Sudbury conveyancing FAQs

How much council tax must I pay for a property in Babergh District Council?

Sudbury is situated in Babergh District Council. Council tax bands are as follows:

Band Babergh District Council Tax (2018/19)
A £1113.16
B £1298.69
C £1484.21
D £1669.74
E £2040.79
F £2411.85
G £2782.90
H £3339.48

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

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Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Sudbury conveyancing fees fixed?

Some conveyancing solicitors in Sudbury offer their services on an hourly basis and other firms will work for a fixed fee.

Our panel of solicitors work on a fixed legal fee basis, with no unexpected 'add-ons'. Your detailed quote will set out what you will pay when your transaction completes.

If, for any reason at all, your transaction does not go ahead, you will pay no legal fees at all with our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a home in Sudbury - what searches do I need?

The standard search pack will include:

  • Local Authority Search
  • Residential Environmental Search
  • Regulated Drainage and Water Search
  • Chancel liability insurance (if required)

On occasion the solicitor will advise further searches e.g. a British waterways search.

To work out how much searches will cost on a Sudbury property use our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Sudbury - what do I need to know?

Purchasing a leasehold property in the UK requires a number of extra steps when compared to buying a freehold. The many potential traps lying in wait for an uninformed purchaser can include legally technical issues like overpriced managing agent packs and freeholds sold without first refusal to leaseholders.

A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does a leasehold property take longer to sell?

Compared to freehold property, yes. The legal work for selling a leasehold property can result in long delays.

The buyer's solicitor must review several leasehold-related documents, including management company information. The time it takes to source this information is usually the cause of these delays.

It can take weeks to collect these details if it is difficult to contact the managing agent or they are slow to respond, so the seller's solicitor ought to start this process before a buyer has even been found.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Sudbury - what do I need to know?

The conveyancing for acquiring a new build home in Sudbury can be complicated compared to other types of conveyancing.

Your solicitor in Sudbury must be able to deal with things like ensuring that new build mortgage conditions are met, working to builders' exchange timelines and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage and BOPAS.

Our specialist team of new build conveyancers are experts in helping buyers get a successful transaction and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Sudbury property?

Yes.

The Bank of England base rate is currently 0.75% (Feb 2019). A good Sudbury remortgage solicitor can get you onto your new rate as quickly as possible.

Our property lawyers can act for most UK lenders, so whether you are you are switching to a 95% mortgage with Bradford & Bingley or to a joint mortgage with the Darlington Building Society, our remortgage team can assist.

Check your solicitor can act for your lender