factor to getting onto your new rate as quickly as possible.
The property lawyer carrying out your remortgage must also be able to act on behalf of your preferred mortgage lender. Our conveyancing team are on the panel for all major UK lenders. So no matter whether you are changing to a fixed-rate mortgage with Britannia or to a fixed-rate mortgage with the Buckinghamshire Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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