Updated: October 12, 2018

Sawbridgeworth conveyancing solicitor fees

No Move, No Fee conveyancing in Sawbridgeworth

Conveyancing solicitor fees will be paid conveyancing solicitors in Sawbridgeworth for carrying out the legal work for a property transaction.

Are Sawbridgeworth conveyancing fees and costs fixed?

Some conveyancing solicitors in Sawbridgeworth will work on a cost per hour basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. We work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no hidden costs. Your conveyancing quote will set out what you will pay when your sale or purchase goes through.

Are there any other costs in addition to conveyancing fees?

You will need to budget for 'disbursements', in addition to the legal fees.

Disbursements are the costs incurred by the solicitor on your behalf, such as Land Registry fees or leasehold information packs.

See: How much should conveyancing fees cost?

How much will the total Sawbridgeworth solicitor conveyancing fees be?

Conveyancing solicitor fees in Sawbridgeworth should not vary, wherever you are buying or selling in the UK. However, the costs of certain disbursements can vary. For example, specific extra searches, such as transport searches, may be necessary and Local Authority (LA) Search fees will vary.

With Quittance Conveyancing, there are no hidden costs or nasty surprises. For standard conveyancing transactions, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Sawbridgeworth

In carrying out the conveyancing for a homebuyer, a conveyancing solicitor in Sawbridgeworth will carry out due diligence on the legal ownership rights or 'title' of the property and deliver their report on title to the purchaser.

The property lawyer will make recommendations after making their enquiries, deal with any legal issues and confirm that the legal title passes to the new owner.

The content below provides assistance for homebuyers who want conveyancing solicitors in Sawbridgeworth.

Your Sawbridgeworth conveyancing solicitor must be lender-approved

Before instructing a conveyancing solicitor in Sawbridgeworth, you need to check that they are on the panel of your mortgage lender, whether you are taking out a mortgage from the Co-operative Bank, St James Place Bank or any other lender.

Your conveyancer may not be able to carry out the legal work on behalf of your mortgage lender, because some lenders will only accept a select panel of firms.

In this case, the lender will need a second solicitor firm to act in their interests, and you will be expected to pay this second lawyer's fees. Handling paperwork and correspondence with this additional party can delay the process.

Delays can result from failing to check your conveyancer's lender panel status.

Our conveyancing solicitors are approved to act for all mortgage providers.

East Hertfordshire Council searches and other searches

Searches are applied for by Sawbridgeworth conveyancing solicitors in order to identify any significant issues that might potentially compromise how much the property you are purchasing is worth. They include:

SearchDescription
Local Authority (LA) searchcovers the details of planning applications, decisions and the enforcement of breaches or violations.
Drainage & Water searchidentifies water mains and sewers. This search also addresses whether the maintenance for these is the owner's responsibility.
Environmental searchexposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"
Chancel repair liabilityinvolves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

Additional searches, such as a highways authority search or an energy search, may also be referred to in the initial search results.

East Hertfordshire Council has an approximate delivery time of 15 weeks for Local Authority searches, so quicker regulated searches will be advisable.

Planning permissions

Your conveyancing solicitor also obtains the Title Register from HM Land Registry. This helps to find any potential issues. Examples of these include a restrictive covenant against certain alterations or discrepancies with the filed plan.

East Hertfordshire Council Council Tax

The amount of council tax a homeowner in Sawbridgeworth will pay to East Hertfordshire Council will depend on the property's value and the number of residents. The occupier of a property in Band B, for example, would owe annual council tax of £1,334.

Sawbridgeworth conveyancing solicitors will inform the buyer of the property's band once they are themselves notified.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,001.

Other discounts and exemptions may also apply, e.g. unoccupied properties undergoing major repairs or if the property is occupied by someone who is seriously mentally impaired.

Band East Hertfordshire Council Tax (2018)
A £1,144
B £1,334
C £1,525
D £1,715
E £2,097
F £2,478
G £2,859
H £3,431

Can I lower my band?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
London House
New London Rd
Chelmsford
CM2 0QL
Essex

Owners can ask for their property to be reassessed, but the band could be revised up as well as down.

Stamp Duty on Sawbridgeworth properties

Stamp duty will be payable by the buyer on properties sold for more than £125,000.

Steep fines await those who miss the stamp duty payment deadline.

Quittance Conveyancing's specialist post-completion team will ensure that the required SDLT1 form is completed and submitted to HMRC without delay.

See examples for Sawbridgeworth properties:

  Average selling price (2017) Stamp Duty
Average price £406,415 £10,320.75
Average price (detached) £676,267 £23,813.35
Average new build £290,591 £4,529.55
Following the recent budget statement, second home buyers must pay a stamp duty surcharge of 3%. Therefore, if a homeowner in Sawbridgeworth bought a second property for the average price of £406,415 the SDLT would be £32,513.20.

Stamp duty relief for first-time buyers in Sawbridgeworth

Relief is available on home purchases below £300k for first-time buyers.

Sawbridgeworth conveyancing solicitors should confirm the correct tax is paid.

Buying a flat? Leasehold conveyancing in Sawbridgeworth

New build site

It is rarely a good idea to purchase a leasehold home if you are unaware of the facts. There are numerous technical issues that could be awaiting the unsuspecting purchaser, including undisclosed major works, unreasonable ground rents and unreasonable lease extension premiums.

Severe consequences can result from a less-experienced conveyancing solicitor's failure to give good leasehold advice.

A good conveyancing solicitor in Sawbridgeworth will investigate aspects of the leasehold purchase, including managing agent practices, understanding regional and era-specific nuances of leases and flats with varying lease terms.

Make sure that you are fully-informed regarding your planned purchase - Contact our team of leasehold conveyancing solicitors on 0800 612 0377 today.

Buying a 'New Build' property in Sawbridgeworth?

House being built

11 new build properties were purchased in Sawbridgeworth last year, according to data compiled by the Land Registry. The average value of a new build property in Sawbridgeworth is £290,591.

A new-build conveyancing solicitor in Sawbridgeworth needs to be conscious of local Sawbridgeworth considerations and the added complexities associated with new build, e.g. dealing with fast exchange timeframes and handling withdrawal under the Consumer Code for Housebuilders.

Our highly qualified new build conveyancing team specialise in representing buyers to achieve the best outcome and working to developer exchange timeframes.

Conservation areas in Hertfordshire

Whether you are planning to buy a period country house or a period townhouse, if the property is in a defined conservation area, any planned modifications to the property might not be allowed by East Hertfordshire Council.

These conditions can include possible restrictions on solar panel positioning, restrictions on hard standings at the front of the property or restrictions on the erection of outbuildings.

The local council can order any non-compliant alterations to a property to be changed or removed, such as removing a flue.

Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Sawbridgeworth.

Conveyancing - Selling a property in Sawbridgeworth

The legal side of a sale of a house or flat is simpler than when buying. The buyer undertakes due diligence into the property. Conveyancing solicitors in Sawbridgeworth acting for the seller, however, effectively just replies to the solicitor's standard and additional enquiries.

Factors that could delay or endanger your property sale

A home can be burdened by many possible complications (such as having a defective lease or Japanese Knotweed) that can derail the conveyancing process.

Don't bury your head, waiting to see if the problem is discovered - get professional advice instead and deal with it ASAP.

Recommended reading:

Read more conveyancing advice for sellers.

Leasehold

The conveyancing process for a leasehold property is significantly more technical in comparison with a freehold house.

Sawbridgeworth conveyancing solicitors will also need to carry out additional work, and this could include sourcing an up-to-date service charge statement, through to a copy of any notices served on the leaseholder.

So as to resolve any leasehold-related delays sooner, it is recommended that you instruct a lawyer as soon as the property is marketed, if not before,.

What if Quittance is acting for the other side?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA rules prevent the same conveyancing solicitor from working on behalf of both sides in a house sale.

If you are buying or selling a home in Sawbridgeworth, and a Quittance solicitor is doing the legal work for the other side, you may wish to contact a property solicitor firm in Sawbridgeworth to carry out your conveyancing.

Local Sawbridgeworth conveyancing solicitor directory

  • Burrows, 49 Bell Street, Sawbridgeworth, Hertfordshire, CM21 9AR

Conveyancing - Remortgaging a property in Sawbridgeworth

Whilst there are many reasons to consider remortgaging, people generally remortgage to get a more affordable interest rate.

A good conveyancing solicitor in Sawbridgeworth can reduce the remortgage processing time, and move you to the better rate sooner. With the base rate set at 0.5% (May 2018), fast conveyancing can be a key consideration when getting the mortgage rate you want.

To make sure that the lender's investment is secured, the property lawyer handling your remortgage will act for both you and the mortgage provider.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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