Award-winning No Move, No Fee conveyancing for Surbiton home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing offer guaranteed fixed conveyancing fees, and our focus on proactive communication means you will always be up to speed regarding how your sale or purchase is progressing.
Every year our award-winning no sale, no fee property lawyers help property sellers and purchasers looking for conveyancing solicitors in Surbiton and across London.
In the event that your property sale or purchase does not ultimately go ahead our no sale no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
Surbiton's most communicative conveyancing service
Approximately half of those contacted for a survey commissioned by InfoTrack did not get enough communication from their solicitor or licensed conveyancer.
In fact, conveyancing solicitor communication is considered so critical for a smooth move that the CLC (Council for Licensed Conveyancers) Client Charter prioritises it.
In spite of this, inadequate communication is perhaps the most frequent cause of complaints made against solicitors.
Our team of Surbiton conveyancing solicitors deliver a market-leading conveyancing service. We provide clients with a dedicated and proactive legal service by phone, email and via our case management app, every day of the week:
- Cheapest Surbiton conveyancing solicitors fees
- Direct line and email address for your conveyancer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Weekend opening - Saturday (9am-1pm)
- Frequent case updates by smartphone, tablet and PC
- Award-winning case handling technology
Updated: October 12, 2018
Surbiton conveyancing solicitor fees
No Move, No Fee conveyancing in Surbiton
Conveyancing solicitor fees will be paid to your Surbiton conveyancing solicitor for handling the legal work for your move.
Are Surbiton conveyancing fees and costs fixed?
Quittance's conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee') with no unexpected, additional costs, unlike some other conveyancing solicitors in Surbiton who carry out the legal work on an hourly-rate basis. Your conveyancing quote will set out what you will be charged when your sale or purchase completes.
Are there any other costs?
You must cover the cost of any 'disbursements', in addition to the solicitor's conveyancing fees.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as bankruptcy checks or office copies and title plans.
How much will the total conveyancing fees in Surbiton cost?
Conveyancing fees in Surbiton will not vary. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, e.g. a commons registration search, may be needed and council search fees will vary.
There are no hidden fees or nasty surprises with Quittance. For a standard sale or purchase, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Surbiton
Purchase conveyancing needs a conveyancing solicitor in Surbiton to consider a wide range of issues. Examples of such issues are a defective title (e.g. missing rights) and factors affecting the mortgageability (e.g. solar panel leases).
The buyer's property lawyer will report their findings back to the buyer and their bank or lender (if there is a mortgage), help with resolving any problems and register the title in the new owner's name.
This section of the article discusses those residential property types that carry additional risk for buyers who need conveyancing solicitors in Surbiton.
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- Conveyancing solicitors in South West London
- Conveyancing solicitors in London
Your Surbiton conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a less common lender like Adam & Company or a major lender such as the HSBC, before selecting a Surbiton conveyancing solicitor it is essential that you check that they can act for your chosen lender.
Many mortgage lenders will only work with a select panel of firms that meet stringent standards. If a solicitor can't act for your chosen lender, the lender will need an alternative solicitor firm to act in their interests.
The buyer will usually need to pay this substitute lawyer's costs and the conveyancing process could take much longer.
Quittance Conveyancing can act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Kingston upon Thames Borough Council)
Residential property searches are applied for by Surbiton conveyancing solicitors to help spot any significant issues that might possibly affect how much the property you intend to buy is worth.
Mortgagees also need searches to be submitted. Required searches will include:
- Local Authority search - includes a list of planning decisions that could affect the property
- Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
- Environmental search - describes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.
- Chancel repair liability - some Surbiton property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.
Homebuyers will be made aware if your lender wants any more searches, for example a highways search or a Forestry Commission search.
The typical turnaround time for Residential property searches obtained from the Royal Borough of Kingston upon Thames is 4 weeks, so your lawyer will recommend using quicker personal searches.
The conveyancing solicitor acting for the buyer will also obtain the Title Register from HMLR, helping to identify potential planning issues, such as discrepancies with the filed plan or right of access issues.
Royal Borough of Kingston upon Thames Council Tax
The amount of council tax a homeowner in Surbiton will pay to Royal Borough of Kingston upon Thames will depend on the property's value and the number of residents. E.g. for an average Band B residential property in Surbiton, the council tax amount would be £1,378.
Surbiton conveyancing solicitors will inform the buyer of the home's council tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,033.
Other discounts and exemptions may also apply, for example a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if you are a live in carer looking after someone who isn't a spouse or relative.
|Band||Royal Borough of Kingston upon Thames Tax (2018)|
Can I challenge the council tax banding?
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 20 council tax challenges were made, of which 10 resulted in a reduction. To appeal contact:
Valuation Office Agency
1 Francis Grove
Stamp Duty on Surbiton properties
The normal process is for the conveyancing solicitor to complete the Stamp Duty Land Tax administration. Buyers can complete the SDLT1 themselves but it is not recommended due to the complexity of the form.If a property is purchased for £125k or less, no stamp duty is payable. Above this, most homebuyers will need to pay stamp duty.
Quittance Conveyancing's integrated case management system are fully integrated with HM Revenue & Customs's online tax return system.
See stamp duty examples for properties in Surbiton:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£1,022,060||£45,956.00|
|Average new build||£252,009||£2,600.45|
Stamp duty relief for first-time buyers in Surbiton
Since November 2017, first-time buyers only need to pay stamp duty on properties valued over £300,000. Higher rates of stamp duty apply to buyers of second property in the form of a stamp duty surcharge of 3%. E.g. if a second property was bought for £562,672 then the stamp duty including the surcharge would be £45,013.76. .
Conveyancing solicitors in Surbiton will confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Surbiton
It is not recommended to buy a leasehold home without being aware of the facts. The many potential traps lying in wait for the unsuspecting purchaser include unreasonable managing agent fees, increasing ground rents and onerous covenants.
If you are planning to buy a house or flat with a lease, a good conveyancing solicitor in Surbiton will consider potential leasehold issues, e.g. leases approaching 80 years remaining, service charges for relevant date periods and checking the lease itself.
Ensure that you are fully-informed regarding your planned purchase with Quittance Conveyancing's specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Surbiton?
The average value of Surbiton new build property is £252,009, based on data published by the HM Land Registry. 19 new builds were purchased in Surbiton last year.
A new-build conveyancing solicitor in Surbiton must be familiar with local Surbiton factors and the extra complexities associated with new build, including investigating road and drainage issues and dealing with delays associated with off-plan.
Our team of new build conveyancers are experts in helping the buyer get the best possible purchase terms and working to developer exchange timeframes.
Surrey Conservation areas
When acting for the buyer of a home in Surbiton, a conveyancing solicitor will need to check whether the property is in one of Surbiton's conservation areas. If it is, the home is affected by constraints. These constraints may include a wide range of constraints from restrictions on the display of advertisements, to restrictions on the removal of front boundary walls, railings or fences.
The local planning authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Surbiton's conservation areas.
Conveyancing - Selling a property in Surbiton
The legal side of a sale of a house or flat is simpler than for a purchase. The purchaser has to carry out a full legal review into the property's title and other legal aspects, whilst conveyancing solicitors in Surbiton acting for the seller simply gathers information relating to the property and responds to enquiries made by the buyer's solicitor .
What steps can you take to improve the odds of your sale going through?
A home will often come with a series of issues (e.g. having a defective lease) that can threaten your home move.
It is almost always recommended for vendors to face these issues head on and fix them.
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
- Dispute with a freeholder? What to do before selling your home
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold property is significantly more involved than it is for a freehold home.
Conveyancing solicitors in Surbiton must usually carry out further legal work, which could include obtaining all relevant freeholder information, through to details of any slush fund for property maintenance.
Experienced sellers will get a solicitor as early in the process as possible, potentially before putting the property on the market, to help mitigate (often inevitable) leasehold delays.
What if Quittance is acting for the other side?
Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA rules prevent a single conveyancing solicitor from working on behalf of both sides in a property sale and purchase.
If you are buying or selling a property in Surbiton, and a Quittance solicitor is acting for the other side, you could instruct a property solicitor firm in Surbiton to undertake your conveyancing.
Local Surbiton conveyancing solicitor directory
- Absolute Legal Limited, Claremont Business Centre, 6-8 Claremont Road, Surbiton, Surrey, KT6 4QU
- Hill Johnson & Leo, 59 Victoria Road, Surbiton, Surrey, KT6 4NQ
- Surbitonlaw Limited, 16a Isabel House, 46 Victoria Road, Surbiton, Surrey, KT6 4JL
- Howell-Jones LLP, 75 Surbiton Road, Kingston upon Thames, Surrey, KT1 2AF
- Property Law UK Net, 4 Westfield Court, Portsmouth Road, Surbiton, Surrey, KT6 4HG
Conveyancing - Remortgaging a property in Surbiton
By far the most common reason people remortgage a home is to get a more affordable interest rate. There are any number of other reasons to consider remortgaging, such as releasing funds to help pay for home improvements, or the current mortgage deal coming to an end.
Homeowners should be able to enjoy a better rate sooner by using a more proactive conveyancing solicitor in Surbiton. With the future of interest rates unclear, fast conveyancing can be a crucial factor in getting the mortgage rate you want.
It is vital that the property lawyer undertaking the legal work can act on behalf of your new mortgage provider. Our conveyancers are on all major UK lenders' panels, so whether you are switching to a fixed-rate mortgage with Lloyds Bank or to a capped-rate mortgage with the Yorkshire Bank, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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