Updated: October 12, 2018

Tewkesbury conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Tewkesbury

Conveyancing solicitor fees are the charges you pay to your Tewkesbury conveyancing solicitor for the legal work associated with moving home.

How are Tewkesbury conveyancing fees calculated?

Our conveyancing solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Tewkesbury who offer services on a fees per hour basis. Your quote will explain what you will pay when your sale or purchase goes through.

Are there any other costs?

In addition to conveyancing solicitor fees you will also need to budget for 'disbursements'.

Disbursements are the costs incurred by the solicitor on your behalf. These include costs like bankruptcy checks or managing agent information.

See: A guide to conveyancing fees, costs and disbursements

How much will the total Tewkesbury solicitor conveyancing fees be?

Though conveyancing fees in Tewkesbury will usually match prices elsewhere in the UK, there can be variation in the disbursements required. As examples, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a historic mining search, may be needed.

There are no hidden costs or nasty surprises with Quittance Conveyancing. For a standard home sale or purchase, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Tewkesbury

As a key part of the legal work for a homebuyer, a conveyancing solicitor in Tewkesbury will investigate the title of the property and deliver their report on title to the purchaser.

The conveyancer will offer suggestions and advice following their enquiries, solve outstanding issues and ensure that the change of ownership is registered at the Land Registry.

The following examines those areas of the buying process for conveyancing solicitors in Tewkesbury where greater expertise is crucial.

Your Tewkesbury conveyancing solicitor must be lender-approved

Regardless of whether you are getting a mortgage from Barclays Bank, DB UK Bank or any other lender, before you select a Tewkesbury conveyancing solicitor it is critical that you make sure that they can act for your lender.

A lot of lenders are only happy to work with a select panel of firms. If your conveyancer is not on the panel of your lender, the lender will need a second law firm to complete the legal work.

The borrower will then have to cover this substitute solicitor's fees, and weeks could be added to the conveyancing process.

Not checking your property lawyer's lender panel status can frustrate the process.

Quittance Conveyancing are approved members of all lender panels.

Searches (Tewkesbury Borough Council)

Residential property searches are submitted by Tewkesbury conveyancing solicitors to expose any pertinent information that might possibly reduce the value of your home.

Banks and building societies typically also require certain searches to be applied for. Required searches will include:

  • Local Authority (LA) search - planning and development details from Tewkesbury Borough Council records
  • Environmental search - reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
  • Drainage & Water search - identifies whether the owner or local authority must pay for the maintenance of water mains and sewers
  • Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.

You will be informed if your chosen lender wants any more searches, e.g. a highways authority search or a more detailed plan search.

The typical processing time for searches provided by Tewkesbury Borough Council is 12 weeks. A private search company will be able to provide this information sooner.

Ensuring planning permission is in place

Official Entries (or 'office copies') will also be applied for from the Land Registry by the conveyancing solicitor acting for the buyer, helping to identify any planning issues, such as the title plan showing only very general boundaries or rights or restrictions on how the property may be used.

Tewkesbury Borough Council Council Tax

Tewkesbury Borough Council calculate your council tax based on a number of criteria e.g. the layout of the property and the value of the property as determined by the VOA in 1991. E.g. the occupier of a Band D residential property in the Tewkesbury Borough Council area would pay annual council tax of £1,630.

A conveyancing solicitor in Tewkesbury will inform the purchaser of the property's band as soon as they are made aware.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,223.

Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or structural changes or for spouses of students who are not British.

Band Tewkesbury Borough Council Tax (2018)
A £1,087
B £1,268
C £1,449
D £1,630
E £1,993
F £2,355
G £2,717
H £3,261

Are you about you buy a home in the wrong council tax band?

To challenge your banding contact:

Valuation Office Agency
Ley Court
Barnett Way
Gloucester
GL4 3RT
Gloucestershire

In 2016/17, 20 council tax challenges were made. 10 were upheld and refunds awarded.

Stamp Duty on Tewkesbury properties

Doing the SDLT1 form yourself is is a complex undertaking and not for the uninitiated.

SDLT works in a similar fashion to income tax insofar as a buyer will pay progressively more tax for a higher-value residential property.

Quittance Conveyancing use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.

See Stamp Duty Land Tax examples for properties in Tewkesbury:

  Average sale price (2017) SDLT
Average price £287,082 £4,354.10
Average price (detached) £401,217 £10,060.85
Average new build £311,190 £5,559.50
Homeowners must pay a higher rate of SDLT for the purchase of a second home. Following the example above, if a homeowner bought a second home in Tewkesbury for the average price of £287,082 the SDLT would be £22,966.56.

Stamp duty relief for first-time buyers in Tewkesbury

Relief is available on home purchases below £300,000 for first-time buyers with relief up to £500,000 in some areas.

Tewkesbury conveyancing solicitors should ensure their client pays the right amount.

Buying a flat? Leasehold conveyancing in Tewkesbury

New build site

The potential risks associated with purchasing a leasehold property remain of serious concern. Increasing ground rents, incomplete management company accounts and onerous covenants are but a few of the many traps awaiting the unsuspecting purchaser.

Misguided leasehold advice, from an inexperienced solicitor, can have serious consequences.

If you are planning to purchase a leasehold property, a good conveyancing solicitor in Tewkesbury will consider potential leasehold issues, for example the implications of the remaining length of the lease, service charge records from the last three years and sometimes ancient and arcane lease documents.

Our leasehold conveyancing solicitors will work to ensure that you are aware of all the potential issues and costs associated with the lease.

Buying a 'New Build' property in Tewkesbury?

Building site

14 new build properties have been bought in Tewkesbury in 2018 so far, according to the HM Land Registry. The average value of Tewkesbury new build homes is £341,212.

Acquiring a new build property can be more complex than any other type of conveyancing. To prevent difficulties arising a Tewkesbury conveyancing solicitor must be aware of local issues and will need to report to clients on a number of issues, including advising on mortgage offer flexibility for delayed completion and negotiating new build contracts.

Our conveyancing team are experts in meeting short developer deadlines and ensuring that new build contracts favour the client as much as possible.

Gloucestershire Conservation areas

When carrying out the conveyancing for a purchase in Tewkesbury, a conveyancing solicitor will need to check whether the home is in one of Tewkesbury's conservation areas. If it is, the property is affected by constraints. These constraints can include:

  • Restrictions on replacing windows
  • Restrictions preventing the addition of new access
  • Restrictions on side or two-storey extensions

The local council can order any non-compliant alterations to a property to be changed or removed.

Great Washbourne, Buckland and Ashleworth Green are among the conservation areas in Tewkesbury. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Tewkesbury.

Conveyancing - Selling a property in Tewkesbury

The legal side of a sale of a home is much simpler than when buying. The buyer's conveyancer must carry out a thorough legal appraisal on the home. Conveyancing solicitors in Tewkesbury acting for the seller mostly just answers the purchaser's enquiries.

Why do sales fall through?

A home can face any number of legal problems (e.g. parking issues or disputes or being situated on an unadopted road) that can threaten a sale.

It is usually recommended that vendors address such issues immediately.

Useful reading:

For more conveyancing advice for sellers click here.

Leasehold flats

Conveyancing for a leasehold flat is significantly more difficult than for a freehold house.

Tewkesbury conveyancing solicitors must usually carry out further legal work, for example asking for management company information, through to reserve fund details.

Sellers should seriously consider instructing a solicitor as early in the process as possible, and preferably before going on the market, to mitigate predictable leasehold delays.

What if Quittance is already acting for the other side?

SRA regulations prevent a single conveyancing solicitor from acting on both sides in a property sale and purchase. CLC-regulated conveyancers, however, can act for both sides.

If you are buying or selling a Tewkesbury home, and we are acting for the other side, you may want to instruct a property solicitor firm in Tewkesbury to undertake your legal work.

Local Tewkesbury conveyancing solicitor directory

  • Thomson & Bancks (Software) Limited, 27 Church Street, Tewkesbury, Gloucestershire, GL20 5RH
  • DF Legal LLP, Avonside, 63 High Street, Tewkesbury, Gloucestershire, GL20 5BJ
  • Moore Brown & Dixon LLP, 69-70 High Street, Tewkesbury, Gloucestershire, GL20 5LE

Conveyancing - Remortgaging a property in Tewkesbury

Reducing monthly repayments by finding a better rate is usually why homeowners opt to remortgage. There are other reasons, including the current mortgage deal coming to an end, or extending the mortgage term.

Homeowners should be able to enjoy a lower rate sooner by using a more proactive conveyancing solicitor in Tewkesbury, accelerating the time taken to complete the process. With the base rate set at 0.5% (May 2018), fast conveyancing can play a key role in getting onto your new rate as quickly as possible.

To ensure that the lender's interests are safeguarded, the property lawyer will need to act for both you and the new lender.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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