Award-winning No Move, No Fee conveyancing for Taverham home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance Conveyancing's property lawyers deliver a specialist no sale - no fee service to property sellers and purchasers looking for conveyancing solicitors in Taverham and Norfolk.
We offer guaranteed fixed conveyancing fees, and because we focus on better communication between all parties, you will always be up to speed regarding how your sale or purchase is progressing.
Our no sale no fee service means that should your home move not go ahead, you won't incur any conveyancing solicitors' legal fees.
Taverham's most communicative conveyancing service
According to a survey commissioned by Veyo, one third of those asked reported that they were not kept in the loop by the [solicitor].
The regulators of Taverham property lawyers are heavily focussed on the sector communicating better, and the client service charters of the Council for Licensed Conveyancers and the Conveyancing Quality Scheme (CQS) make explicit reference to the need to maintain a better standard of communication.
Nevertheless, inefficient communication remains among the most common complaints made to the Legal Ombudsman.
Our Taverham conveyancing solicitors offer the UK's most proactive and informative conveyancing service. We strive to deliver to you the information you need 7 days a week, using the contact method of your choice:
- Lowest Taverham conveyancing solicitors fees
- Open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Market-leading case handling technology
- Real-time case status notifications via your preferred contact method (including SMS, phone and email)
- Your conveyancing lawyer's contact details
Updated: October 12, 2018
Taverham conveyancing solicitor fees
No Move, No Fee conveyancing in Taverham
Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Taverham for the legal work for a home sale or purchase.
How are Taverham conveyancing fees calculated?
Some conveyancing solicitors in Taverham work on a cost per hour basis, while other property lawyers will work for a fixed fee (known as 'No Move, No Fee'). Our solicitors work on a fixed No Move, No Fee basis, with no nasty surprises in the small print. Your quote will explain exactly what you will be charged when your sale or purchase completes.
Are there any other costs?
You will need to budget for 'disbursements', in addition to the legal fees.
Disbursements are the costs incurred by the solicitor on your behalf. These include costs like indemnity insurance or Stamp Duty Land Tax (SDLT).
How much will the total Taverham solicitor conveyancing fees be?
Conveyancing fees in Taverham should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, council search fees will vary and additional region-specific searches, such as a Coal Authority search, may be needed.
With Quittance Conveyancing, there are no hidden fees or nasty surprises. For a standard home sale or purchase, the fees we quote are the fees you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Taverham
When carrying out the legal work for a homebuyer, a conveyancing solicitor in Taverham will investigate the title of the property and deliver their report on title to the purchaser.
Following their enquiries the conveyancer will offer suggestions and advice and will deal with any legal problems and make sure that the title is registered in the name of the new buyer.
This section provides advice to assist buyers who need conveyancing solicitors in Taverham.
- Conveyancing solicitors in Kings Lynn
- Conveyancing solicitors in Norwich
- Conveyancing solicitors in Thetford
- Conveyancing solicitors in Norfolk
Your Taverham conveyancing solicitor must be lender-approved
Regardless of whether you are obtaining a mortgage from the Darlington Building Society, Santander or any other lender, before appointing a conveyancing solicitor in Taverham it is critical that you make sure that they are on the panel of your lender.
Your lawyer may not be able to carry out the legal work for your lender, because some lenders are only prepared to work with a select panel of firms that match certain criteria.
If this is the case, the lender will probably need an alternative firm to complete the legal work, and you will usually need to pay this alternative solicitor's fees. This can push back the completion date of the purchase.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Broadland District Council)
Searches are enquiries made of various authorities by Taverham conveyancing solicitors to give details about your new home.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
More specialised searches, such as a radon gas search or a commons registration search, may also be recommended in the initial search results.
The approximate lead time for Local Authority searches obtained from Broadland District Council is 16 weeks. A local search provider will be able to provide this information faster.
Official Entries (or 'office copies') will also be obtained from HM Land Registry by your conveyancing solicitor, helping to evidence potential planning issues. Examples of these include a difference between the agent's floorplan and the title plan or limits on the development of the property.
Broadland District Council Council Tax
Broadland District Council calculate your council tax based on various criteria e.g. the size of the property and the value of the home as determined by the VOA in 1991. E.g. for an average Band B property in Taverham, the tax would be £1,362 per year.
A conveyancing solicitor in Taverham will inform the buyer of the home's council tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,021.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or for spouses of students who are not British. More recently-constructed homes are assessed by the Valuation Office Agency (VOA) and allocated a council tax band.
|Band||Broadland District Council Tax (2018)|
Can I dispute my council tax rate?To appeal contact:
Valuation Office Agency
St. Andrews Business Park
From April 2016 to March 2017, 20 council tax challenges were made. 10 saw a reduction.
Stamp Duty on Taverham properties
If you are buying a house that costs over £125k, then you will have to pay stamp duty to HMRC. After a house sale has completed, the buyer's conveyancing solicitor will ensure that the Stamp Duty Land Tax is paid to HMRC.
Her Majesty's Revenue and Customs (HMRC) form rejections are avoided using the latest case management system.
This table sets out stamp duty for typical property in Norfolk:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£320,895||£6,044.75|
|Average new build||£272,954||£3,647.70|
Stamp duty relief for first-time buyers in Taverham
As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. Homeowners must pay a higher rate of SDLT when buying a second property. So if a second property was bought for £246,555 then the SDLT total will be £12,327.75.
Taverham conveyancing solicitors should ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Taverham
The drawbacks of buying a leasehold property are a source of anxiety for leasehold property buyers. Numerous technical obstacles may be lying in wait for an uninformed buyer, including:
- spiralling ground rents
- onerous covenants
- sinking fund issues
- reversionary interests
If you are planning to purchase a property with a lease, a good conveyancing solicitor in Taverham will investigate aspects of the leasehold purchase, e.g. dealing with landlords, reviewing the lease itself (many leases are decades old) and flats in the same block with disparity between their leases.
Make sure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's leasehold conveyancing solicitors.
Buying a 'New Build' property in Taverham?
Based on local HM Land Registry statistics, 76 new build homes have been bought in Taverham in 2018 so far. The average sale price of Taverham new build homes is £289,372.
Purchasing a new build requires more technical knowledge than 'standard conveyancing'. Therefore a conveyancing solicitor in Taverham needs to be mindful of local Taverham considerations and needs to check numerous things, including checking new build mortgage procedures are followed and investigating road and drainage issues.
Our highly qualified conveyancing team specialise in helping new build purchasers obtain the best possible terms and working to developer exchange timeframes.
Norfolk Conservation areas
If you are purchasing a property in a conservation area in Taverham, the property must be compliant with any local conservation area constraints. These constraints, called Article 4 Directions, could include:
- A prohibition on the removal of chimneys
- Restrictions on hard standings at the front of the property
- A prohibition on side or two-storey extensions
If a property is in breach, the owner could be required to pay for the property to be returned to a compliant state, even if the previous owner carried out the alterations.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Taverham's conservation areas.
Conveyancing - Selling a property in Taverham
The legal side of a property sale usually requires less work than for a purchase. The buyer will carry out a thorough investigation into the property's title and other legal aspects, whilst conveyancing solicitors in Taverham acting for the vendor merely gathers information relating to the property and responds to enquiries made by the buyer's solicitor .
Factors that could delay or endanger your sale
Frequently occurring issues, such as not having full title, can easily jeopardise a sale if not dealt with promptly.
It is almost always recommended for sellers to handle such issues as soon as they come to light.
- Selling a leasehold flat? What to do before going on the market
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a freeholder? What to do before selling your home
Read more sale conveyancing articles here.
Conveyancing for a leasehold flat (leasehold houses are not common) is quite a lot more technical than for a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Taverham must carry out extra work, which could include sourcing the latest service charge and ground rent statement or details of any required deed of covenant.
So as to resolve any leasehold-related issues sooner, it is highly recommended that the seller instruct a property lawyer as soon as an estate agent is chosen.
Can your conveyancing solicitors act for both parties?
Conveyancers regulated by the CLC can act for both sides. However, SRA regulations prevent the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase.
If you are buying or selling a home in Taverham, and a Quittance conveyancer is acting for the other side, you may wish to contact a law firm in Taverham to carry out your legal work.
Local Taverham conveyancing solicitor directory
- Norton Legal Limited, Unit 8, Beech Avenue, Taverham, Norwich, Norfolk, NR8 6HW
Conveyancing - Remortgaging a property in Taverham
Reducing monthly repayments by finding a lower interest rate is primarily why people change lenders. There are other reasons, for example the existing lender having refused a payment holiday, or releasing funds to help kids get on the property ladder.
You should be able to enjoy a better rate earlier by using a more efficient conveyancing solicitor in Taverham. With the future of interest rates uncertain, fast conveyancing can be a contributing factor to securing the rate you want.
The property lawyer will act for both you and your new bank or building society to certify the parties' interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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