Smethwick conveyancing FAQs

How much council tax must I pay for a property in Sandwell Metropolitan Borough Council?

Smethwick is situated in Sandwell Metropolitan Borough Council. Council tax bands are as follows:

Band Sandwell Metropolitan Borough Council Tax (2018/19)
A £1023.40
B £1193.97
C £1364.53
D £1535.10
E £1876.23
F £2217.37
G £2558.50
H £3070.20

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Smethwick conveyancing fees fixed?

Some conveyancing solicitors in Smethwick provide legal services on an hourly basis and other firms will work for a fixed fee.

Quittance's conveyancing solicitors work on a fixed legal fee basis, with no hidden fees. Your detailed quote will explain in detail what you will pay when your house purchase or sale completes.

If, for whatever reason, your house purchase or sale does not go ahead, you will pay no legal fees at all with our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Smethwick?

Conveyancing searches are enquiries submitted to a number of authorities by Smethwick conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does the conveyancing on a leasehold property take

Almost all flats are leasehold. There are also an estimated 1 million leasehold houses throughout the country. Buying a leasehold home can take weeks more to complete than freehold property as there are more parties involved.

Examples of delays might include anything from incomplete managing agent information to absent freeholders.

Quittance's team of leasehold specialists look after hundreds of leasehold clients every month. Our proactive approach means fewer obstacles.

Is there anything to be aware of if selling a leasehold property in Smethwick?

The conveyancing process for a leasehold flat (houses are rarely leasehold) is significantly more complicated than for a freehold house.

The complexities of leasehold mean conveyancing solicitors in Smethwick must undertake additional legal work, and this could include collating the latest service charge and ground rent statement, through to insurance premium details accounts.

To reduce leasehold-related delays, It is strongly advised that the seller instruct a conveyancer as early as possible.

I am buying a new build property in Smethwick - what do I need to know?

The conveyancing process for acquiring a new build home in Smethwick is more complicated than buying an existing property.

A solicitor in Smethwick must be able to deal with things like handling unreasonable delays, dealing with incomplete service connection agreements and registering ownership with warranty providers, including NHBC Buildmark, Advantage HCI and Ward Cole.

Our highly experienced team of new build conveyancers are experts in working with buyers towards the best possible outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

I am remortgaging a property in Smethwick - do I need a solicitor?

Yes.

The base rate is now at 0.75% (Feb 2019). A good Smethwick remortgage solicitor might even save you a few mortgage payments on your old rate.

Our conveyancing solicitors are members of most UK mortgage lenders, so no matter whether you are switching to a lifetime tracker mortgage with the Halifax or to a fixed-rate mortgage with Birmingham Midshires, our remortgage team can assist.

Check your solicitor can act for your lender