Updated: October 12, 2018

Sunbury On Thames conveyancing solicitor fees

No Move, No Fee conveyancing in Sunbury On Thames

Conveyancing solicitor fees will be paid to conveyancing solicitors in Sunbury On Thames for carrying out the legal work for a property transaction.

Do Sunbury On Thames conveyancing solicitors work on a fixed fee basis?

Some conveyancing solicitors in Sunbury On Thames offer services on an hourly-rate basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on a fixed No Sale, No Fee basis, with no hidden costs. Your quote will set out what fees you will need to pay when your sale or purchase completes.

Are there any other costs in addition to conveyancing fees?

You will have to pay any 'disbursements', on top of the conveyancing fees.

Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as bankruptcy checks or indemnity insurance.

See: A guide to all conveyancing fees

How much will the total conveyancing fees in Sunbury On Thames cost?

Though conveyancing fees in Sunbury On Thames will be the same as anywhere else in the country, there can be variation in the disbursements required. As examples, Local Authority (LA) Search fees will vary and specific extra searches, e.g. a commons registration search, may be necessary.

For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. With Quittance, there are no unexpected costs or surprises in the small print. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Sunbury On Thames

As a key part of the conveyancing for a property purchase, a conveyancing solicitor in Sunbury On Thames will carry out due diligence on the legal ownership rights or 'title' of the property and deliver their report on title to the purchaser.

Following their enquiries the conveyancer will make recommendations and will find solutions to outstanding defects and other issues and ensure the title is transferred to the new owner.

The content below discusses those types of property that may carry risks for buyers searching for conveyancing solicitors in Sunbury On Thames.

Your Sunbury On Thames conveyancing solicitor must be lender-approved

Whether your mortgage is with a niche lender like GE Money Home Lending or a major lender such as the Royal Bank of Scotland, before you choose a Sunbury On Thames conveyancing solicitor it is very important that you make sure that they can represent your chosen lender.

Many mortgage lenders are only happy to work with a restricted group of law firms. If a solicitor can't act for your chosen lender, the lender will require an alternative solicitor firm to carry out the legal work.

The home buyer will then have to cover this second lawyer's fees, and the conveyancing process can take much longer.

Failing to confirm your conveyancer's lender panel status can result in serious delays.

Our solicitors can act for all banks and building societies.

Property Searches (Spelthorne Borough Council)

Residential property searches are questions submitted to a number of authorities by Sunbury On Thames conveyancing solicitors to provide information about the property being purchased.

Searches are primarily carried out to meet lender requirements, usually including the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.

Purchasers will be told if your chosen lender insists on any further searches, for example a more detailed flood report or a contaminated land report.

Spelthorne Borough Council has a usual delivery time of 4 weeks for Residential property searches. As a result, quicker regulated searches will be recommended.

Checking planning permission status

Office copies will also be ordered from the Land Registry by your conveyancing solicitor. This will help to highlight any potential issues. These issues could include outbuildings missing from the title plan or that a restrictive covenant has been breached.

Spelthorne Borough Council Council Tax

The amount of council tax a homeowner in Sunbury On Thames will pay to Spelthorne Borough Council will depend on the property's value and the number of residents. The occupier of a property in Valuation Band E, for example, would owe annual council tax of £2,255.

A conveyancing solicitor in Sunbury On Thames will inform the buyer of the home's tax band once they have the Local Authority search results.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,692.

Other discounts and exemptions could also apply, e.g. unoccupied properties undergoing major repairs or structural changes or for spouses of students who are not British. Property built after 1991 is assessed by the Valuation Office Agency.

Band Spelthorne Borough Council Tax (2018)
A £1,230
B £1,435
C £1,640
D £1,845
E £2,255
F £2,665
G £3,076
H £3,691

Is your new home in the wrong band?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
2nd Floor
1 Francis Grove
London
SW19 4DT

The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.

Stamp Duty on Sunbury On Thames properties

Stamp duty is a percentage of the purchase price of a property paid by the buyer to HMRC (formerly Inland Revenue). It is due on properties bought for over £125k. After a residential property sale has completed, the purchaser's conveyancing solicitor will ensure that the Stamp Duty Land Tax is paid to HMRC.

Quittance Conveyancing use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.

The following table illustrates stamp duty examples for properties in Sunbury On Thames:

  Average selling price (2017) Stamp Duty
Average price £477,750 £13,887.50
Average price (detached) £775,543 £28,777.15
Average new build £723,220 £26,161.00
Since 1st April 2016, buyers of second homes are subject to a 3% stamp duty surcharge, even if the property is not let out. E.g. if a second property was bought for £477,750 then the stamp duty including the surcharge would be £38,220.00. .

Stamp duty relief for first-time buyers in Sunbury On Thames

For first-time buyers, stamp duty is only payable on purchases over £300k.

Conveyancing solicitors in Sunbury On Thames should confirm the correct tax is paid.

Buying a flat? Leasehold conveyancing in Sunbury On Thames

New build site

The risks associated with owning a leasehold property remain of serious concern. Numerous legal issues could be lying in wait for the unsuspecting purchaser, including:

  • overpriced managing agent packs
  • unreasonable ground rents
  • onerous clauses in the lease
Severe consequences can result from an inexperienced lawyer's inaccurate leasehold advice.

A good conveyancing solicitor in Sunbury On Thames will consider potential leasehold issues, including :

  • sometimes ancient and arcane lease documents
  • service charges for relevant date periods
  • managing agent or landlord enquiries
  • residents? management company
  • compliance with means of escape (where relevant)

Our team of leasehold conveyancing solicitors will make sure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Sunbury On Thames?

House being built

Based on local data compiled by HM Land Registry, the average cost of a new build property in Sunbury On Thames is £389,794. 9 new build homes have been bought in Sunbury On Thames in 2018 so far.

A new-build conveyancing solicitor in Sunbury On Thames needs to be conscious of both local considerations and new build's added complexities, such as checking planning conditions have been fulfilled and handling structural guarantees.

With Quittance Conveyancing, you will get an accurate and truly independent assessment of the legal title of the house or flat, and in particular concerns like onerous leasehold conditions and an assessment of other risks, such as flood risk.

Surrey Conservation areas

If you are purchasing a house in one of Sunbury On Thames's conservation areas, the property must not breach any conservation area restrictions. Referred to as Article 4 directions, these building controls can include a wide range of constraints from restrictions on the addition of boundary walls, to general restrictions governing the use of non-traditional materials.

If a property is in breach, the owner could be instructed to pay for the property to be changed back to the state it was in before the recent alterations, even if the previous owner was responsible for the changes.

Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Sunbury On Thames.

Conveyancing - Selling a property in Sunbury On Thames

The conveyancing process on a sale of a house or flat is generally simpler than for a purchase. When property changes hands, the principle of 'buyer beware' means that the onus is solely on the buyer to satisfy themselves that the property they are buying can be mortgaged and is free from legal issues.

In contrast, for a sale, conveyancing solicitors in Sunbury On Thames acting for the seller need only answer the buyer's solicitor's questions.

What could jeopardise your sale?

Obstacles, like problems with a party wall agreement, can actually slow or frustrate your move if not dealt with promptly.

You shouldn't bury your head in the sand as it is the buyer's solicitor's job to spot problems. The best course of action is to get legal advice and attempt to resolve it as quickly as possible.

Recommended reading:

Read more helpful advice for sellers here.

Leasehold

The legal work for a leasehold property is much more protracted than for a freehold house.

The complexities of leasehold mean conveyancing solicitors in Sunbury On Thames will usually undertake additional tasks, which could include collating an up-to-date service charge statement, through to a common parts fire risk assessment.

To reduce leasehold-related delays, it is recommended that you instruct a conveyancer as soon as is practicable.

Can your conveyancing solicitors act for the buyer and the vendor in a single transaction?

A conveyancer regulated by the CLC can act for both sides. However, SRA rules ban a single conveyancing solicitor from acting on both sides in a property sale.

If you are buying or selling a house or flat in Sunbury On Thames, and a Quittance conveyancing solicitor is acting for the other side, you may wish to contact a law firm in Sunbury On Thames to carry out your legal work.

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Conveyancing - Remortgaging a property in Sunbury On Thames

Securing a better rate is primarily why people decide to remortgage. There are other reasons, such as releasing funds to help kids get on the property ladder, or wanting to overpay when the lender refuses.

You can appreciate the benefits of a lower rate faster by using a more proactive conveyancing solicitor in Sunbury On Thames. They will work to shorten the processing time of the legal work. With the base rate set at 0.5% (May 2018), fast conveyancing can be a crucial factor in securing your preferred rate.

So that they can make sure that the interests of the lender are covered, a property lawyer will act for both you and your new lender.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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