Award-winning No Move, No Fee conveyancing for Tidworth home movers
By Gaynor Haliday , Oct 12, 2018
Quittance believe that proactive communication is the key to a stress free move and our guaranteed fixed conveyancing fees means no hidden costs.
Every year our expert property lawyers deliver a proactive no sale - no fee service to residential property buyers and sellers looking for conveyancing solicitors in Tidworth and Wiltshire.
If, for whatever reason, your property sale or purchase does not complete our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees.
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Tidworth's most communicative conveyancing service
According to market research commissioned by Veyo, approximately 1/3 of the home buyers asked said they were not kept informed by the [solicitor].
The Conveyancing Quality Scheme (CQS) client charter is very focussed on improving conveyancing solicitor communication.
Nevertheless, inefficient communication is perhaps the most frequent cause of complaints made to the Legal Ombudsman.
Keeping you informed
Quittance Conveyancing's Tidworth conveyancing solicitors deliver a market-leading property legal service. We provide buyers and sellers with a proactive and informative service using phone, email and via online case management, every day of the week:
- Best Tidworth conveyancing solicitor fees
- Your conveyancer's contact details
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
- Regular case updates via SMS, phone and email
- State of the art technology to track your case
Updated: October 12, 2018
Tidworth conveyancing solicitor fees
No Move, No Fee conveyancing in Tidworth
Conveyancing solicitor fees are the charges you pay to conveyancing solicitors in Tidworth for the legal work for a home sale or purchase.
Do Tidworth conveyancing solicitors work on a fixed fee basis?
Some conveyancing solicitors in Tidworth will work on a cost per hour basis. Some conveyancers will complete the work for a fixed fee (or 'No Move, No Fee'). Our solicitors work on a No Sale, No Fee basis, with no hidden costs. Your conveyancing quote will set out what fees you will need to pay when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like HMLR fees or TT fees.
How much will the total Tidworth solicitor conveyancing fees be?
Whilst conveyancing fees in Tidworth will usually match prices elsewhere in the UK, there may be some variation in certain disbursements. As examples, specific extra searches, e.g. a flooding search, may be necessary and Local Authority Search fees can vary.
For a standard conveyancing transaction, what we quote is the fee you pay. With Quittance, there are absolutely no hidden fees. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Tidworth
Purchase conveyancing will require a Tidworth conveyancing solicitor to consider a wide range of issues. Examples of such issues are defective property title (e.g. grant of reservation of rights) and factors affecting the mortgageability (e.g. sitting tenants).
The solicitor will report their findings back to the purchaser, iron out any legal issues and confirm that the Land Registry's record of the property is updated.
The following section offers recommendations for people searching for conveyancing solicitors in Tidworth for a purchase.
- Conveyancing solicitors in Salisbury
- Conveyancing solicitors in Swindon
- Conveyancing solicitors in Trowbridge
- Conveyancing solicitors in Wiltshire
Your Tidworth conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a less common mortgage lender like Pepper Money or a large lender such as the Co-operative Bank, before you appoint a Tidworth conveyancing solicitor it is essential that you check that they are on the approved solicitor panel of your chosen lender.
Your conveyancer may not be able to carry out the legal work on behalf of your chosen lender, because some banks and building societies will only accept a restricted group of firms.
If that is the case, the lender will probably need an alternative legal firm to carry out the legal work, and you will usually need to pay this alternate solicitor's costs. This can mean the process takes much longer.
Our solicitors can perform the conveyancing for all banks and building societies.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Wiltshire Council searches and other searches
Property searches (sometimes referred to as 'conveyancing searches') are submitted by Tidworth conveyancing solicitors to unearth issues that might have an impact on the value of your property.
Lenders almost always need residential property searches to be purchased. Required searches will include:
- Local Authority search - covers the details of planning applications, decisions and the enforcement of breaches or violations.
- Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.
You will be notified if your lender requires any additional searches, such as a radon gas search or a contaminated land report.
Property purchasers can expect to wait approximately 16 weeks for Residential property searches provided by Wiltshire Council, so quicker regulated searches will be advisable.
The conveyancing solicitor acting for the buyer also retrieves official entries from the Land Registry. This will help to reveal any potential issues, such as right of access issues or a difference between the agent's floorplan and the title plan.
Wiltshire Council Council Tax
Wiltshire Council calculate council tax on Tidworth homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). The occupier of a property in Valuation Band E, for example, would owe annual council tax of £2,173.
Conveyancing solicitors in Tidworth will inform a buyer of the home's tax band once they have the Local Authority search results.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,630.
Other discounts and exemptions may also apply, for example a 10% discount for second homes or where the property is occupied solely by students.
|Band||Wiltshire Council Tax (2018)|
Can I lower my band?Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
From April 2016 to March 2017, 130 council tax challenges were made, and 30 resulted in a reduction.
Stamp Duty on Tidworth properties
Our post-completion conveyancing team use case management software to ensure the SDLT1 tax return is submitted to Her Majesty's Revenue and Customs (HMRC) as quickly as possible.
This table sets out Stamp Duty Land Tax for property in Tidworth:
|Average sale price (2017)||SDLT|
|Average price (detached)||£325,243||£6,262.15|
|Average new build||£228,464||£2,069.28|
Stamp duty relief for first-time buyers in Tidworth
Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000 with relief up to £500,000 in some areas. Following the autumn statement, second home buyers have had to pay a surcharge of 3%. Following the example above, if a homeowner bought a second home in Tidworth for the average price of £226,144 the SDLT would be £11,307.20.
Conveyancing solicitors in Tidworth will ensure the correct calculation is made.
Buying a flat? Leasehold conveyancing in Tidworth
The pitfalls associated with buying a leasehold property in the UK are well publicised. The numerous common problems awaiting an uninformed buyer can include:
- reversionary interests
- leases with fewer than 80 years to run
- spiralling ground rents
If you are planning to buy a leasehold property, a expert conveyancing solicitor in Tidworth will consider possible leasehold issues, including :
- sometimes ancient and arcane lease documents
- any recent demands for service charges and ground rent
- absent freeholders
- short leases
- residents' memoranda and articles of association
Ensure that you are aware of all the potential issues and costs associated with the lease - Speak to Quittance Conveyancing's leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Tidworth?
According to data gathered by the Land Registry, 32 new build homes were purchased in Tidworth last year. The average sale price of Tidworth new build properties is £228,464.
The legal work for purchasing a new build is frequently more involved than other types of conveyancing. To avoid potential problems a conveyancing solicitor in Tidworth must be aware of both region-specific considerations and also should check a range of issues, e.g. handling the uncertainties of buying off plan and administering Help to Buy purchases.
Our team of conveyancers are specialists in working to tight developer deadlines and representing buyers to achieve the best outcome.
Wiltshire Conservation areas
Your conveyancing solicitor will confirm whether the residential property you are going to buy is in one of Tidworth's conservation areas. If it is, the property could be affected by certain constraints. These conditions, called Article 4 Directions, may include a wide range of constraints from restrictions on the removal of front boundary walls, to limits on the use of cladding.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Your conveyancing solicitor will address whether your planned purchase is located one of Tidworth's conservation areas.
Conveyancing - Selling a property in Tidworth
The conveyancing process on a sale of a home usually requires less work than when buying. The buyer's solicitor undertakes a comprehensive legal review into the property's title and other legal aspects. Conveyancing solicitors in Tidworth acting for the vendor essentially just gathers information relating to the property and responds to enquiries made by the buyer's solicitor .
How to improve the odds of your sale going through
A property can face many challenges (such as not having permission for alterations when in a conservation area or not having appropriate warranties) which could prolong a purchase for weeks.
You shouldn't ignore this and hope the buyer's solicitor won't notice. Instead, get legal advice and attempt to resolve it as quickly as possible.
- Subsidence? What to do before selling your home
- What to do if selling a home without planning permission
- The Essential Conveyancing Guide for Sellers in 2018
For more conveyancing advice for sellers click here.
The conveyancing process for a leasehold flat or house is much more specialised compared to a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Tidworth must carry out additional work, including requesting the latest service charge and ground rent statement, through to details of the length of leases of other flats in the block.
It is recommended that the seller instructs a leasehold-specialist lawyer as early as possible to ensure the legal technicalities are handled correctly.
What if you are acting for the other side?
A CLC-regulated conveyancer can act for both parties. However, SRA rules restrict a single conveyancing solicitor from working on behalf of both sides in a property sale.
If you are buying or selling a Tidworth home, and a Quittance conveyancer is doing the legal work for the other side, you may want to instruct a property solicitor firm in Tidworth to undertake your legal work.0
Conveyancing - Remortgaging a property in Tidworth
Homeowners remortgage their home for a number of reasons, such as moving from a tracker to a fixed-rate, or consolidating loan repayments. The most common reason, however, is to save money with a lower rate.
You will typically be able to benefit from a better rate sooner with a more proactive conveyancing solicitor in Tidworth. With the base rate set at 0.5% (May 2018), fast conveyancing can be a key consideration when getting onto your new rate as quickly as possible.
The property lawyer handling the remortgage should also be able to act for your new bank or building society. Quittance Conveyancing are on all major UK lenders' panels. So no matter whether you are changing to a fixed-rate mortgage with the Halifax or to a fixed-rate mortgage with the Dudley Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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