St Ives Cambridgeshire conveyancing FAQs
What are the council tax bands in Huntingdonshire District Council?
St Ives Cambridgeshire is situated in Huntingdonshire District Council. Council tax bands are:
|Band||Huntingdonshire District Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
Are St Ives Cambridgeshire conveyancing fees fixed?
Some conveyancing solicitors in St Ives Cambridgeshire carry out the conveyancing on a price per hour basis and other firms will work for a fixed fee.
Our conveyancing solicitors work on a fixed fee basis, with no unexpected 'add-ons'. Your quote will explain in detail what the conveyancing fees and costs will be when your home sale or purchase goes through.
If, for any reason at all, your home sale or purchase does not go ahead, you will pay no legal fees at all with our No Sale, No Fee guarantee.
I'm purchasing a home in St Ives Cambridgeshire - which searches will I need?
The standard pack includes:
- Regulated Local Authority Search
- Residential Environmental Search
- Regulated Drainage and Water Search
- Chancel liability insurance (if required)
Sometimes the initial search results will recommend further searches , for example an HS2 search.
To work out the total cost of searches on a St Ives Cambridgeshire property use our conveyancing cost calculator.
How long does leasehold conveyancing take?
Almost all flats are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The legal work for a leasehold home can take weeks more to complete than a freehold home as there is more to prepare and the freeholder and/or managing agent are also involved.
Examples of delays might include anything from incomplete service charge accounts to an absent freeholder.
Quittance's expert leasehold solicitors complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
Does a leasehold property take longer to sell?
Correct, it can take much more time to carry out the conveyancing on leasehold properties,compared to the sale of a freehold property.
The solicitor acting for the buyer will need to review this leasehold-related paperwork, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. Delays are usually the result of the time required by to gather this paperwork.
It can take a long time to gather this information if it is difficult to contact the landlord or managing agent or they are slow to respond, so your solicitor should start this process at the earliest opportunity.
Will I need a conveyancing solicitor if I am remortgaging my St Ives Cambridgeshire property?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 0.75% (Feb 2019). A proactive conveyancing solicitor in St Ives Cambridgeshire will complete the conveyancing process quickly and get you into your new rate.
Our conveyancing team can act for most UK lenders, so whether you are you are switching to a lifetime tracker mortgage with the Halifax or to a fixed-rate mortgage with the Yorkshire Building Society, our remortgage team can assist.