St Albans conveyancing FAQs
What are the council tax bands in St Albans City & District Council?
St Albans is situated in St Albans City & District Council. Council tax bands are as follows:
|Band||St Albans City & District Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
How much are conveyancing fees for buying or selling a home in St Albans?
Conveyancing fees are comprised of legal fees and disbursements.
Conveyancing disbursements are the extra third-party costs incurred on your behalf, for example Land Registry fees and Official Entries. Legal fees are for the solicitor's legal work.
Our legal fees for buying or selling a house in St Albans are fixed, so for a standard transaction, what we quote is exactly what you pay
Calculate the conveyancing fees for your St Albans move
Our conveyancing fees calculator can give you a comprehensive conveyancing quote with a comprehensive list of all fees, costs and disbursements for your St Albans sale or purchase.
I'm buying a home in St Albans - which searches will I need?
The standard search pack will include:
- Regulated Local Authority Search
- Environmental Search
- Regulated Water Search
- Chancel search
On occasion the results of the standard searches will necessitate additional searches e.g. an HS2 search.
To work out the total cost of searches on a St Albans move try our online conveyancing costs calculator.
I am buying a leasehold property in St Albans - what do I need to know?
Purchasing a leasehold flat in the UK can be complex. The many potential problems awaiting an uninformed purchaser can include legally technical issues like undisclosed major works and unfair clauses in the lease.
An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.
Does the conveyancing for selling leasehold take longer?
Compared to freehold property, yes. Sale conveyancing for leasehold properties can take much longer.
The solicitor acting for the buyer will want to see several leasehold-related documents, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. Delays are usually the result of the time required by the seller's conveyancer to gather this paperwork.
It could take several weeks to collect this information if the managing agent or landlord is slow or difficult to contact, so the seller's solicitor should start this process even before a sale has been agreed.
Will I need a conveyancing solicitor if I am remortgaging my St Albans property?
Yes you will need a solicitor to handle the legal side of the remortgage.
The base rate is now at 0.75% (Feb 2019). A good St Albans remortgage solicitor might even save you a few mortgage payments on your old rate.
Our conveyancing team can act for most UK lenders, so whether you are you are switching to an offset mortgage with Lloyds Bank or to a long-term fixed mortgage with the Dudley Building Society, we can assist.