Conveyancing in Stockton On Tees
Conveyancing is the work a solicitor does to transfer the legal title of a house or flat from one person to another. If you need a solicitor for conveyancing in Stockton On Tees, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Stockton On Tees and Stockton-on-Tees clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Billingham, Guisborough, Middlesbrough and Redcar
Buying property in Stockton On Tees
Recently named in the top fifty places for people in their 20s to live, Stockton-on-Tees in County Durham is seeing existing businesses thrive and young entrepreneurs creating exciting start-up businesses.
Situated on the north bank of the River Tees its proximity to beautiful coast and countryside, an abundance of affordable housing and a year round cultural events programme make Stockton an attractive place to buy a home. Information from the Office of National Statistics suggests that a sense of well-being, good transport links and family life all add up to make this a popular town for young people to settle.
Council Tax in Stockton On Tees (2023/24)
Stockton On Tees is in Stockton-on-Tees Borough Council.
What does a property lawyer do?
A conveyancing solicitor plays a pivotal role in a purchase.
They will raise questions for the seller, order property searches, review the lease (if applicable) and handle post-completion tasks, like paying Stamp Duty Land Tax and HMLR registration.
Further to the standard checks and searches, Stockton On Tees conveyancing solicitors may carry out coal mining searches due to the history of the Durham coalfield.
Are you buying a property with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for the bank or building society that's giving you the mortgage.
If your conveyancing solicitor is not on your bank or building society's panel, your purchase could take weeks longer and incur the cost of an additional solicitor to act for the lender.
We work with lawyers who can represent the vast majority of banks and specialist lenders, including HSBC, Gatehouse and West Bromwich Building Society - so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We have also helped Stockton On Tees home movers with conveyancing for:
When buying a home in a Stockton On Tees conservation area, your lawyer will need to check for covenants and restrictions, which could include a breach of the conservation area 'Article 4 Directions' or street appearance restrictions. Conservation areas in Stockton On Tees and the Stockton-on-Tees local authority include:Buying a home in a conservation area
There are more than half a million listed buildings across the country, 487 of which are in Stockton-on-Tees Borough Council. Listed buildings in and around Stockton On Tees include: Listed properties can be a joy to own, but they come with their share of complexities. Examples of the duties faced by listed property owners include regular upkeep, and required consent for landscaping. Our experienced panel of solicitors will help you understand the legal duties your ownership will impose. Read more:Listed buildings
Buying a leasehold property
Buying a leasehold property in the UK can be complicated. The many potential problems awaiting the unsuspecting purchaser can include legally technical issues like sinking fund issues and freeholds sold without first refusal to leaseholders.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
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When we factored in eveything that was included - this was the best quote we could find
Selling a house or flat in Stockton On Tees
The sale of homes in Stockton On Tees will require your lawyer to first compile key documents, including the title deeds and assorted property information forms, and will help you answer these forms.
The solicitor's role involves resolving issues like an unofficial roof terrace and responding to the buyer's solicitor's enquiries.Your solicitor will also coordinate with both sides, including agents, managing agents and lenders, to make sure your sale of your property completes without a hitch.
Does sale conveyancing take longer for leasehold?
Compared to freehold property, yes. The legal work for selling a leasehold house or flat can result in long delays.
The buyer's conveyancer will expect to see several leasehold-related documents, including a copy of the freehold property's buildings insurance. Typically, delays are due to the time it takes the solicitor to gather this paperwork.
The seller's solicitor should commence this even before you have found a buyer, as this paperwork can take a long time to gather if the landlord or managing agent is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The official base rate is 5.25% (19 April, 2024)
Check your remortgage solicitor's lender panel status before you instruct your solicitor.
Our partner panel solicitors can work on behalf of almost all building societies and banks, so whether you are switching to a standard variable rate mortgage from TSB or moving to a tracker mortgage with Birmingham Midshires, our experienced conveyancing team can guide you through the remortgage process.
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Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are transferring the ownership of your home to your daughter, son or other family member, tax planning for the future or buying out a joint owner, you will need to work with a solicitor who specialises in transfers of equity. Your legal representative can handle the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Stockton On Tees?
Legal fees
These fees are what your conveyancer charges you for the legal work that they complete on your behalf. Your conveyancing solicitor's quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Local authority searches, Stamp Duty or a British waterways search.
Check the terms and conditions
If you are comparing conveyancing quotes, beware of hidden charges not mentioned in the initial conveyancing quote. Some solicitors' quotes set out additional charges in the small print, resulting in a total cost that's much higher than the initial quote.
