Updated: October 12, 2018

Teddington conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Teddington

Conveyancing solicitor fees are the amounts you pay conveyancing solicitors in Teddington for handling the legal work for your move.

How are Teddington conveyancing fees calculated?

Our solicitors work on a fixed No Move, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Teddington who offer services on a fees per hour basis. Your quote will set out what you will be charged when your house or flat sale completes.

Are there any other costs?

You will need to budget for 'disbursements', in addition to the solicitor's conveyancing fees.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like telegraphic transfer fees or Stamp Duty Land Tax (SDLT).

See: A guide to conveyancing fees, costs and disbursements

How much will the total Teddington solicitor conveyancing fees be?

Teddington conveyancing solicitor fees will not vary, wherever you are buying or selling in the UK. However, there may be some variation in certain disbursements. As examples, additional region-specific searches, such as utilities searches, may be needed and Local Authority Search fees can vary.

There are no hidden costs or nasty surprises with Quittance. For a standard conveyancing transaction, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Teddington

Caveat emptor (buyer beware), was a key part of property law in England and Wales. Following recent changes in the law, this maxim no longer applies. However, a purchaser must still carry out due diligence on a planned purchase.

The conveyancing solicitor in Teddington will offer suggestions and advice following their enquiries, make practical suggestions and register the title in the new owner's name.

This section provides assistance for people who need conveyancing solicitors in Teddington for a purchase.

Your Teddington conveyancing solicitor must be lender-approved

Before choosing a Teddington conveyancing solicitor, it is vital that you check that they can act in the interests of your lender, whether you are taking out a mortgage from the Darlington Building Society, Barclays Bank or any other lender.

Most banks and building societies are only prepared to work with a select panel of legal practices that meet stringent standards. If a solicitor can't act for your lender, the lender will probably need a second solicitor firm to act in their interests.

The purchaser will then have to cover this second solicitor's fees, and the conveyancing process can take much longer.

Failing to check your conveyancing solicitor's lender panel status can mean significant delays.

Quittance Conveyancing can act for all lenders.

Searches (Richmond upon Thames Borough Council)

Searches are carried out by Teddington conveyancing solicitors to identify problems that could possibly reduce how much the property you are purchasing will be worth.

These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.

More specific searches, such as a radon gas search or a more detailed environmental report, may also be advised in the standard searches.

Purchasers can expect a lead time of around 4 weeks for conveyancing searches supplied by The London Borough of Richmond upon Thames, so your conveyancer will recommend using a faster search agent.

Ensuring planning permission is in place

Your conveyancing solicitor also retrieves an Official Copy of the Title Register from HM Land Registry. This will help to reveal any issues, such as right of access issues or errors on the title plan.

London Borough of Richmond upon Thames Council Tax

The council tax paid by a homeowner is based on a variety of factors e.g. the size of the home and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). E.g. for an average Band B house in Teddington, the tax would be £1,328.

Conveyancing solicitors in Teddington will inform a purchaser of the home's tax band as soon as they are notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £996.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or where the property was left empty by a bankrupt person.

Band London Borough of Richmond upon Thames Tax (2018)
A £1,138
B £1,328
C £1,517
D £1,707
E £2,086
F £2,466
G £2,845
H £3,414

Could I be overpaying council tax?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
2nd Floor
1 Francis Grove
SW19 4DT

In the financial year 2016/17, 50 council tax challenges were made, of which 10 were approved and the tax was reduced.

Stamp Duty on Teddington properties

SDLT is paid to HMRC and the purchaser's conveyancing solicitor will ensure that the tax return process is carried out.

The threshold for SDLT for a home is £125,000.

Quittance Conveyancing use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.

See examples for average local properties:

  Average selling price (2017) SDLT
Average price £751,140 £27,557.00
Average price (detached) £1,579,740 £103,318.80
Average new build £632,500 £21,625.00
If you already own another residence , anywhere in the world you will be subject to a 3% surcharge. For example, if a homeowner bought a second home in Teddington for the average price of £751,140 the stamp duty would be £60,091.20.

Stamp duty relief for first-time buyers in Teddington

First-time buyer stamp duty relief is available on property purchases below £300,000.

Teddington conveyancing solicitors will confirm the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Teddington

New build site

Purchasing a leasehold house or flat without knowing what you are getting into can be costly. The numerous common problems lying in wait for the unsuspecting purchaser can include:

  • marriage value issues
  • spiralling ground rents
  • unreasonable managing agent fees
Misguided leasehold advice, from a conveyancing solicitor with limited leasehold experience, can have costly, long-term consequences.

A competent conveyancing solicitor in Teddington will address aspects of leasehold, such as managing agent or landlord enquiries, understanding regional and era-specific nuances of leases and unexpired lease terms.

Our team of leasehold conveyancing solicitors will make sure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Teddington?

New build building site

1 new build houses and flats have been bought in Teddington in 2018 so far, (HM Land Registry figures). The average sale price of new build property in Teddington is £520,000.

A new-build conveyancing solicitor in Teddington must be aware of local considerations and new build's added complexities, e.g. confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity), investigating developer incentives and checking new build warranties with warranty providers such as NHBC, Build Zone and ICW.

With our new build team, you will get an independent assessment of the legal title of the property, looking out for factors like unreasonable leasehold terms and an assessment of other risks, such as flood risk.

London Conservation areas

Moving to a conservation area should mean that the street's character will not drastically alter. However, conservation area conditions will affect your residential property.

These building controls, called Article 4 Directions, may include a wide range of constraints from restrictions on door and window styles, to general restrictions governing non-uniform additions or modifications.

If a property is in breach, the owner could be ordered to pay for the property to be changed back to the state it was in before the recent alterations, even if the previous owner was responsible for the changes.

Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Teddington.

Conveyancing - Selling a property in Teddington

The legal work involved in a house sale is much simpler than when purchasing. With a property purchase, the onus is solely on the buyer to make sure that the legal title of the property is not legally defective.

With a sale, conveyancing solicitors in Teddington acting for the existing owner need only answer questions set by the buyer's conveyancing solicitor.

What could jeopardise the process?

A house or flat can be burdened by many possible issues (e.g. having previously suffered from a flood event) that can endanger a sale.

It is generally a good idea that vendors face any such problems head on and fix them.

Further reading:

Read more helpful advice for sellers here.

Leasehold conveyancing for a sale

The legal work for a leasehold flat (leasehold houses are not common) is quite a lot more difficult than for a freehold property.

Conveyancing solicitors in Teddington will also perform extra work, which could include requesting managing agent information, through to insurance premium details accounts.

You should plan to instruct a conveyancer as soon as possible to mitigate (somewhat inevitable) leasehold delays.

Can Quittance conveyancers act for both the buyer and the seller of the same property?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both the buyer and the seller. However, Solicitors Regulation Authority (SRA) rules ban the same conveyancing solicitor from acting on both sides in a property sale.

You may wish to contact a law firm in Teddington to undertake your legal work, if we are acting for the other side.


Conveyancing - Remortgaging a property in Teddington

Homeowners remortgage their home for a number of reasons, including moving from a tracker to a fixed-rate, or extending the mortgage term. By far the most common reason, however, is to lower their monthly repayments.

An efficient conveyancing solicitor in Teddington will complete the conveyancing quickly, helping you get onto the lower rate earlier. With rate rises anticipated, fast conveyancing can be a contributing factor to getting on to the rate you want.

It is key that the property lawyer handling your remortgage can also represent your new bank or building society. Quittance Conveyancing are panel members of all major banks and building societies. So whether you are moving to a cashback mortgage with the Co-operative Bank or to a repayment mortgage with the Leeds Building Society, Quittance can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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