Romiley conveyancing FAQs
What are the council tax bands in Stockport Metropolitan Borough Council?
Romiley is situated in Stockport Metropolitan Borough Council. Council tax bands in 2019 are as follows:
|Band||Stockport Metropolitan Borough Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
How much are conveyancing fees for buying or selling a home in Romiley?
Conveyancing fees include fees and disbursements.
Conveyancing disbursements are the third-party costs incurred on your behalf, for example HMLR fees and searches. Legal fees are for the work our solicitors carry out for you.
Our fees for buying or selling a house in Romiley are fixed, - for a standard conveyancing transaction, what you pay is exactly what you see in your quote.
Calculate the conveyancing fees for your Romiley property sale or purchase
Our online conveyancing fees calculator can give you a comprehensive conveyancing quote with a detailed breakdown of all fees, costs and disbursements for your Romiley sale or purchase.
I'm buying a house in Romiley - which searches will I need?
The standard pack includes:
- Official or Regulated Local Authority Search
- Regulated Water Search
- Residential Environmental Search
- Chancel search liability
On occasion the initial search results will recommend further searches , for example a mining search.
To see the total cost of searches on a Romiley house or flat, try our online conveyancing costs calculator.
How long does leasehold conveyancing take?
Almost every flat in the UK is leasehold. The conveyancing for leasehold property can take weeks longer than a freehold property as leasehold transactions involve more work and the landlord or managing agent are involved.
Varied factors, such as an absent freeholder or missing leasehold documents, can lead to serious delays.
Quittance's team of leasehold specialists complete the legal work for 100's of leasehold purchases each month. With specialist expertise there should be far fewer delays.
Does sale conveyancing take longer for leasehold?
Yes, that's correct, it can take considerably longer to complete the legal work on leasehold properties, compared to freehold conveyancing.
The buyer's conveyancer will expect to see this leasehold-related paperwork. These could include details of any breaches by other leaseholders and a copy of the freehold property's buildings insurance. Typically, delays are due to the time needed by your solicitor to source this information.
It can take a long time to gather these details if the agent responsible for managing the property is slow or difficult to contact, so your lawyer should get this underway at the earliest opportunity.
I am buying a new build property in Romiley - what do I need to know?
The conveyancing for acquiring a new build property in Romiley can be complicated compared to other types of conveyancing.
A conveyancing solicitor in Romiley will need to be qualified to handle things like squaring developer incentives with lenders, verifying rights of easements and .
Our specialist team of new build conveyancers are experts in helping buyers get a stress free move and working to tight developer deadlines.
I am remortgaging a property in Romiley - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 0.75% (Feb 2019). A good Romiley remortgage solicitor might even save you a few mortgage payments on your old rate.
Our conveyancing team are on the panel for all major lenders, so no matter whether you are switching to a tracker with Santander or to a flexible mortgage with the Furness Building Society, Quittance can help.