Swanage conveyancing FAQs
How much council tax must I pay for a property in Purbeck District Council?
Swanage is situated in Purbeck District Council. Council tax bands in 2019 are as follows:
|Band||Purbeck District Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
How much are conveyancing fees for buying or selling a home in Swanage?
Conveyancing fees can be broken down into legal fees and disbursements.
Conveyancing disbursements are the taxes and additional costs incurred on your behalf, e.g. Land Registry fees and management company information. Legal fees are for the solicitor's legal work.
Our fees for buying or selling a house in Swanage are fixed, so for a standard transaction, what we quote is what you pay
Calculate the conveyancing fees for your Swanage sale or purchase
Our online conveyancing fees calculator gives you a detailed fixed fee quote with a detailed breakdown of all fees, costs and disbursements for your Swanage sale or purchase.
Will I need property searches when buying a property in Swanage?
Property searches are detailed questions submitted to a number of authorities by Swanage conveyancing solicitors to identify issues affecting the home you want to buy. Lenders also usually require conveyancing searches to be purchased.
I am buying a leasehold property in Swanage - what do I need to know?
Buying a leasehold flat in the UK is significantly more complex than buying a freehold property. The numerous common problems lying in wait for an uninformed purchaser can include legally technical issues like incomplete management company accounts and short leases.
Your solicitor will look into all potential issues with the lease and report back to you.
Does a leasehold property take longer to sell?
Yes, it can take much more time to carry out the legal work to sell leasehold properties when compared to conveyancing on a freehold house.
The buyer's conveyancer will need to review these documents. These could include three years' filed accounts for the property management and management company information. The time required by the seller's conveyancer to source this information is the common cause of such delays.
It could take several weeks to collect this information if it is difficult to contact the agent responsible for managing the property or they are slow to respond, so your solicitor should commence this even before you have found a buyer.
I am buying a new build property in Swanage - what do I need to know?
The conveyancing process for buying a new build in Swanage can be complicated compared to other types of conveyancing.
A conveyancing solicitor in Swanage will need to be qualified to handle things like ensuring that new build mortgage conditions are met, checking planning conditions have been fulfilled and registering ownership with warranty providers, including NHBC, Advantage HCI and Ward Cole.
Our specialist team of new build conveyancers are well versed in representing buyers to achieve a stress free move and working to tight developer deadlines.
I am remortgaging a property in Swanage - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The base rate is now at 0.75% (Feb 2019). A good Swanage remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.
Our conveyancing solicitors are members of most UK mortgage lenders, so whether you are you are moving to an interest-only mortgage with the Royal Bank of Scotland or to a discounted-rate mortgage with Birmingham Midshires, our remortgage specialists can help.