Updated: October 12, 2018

Selsey conveyancing solicitor fees

No Move, No Fee conveyancing in Selsey

Conveyancing solicitor fees are paid conveyancing solicitors in Selsey for the legal work involved in moving home.

Are Selsey conveyancing fees and costs fixed?

Some conveyancing solicitors in Selsey will work on a cost per hour basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. Our conveyancing solicitors work on a No Sale, No Fee basis, with no hidden extras. Your conveyancing quote will set out what fees you will need to pay when your house or flat sale completes.

Besides conveyancing fees, what other costs are there?

In addition to the legal fees you will also need to budget for 'disbursements'.

Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as HMLR fees or leasehold information packs.

See: Complete list of conveyancing fees

How much will the total Selsey solicitor conveyancing fees be?

Though conveyancing fees in Selsey will be the same as anywhere else in the country, there may be some variation in certain disbursements. As examples, Local Authority (LA) Search fees will vary and additional region-specific searches, e.g. a flooding search, may be needed.

With Quittance Conveyancing, there are no hidden fees or nasty surprises. For a standard home sale or purchase, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the average solicitors' fees

Conveyancing - Buying a property in Selsey

Recent changes to the law mean that a seller should disclose defects or disputes to their estate agent and to the purchaser.

It is, however, still the duty of a conveyancing solicitor in Selsey to investigate the property, and feed the results of their enquiries back to the buyer, make practical suggestions and register the new owner's title at the Land Registry.

The following section gives assistance for people who want conveyancing solicitors in Selsey for a purchase.

Your Selsey conveyancing solicitor must be lender-approved

Homebuyers have a wide selection of lenders available, from a niche mortgage lender like the Hinckley and Rugby Building Society, to a large lender such as Santander. Before you instruct a conveyancing solicitor in Selsey, whoever you choose, it is critical that you make sure that they can represent your mortgage lender.

Your solicitor may be unable to act for your mortgage lender, because some lenders are only happy to work with a select panel of legal practices that match certain criteria.

Under these circumstances, the lender will need a second law firm to act in their interests, and you will usually need to pay this alternative lawyer's fees. Handling paperwork and correspondence with this additional party can delay the process.

Failing to confirm your conveyancing solicitor's lender panel status could result in significant delays.

Quittance Conveyancing can act on behalf of all lenders.

Conveyancing Searches (Chichester District Council)

Searches are questions submitted to public bodies by Selsey conveyancing solicitors to highlight issues affecting the property being purchased.

Mortgage lenders typically also require residential property searches to be obtained. These include:

SearchDescription
Local Authority (LA) searchcontains information about the property and surrounding area held by Chichester District Council
Environmental searchexposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"
Drainage & Water searchdescribes water mains and sewers, and confirms if these are privately maintained
Chancel repair liabilitydescribes the insurance to protect against any liability to the local parish for repairs.

Additional searches, such as a tin mining search or a geological search, may also be advised following the initial searches.

The typical processing time for searches obtained from Chichester District Council is 10 weeks, so your conveyancer will recommend using a faster search agent.

Ensuring planning permission is in place

Office copies will also be applied for from HMLR by the conveyancing solicitor acting for the purchaser. This will help to reveal any issues, such as discrepancies between the property boundaries and the title plan or the breach of a restrictive covenant.

Chichester District Council Council Tax

As a homeowner in Selsey, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. E.g. for an average Band D house in Selsey, the council tax would be £1,698 per year.

Conveyancing solicitors in Selsey will inform the buyer of the home's council tax band as soon as they are notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,273.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or where an inhabitant is an 18 year old for whom child benefit is payable.

Band Chichester District Council Tax (2018)
A £1,132
B £1,320
C £1,509
D £1,698
E £2,075
F £2,452
G £2,829
H £3,395

Can you challenge the council tax bracket?

To appeal contact:

Valuation Office Agency
Strand Parade
The Boulevard
Worthing
BN12 6EA
West Sussex

The Valuation Office Agency should reassess a property's band on request.

Stamp Duty on Selsey properties

The purchaser's conveyancing solicitor will ensure that the stamp duty is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.

If the purchase price of the home you intend to buy is over the £125,000 threshold, you must pay SDLT.

Quittance's integrated case management system are fully integrated with HMRC's online SDLT filing systems.

This table sets out SDLT for typical property in West Sussex:

  Average sale price (2018 to date) SDLT
Average price £374,299 £8,714.95
Average price (detached) £557,710 £17,885.50
Average new build £379,456 £8,972.80

Stamp duty relief for first-time buyers in Selsey

Relief is available on home purchases below £300,000 for first-time buyers with relief up to £500,000 in some areas. Since 1st April 2016, buyers of second homes are subject to a surcharge of 3%, even if the home is not let out. E.g. if a second home was bought for £374,299 then the SDLT including the surcharge would be £29,943.92. .

Selsey conveyancing solicitors will ensure the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Selsey

New build site

Purchasing a leasehold property can be complex, compared to purchasing a freehold home. There are many legal issues that may be lying in wait for the unsuspecting buyer, including doubling ground rents, excessive freehold premiums and overpriced managing agent packs.

Severe consequences can result from a solicitor's inaccurate leasehold advice.

If you intend to purchase a property with a lease, a good conveyancing solicitor in Selsey will consider possible leasehold issues, e.g. reviewing the lease itself, dealing with freeholders and managing agents and service charge records from the last three years.

Ensure that you are aware of all the potential issues and costs associated with the lease - Contact our specialist leasehold conveyancing solicitors today on 0800 612 0377.

Buying a 'New Build' property in Selsey?

New build building site

The average cost of a new build home in Selsey is £379,456. 63 brand new properties have been bought in Selsey in 2018 so far.

A new-build conveyancing solicitor in Selsey will need to be familiar with local issues and the added complexities of new build, including handling reservation fees and handling initial Land Registry registration.

Our expert new build team provide an impartial appraisal of the legal title of the house or apartment, with close attention paid to considerations ranging from problematic leasehold terms to an assessment of other risks, such as flood risk.

West Sussex Conservation areas

When carrying out the legal work for a home in Selsey, a conveyancing solicitor will check if the home is in one of Selsey's conservation areas. If it is, the house will be affected by specific constraints. These constraints could include:

  • Possible restrictions on solar panel positioning
  • Restrictions on the use of external insulation
  • Limits on extensions (even if within Permitted Development rights)

If a property is in breach, the local planning authority can require the new owner to revert the property to its earlier condition, even if the previous owner was responsible for the changes.

The local planning authority (LPA) for Chichester has designated conservation area status on certain areas of Selsey. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Selsey's conservation areas.

Conveyancing - Selling a property in Selsey

The legal process for a property sale is normally less troublesome than for a property purchase. When a house or flat changes hands, the obligation is on the buyer to discover whether the legal title of the property can be mortgaged and is free from legal issues.

On the other side of the transaction, conveyancing solicitors in Selsey acting for the person selling need only respond to questions set by the buyer's conveyancing solicitor.

What could go wrong?

A property can face any number of challenges (such as not being insurable) that have the capacity to threaten the completion of a purchase.

It is best not to procrastinate in the hope that any issues won't be spotted, instead get professional advice, face the issues head on, and find a solution proactively.

Useful reading:

Read more conveyancing advice for sellers.

Leasehold conveyancing for a sale

The legal work for a leasehold property is quite a lot more specialised than for a freehold property.

The complexities of leasehold mean conveyancing solicitors in Selsey will usually undertake additional tasks. This can involve collating the latest service charge and ground rent statement, through to a copy of any health and safety assessment for the common parts.

It is recommended that the vendor contact a property lawyer as soon as is practicable to help mitigate (often inevitable) leasehold delays.

Can Quittance conveyancers act for both parties?

A conveyancer who is regulated by the CLC can act for both parties. However, Solicitors Regulation Authority (SRA) rules ban a single conveyancing solicitor from working on behalf of both sides in a property sale.

You can contact a local Selsey conveyancing solicitor firm to carry out your legal work, if a Quittance conveyancing solicitor is acting for the other side.

Local Selsey conveyancing solicitor directory

  • Smr Solicitors Limited, 87 High Street, Selsey, Chichester, West Sussex, PO20 0QW

Conveyancing - Remortgaging a property in Selsey

Saving money on a lower rate is the main reason that people decide to remortgage. There are other reasons, for example moving to an offset mortgage, or funding a one-off purchase.

A good conveyancing solicitor in Selsey can reduce the remortgage processing time, meaning you move to your lower rate sooner. With the base rate now at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can be a crucial factor in securing your preferred rate.

The property lawyer carrying out your remortgage needs to be able to act for the new bank or building society. Our conveyancers are on the panel for all major lenders. So whether you are changing to a lifetime tracker mortgage with RBS or to a capped-rate mortgage with the Harpenden Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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