Award-winning No Move, No Fee conveyancing for Teignmouth home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance Conveyancing's property lawyers deliver a highly recommended no sale, no fee service to property buyers and sellers looking for conveyancing solicitors in Teignmouth and throughout Devon.
Quittance focus on communication so you always know what's happening and our 100% fixed conveyancing fees service means no hidden extras.
If, for whatever reason, your home move does not proceed our no sale no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
Teignmouth's most communicative conveyancing service
Nearly one in two of the home buyers responding to an InfoTrack survey of home mover experiences had made a communication-related complaint.
The Conveyancing Quality Scheme (CQS) formal client charter specifically references conveyancing solicitors communicating better.
Even though conveyancing the SRA and the Council for Licensed Conveyancers are addressing the problem, poor communication remains among the most common complaints made to the Legal Ombudsman.
Keeping you informed
Quittance Conveyancing's Teignmouth conveyancing solicitors aim to deliver an informative and proactive conveyancing service by phone, email and via online case management, 7 days a week:
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- View your conveyancing case online
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Updated: October 12, 2018
Teignmouth conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Teignmouth
Conveyancing solicitor fees are the amounts you pay your Teignmouth conveyancing solicitor for handling the legal work for your move.
How are Teignmouth conveyancing fees calculated?
Some conveyancing solicitors in Teignmouth work on an hourly rate, while other property lawyers will work for a fixed fee (known as 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Sale, No Fee conveyancing basis, with no hidden fees. Your conveyancing quote will set out what fees you will need to pay when your sale or purchase completes.
Besides conveyancing fees, what other costs are there?
You will have to pay any 'disbursements', in addition to the legal fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like Stamp Duty Land Tax (SDLT) or telegraphic transfer fees.
How much will the total conveyancing fees in Teignmouth cost?
Although conveyancing fees in Teignmouth will usually match prices elsewhere in the UK, the disbursements required can vary. As examples, additional region-specific searches, such as a mining search, may be needed and council search fees will vary.
For a standard home sale or purchase, the fees we quote are the fees you pay. There are no hidden fees or costs to be paid with Quittance. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Teignmouth
The conveyancing for the purchase of a house or flat will need a conveyancing solicitor in Teignmouth to consider a wide range of issues. Examples of such factors can range from defective property title (e.g. grant of reservation of rights) to factors affecting the mortgageability (e.g. a short lease (less than 70 years)).
The property lawyer will report their findings back to the buyer and their mortgage lender, deal with any legal issues and confirm that the legal title passes to the new owner.
This article examines those areas of the legal process for conveyancing solicitors in Teignmouth where specialist conveyancing skills may be necessary.
- Conveyancing solicitors in Dawlish
- Conveyancing solicitors in Exmouth
- Conveyancing solicitors in Newton Abbot
- Conveyancing solicitors in Plymouth
- Conveyancing solicitors in Devon
Your Teignmouth conveyancing solicitor must be lender-approved
Homebuyers have many mortgage providers available, from a financial institution like New Street Mortgages, to a large lender such as Sainsbury's Bank. Before you instruct a conveyancing solicitor in Teignmouth, whoever you choose, it is essential that you check that they are on the approved panel of your chosen lender.
Most banks and building societies will only accept a select panel of firms. If a solicitor cannot act for your chosen lender, the lender will require a different firm to complete the legal work.
The buyer will be expected to pay this second solicitor's fees, and the conveyancing process can take much longer.
Our solicitors are on the panel of all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Teignbridge District Council searches and other searches
Searches are applied for by Teignmouth conveyancing solicitors to help identify any pertinent information that might potentially reduce the value of the property you are buying.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Homebuyers will be made aware if your mortgage lender insists on any additional searches, e.g. a highways search or an energy search.
The estimated delivery time for Residential property searches from Teignbridge District Council is 7 weeks. Your conveyancer will alternatively recommend using a faster search agent.
The buyer's conveyancing solicitor will also order official entries from HMLR. This will help to reveal any potential issues, for example a difference between the agent's floorplan and the title plan or restrictive covenants governing the use of the property.
Teignbridge District Council Council Tax
Council tax is calculated by Teignbridge District Council on property value and the number of people living in the property. E.g. for an average Valuation Band E house in Teignmouth, the council tax would be £2,243.
Teignmouth conveyancing solicitors will inform the purchaser of the property's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,682.
Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or where the property is uninhabitable. Newer property is assessed by the Valuation Office Agency (VOA) and allocated a council tax banding.
|Band||Teignbridge District Council Tax (2018)|
Are you paying too much?
The Valuation Office Agency (VOA) should reassess a property's band on request. To appeal contact:
Valuation Office Agency
Stamp Duty on Teignmouth properties
Given the complexity of the SDLT1 tax return form, only an experienced home buyer would attempt to complete and file this with HM Revenue and Customs (HMRC) without a conveyancing solicitor's help.With some exceptions, if you buy a property over the £125,000 threshold you will have to pay SDLT.
Quittance ensure that the hard to understand SDLT1 form is completed accurately and without delay.
See examples for typical local properties:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£409,298||£10,464.90|
|Average new build||£355,939||£7,796.95|
Stamp duty relief for first-time buyers in Teignmouth
For first-time buyers, stamp duty is only payable on purchases over £300,000.
Conveyancing solicitors in Teignmouth will ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Teignmouth
Purchasing a leasehold home if you are unaware of the facts can be risky. Unreasonable ground rents, sinking fund issues and unreasonable lease extension premiums are only some of the many potential difficulties lying in wait for an uninformed purchaser.
If you intend to buy a leasehold home, a competent conveyancing solicitor in Teignmouth will consider potential leasehold issues, including ground rents and service charges, sinking funds and reviewing correspondence between the freeholder and leaseholder.
Make sure that you are fully-informed regarding your planned purchase - Get in touch with our team of leasehold conveyancing solicitors today on 0800 612 0377.
Buying a 'New Build' property in Teignmouth?
The average cost of new builds in Teignmouth is £609,997. 2 new builds have been bought in Teignmouth in 2018 so far.
A new-build conveyancing solicitor in Teignmouth will need to be familiar with local issues and the extra complexities of new build, such as working to tight developer deadlines, ensuring compliance with planning regulations and registering ownership with warranty providers, including NHBC Buildmark, Advantage HCI? and Global Home Warranties.
Our new build conveyancing department will provide an impartial appraisal of the legal title of the house or apartment, with close attention paid to considerations like the home's subsequent marketability and an assessment of other risks, such as flood risk.
Conservation areas in Devon
Moving to a conservation area can ensure that the local neighbourhood is protected from drastic alterations. However, conservation area conditions will affect your house.
These constraints, called Article 4 Directions, can include a wide range of constraints from restrictions on door and window styles, to general restrictions governing non-uniform additions or modifications.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even where the alterations were made by the previous owner.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Teignmouth.
Conveyancing - Selling a property in Teignmouth
The legal side of a house sale is more straightforward than for a purchase. With a property purchase, the obligation lies entirely with the buyer to confirm that the property they are buying is legally sound.
With a sale, conveyancing solicitors in Teignmouth acting for the current owner only need to answer enquiries made on behalf of the buyer.
What could put a property sale at risk?
A property will frequently have many possible difficulties (e.g. a dispute with a neighbour or parking issues or disputes) that have the capacity to prolong the conveyancing process for weeks or even months.
Generally speaking, you should handle any such problems without delay.
- What to do before selling your 'share of freehold' flat
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
Read more conveyancing advice for sellers.
Selling a leasehold property
The conveyancing process for a leasehold flat or house is significantly more time-consuming than for a more straightforward freehold house.
Teignmouth conveyancing solicitors will also perform extra work, which could include writing to the landlord for detailed managing agent information, through to finding out if there are any payment arrears.
Given the complexities of leasehold property, it is strongly advised that the seller instructs a lawyer with leasehold experience as soon as is practicable.
What if Quittance is already acting for the other side?
Solicitors Regulation Authority (SRA) rules prevent a single conveyancing solicitor from working on behalf of both sides in a house sale and purchase. A CLC-regulated conveyancer, however, can act for both sides.
You can contact a local Teignmouth conveyancing solicitor firm to carry out your legal work, if a Quittance solicitor is carrying out the legal work for the other side.
Local Teignmouth conveyancing solicitor directory
- Scott Richards, Newfoundland House, 4 Regent Street, Teignmouth, Devon, TQ14 8SL
- Tozers LLP, 2/3 Orchard Gardens, Teignmouth, Devon, TQ14 8DR
- Tozers Trust Corporation Ltd, 2-3 Orchard Gardens, Teignmouth, Devon, TQ14 8DR
Conveyancing - Remortgaging a property in Teignmouth
Although people consider remortgaging for a range of reasons, homeowners will generally remortgage their home to secure a lower interest rate.
You can appreciate the benefits of a lower rate faster by using a more efficient conveyancing solicitor in Teignmouth, working to shorten the processing time of the legal work. With the base rate set at 0.5% (May 2018), fast conveyancing can be a contributing factor to securing the rate you want.
So that they can make sure that the lender's investment is secured, the property lawyer will act for both you and your new lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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