Updated: October 12, 2018

Rickmansworth conveyancing solicitor fees

No Move, No Fee conveyancing in Rickmansworth

Conveyancing solicitor fees are what you pay your Rickmansworth conveyancing solicitor for carrying out the legal work for a property transaction.

Are Rickmansworth conveyancing fees and costs fixed?

Our conveyancers work on a guaranteed fixed conveyancing fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Rickmansworth who offer services on a fees per hour basis. Your quote will explain exactly what you will need to pay when your property transaction has completed.

Are there any other costs?

In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as indemnity insurance or Stamp Duty.

See: A guide to all conveyancing fees

How much will the total Rickmansworth solicitor conveyancing fees be?

Whilst conveyancing fees in Rickmansworth will be the same as anywhere else in the country, the disbursements required can vary. As examples, additional region-specific searches, e.g. a mining search, may be needed and Local Authority (LA) Search fees will vary.

For a standard sale or purchase, the fees we quote are the fees you pay. With Quittance Conveyancing, there are no hidden fees or nasty surprises. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Rickmansworth

In carrying out the legal work for a home purchase, a conveyancing solicitor in Rickmansworth will carry out due diligence on the tenure and investigate the legal ownership rights or 'title' of the property and deliver their report on title to the purchaser.

Following their enquiries the solicitor will give advice and will help to fix or resolve any legal issues and ensure the title is transferred to the new owner.

This section of the article discusses those types of property which could be of concern to buyers searching for conveyancing solicitors in Rickmansworth.

Your Rickmansworth conveyancing solicitor must be lender-approved

Whether your mortgage is with a niche mortgage lender like Coutts Finance or a large lender such as TSB, before you appoint a conveyancing solicitor in Rickmansworth you need to check that they can act for your chosen lender.

Your conveyancer may be unable to act for your chosen lender, because some lenders will only work with a restricted list (called a 'lender panel') of legal firms.

Should this be the case, the lender will need a second firm to carry out the legal work, and you will be expected to pay this alternate solicitor's costs. The additional work can mean the process takes much longer.

Neglecting to check the lender panel membership of your solicitor can mean serious delays.

Our conveyancing solicitors can act on behalf of all mortgage providers.

Residential Property Searches (Three Rivers District Council)

Property searches are applied for by Rickmansworth conveyancing solicitors to help identify any wider issues that might possibly reduce how much the property you are purchasing will be worth. They include:

Local Authority (LA) searchexposes issues like road schemes that could affect the property
Drainage & Water searchidentifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
Environmental searchdescribes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.
Chancel repair liabilitysome Rickmansworth property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.

More specialised searches, such as a radon gas search or a Forestry Commission search, may also be referred to in the initial search results.

Three Rivers District Council has an estimated processing time of 8 weeks for LA searches. Your solicitor will instead apply for personal searches, which are usually faster.

Planning searches

Official Entries (or 'office copies') will also be obtained from HM Land Registry by the conveyancing solicitor acting for the buyer. This will help to highlight any potential issues. These issues could include discrepancies with the filed plan or restrictions that limit alterations.

Three Rivers District Council Council Tax

The council tax paid by a homeowner is based on a number of factors that include the size of the property and the value of the home as determined by the VOA in 1991. E.g. the occupier of a Tax Band E property in the Three Rivers District Council area would pay annual council tax of £2,082.

Conveyancing solicitors in Rickmansworth will inform the buyer of the property's tax band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,562.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or where the property is uninhabitable.

Band Three Rivers District Council Tax (2018)
A £1,136
B £1,325
C £1,514
D £1,704
E £2,082
F £2,461
G £2,839
H £3,407

Could you be overpaying?

To appeal contact:

Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd

A property owner can also ask for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund.

Stamp Duty on Rickmansworth properties

The current stamp duty threshold for residential properties is £125,000.

Delays and penalties await those who mishandle the stamp duty administration process.

The vast majority of people will have their conveyancing solicitor complete the SDLT1 return on their behalf.

Quittance Conveyancing's integrated case management system are fully integrated with HMRC (formerly Inland Revenue)'s online SDLT filing systems.

See SDLT examples for properties in Rickmansworth:

  Average sale price (2017) Stamp Duty Land Tax
Average price £640,450 £22,022.50
Average price (detached) £1,098,130 £53,563.00
Average new build £702,952 £25,147.60
Homeowners must pay a higher rate of SDLT when buying a second home. For example, if a homeowner bought a second home in Rickmansworth for the average price of £640,450 the SDLT would be £51,236.00.

Stamp duty relief for first-time buyers in Rickmansworth

As from 11/17, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k.

Conveyancing solicitors in Rickmansworth should confirm their client pays the correct amount.

Buying a flat? Leasehold conveyancing in Rickmansworth

New build site

Purchasing a leasehold home without understanding the implications can be costly. Spiralling ground rents, onerous covenants and reversionary interests are only some of the many common complications lying in wait for an uninformed buyer.

Serious consequences can result from a less-experienced solicitor's failure to advise you correctly regarding your planned leasehold purchase.

A specialist conveyancing solicitor in Rickmansworth will investigate aspects of the leasehold purchase, for example reviewing correspondence between the freeholder and leaseholder, reviewing the lease itself (leases can be 10's or even 100's of years old) and unexpired lease terms.

Make sure that you are fully-informed regarding your decision to buy a leasehold property with our leasehold conveyancing solicitors.

Buying a 'New Build' property in Rickmansworth?

House under construction

1 new build homes have been bought in Rickmansworth in 2018 so far, (Her Majesty's Land Registry figures). The average sale price of Rickmansworth new builds is £1,150,000.

A new-build conveyancing solicitor in Rickmansworth must be familiar with regional issues and the added complexities associated with new build, such as verifying rights of easements and dealing with lender conditions.

Our award-winning new build conveyancing team are specialists in helping new build purchasers obtain the best possible terms and working to developer exchange timeframes.

Conservation areas in Hertfordshire

If you are buying a property in a conservation area in Rickmansworth, the property must not breach any conservation area restrictions. These constraints can include:

  • A prohibition on the removal of chimneys
  • Restrictions on hard standings at the front of the property
  • A prohibition on side or two-storey extensions

The local authority can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Rickmansworth's conservation areas.

Conveyancing - Selling a property in Rickmansworth

The conveyancing process on a property sale is much easier than for a purchase. The buyer's conveyancer needs to carry out due diligence on the legal title of your home. In contrast, conveyancing solicitors in Rickmansworth acting for the vendor effectively just gathers together any pertinent information and replies to the solicitor's standard and additional enquiries .

What factors could threaten your sale?

Common hurdles, such as having a defective lease, could frustrate the sale process if not handled appropriately.

Don't put off finding a solution and hope the buyer's solicitor won't notice. Instead, you should get professional advice and tackle it promptly.

Further reading:

Read more conveyancing advice for sellers.

Sale conveyancing for a leasehold property

The conveyancing process for a leasehold flat or house is quite a lot more complex in comparison with a freehold house.

The complexities of leasehold mean conveyancing solicitors in Rickmansworth will need to conduct additional tasks. This can involve getting an up-to-date service charge statement, through to a common parts fire risk assessment.

To help mitigate the delays involved in selling a leasehold property, it is recommended that the seller instruct a property lawyer as soon as possible.

What if you are acting for the other side?

Solicitors Regulation Authority rules prevent a single conveyancing solicitor from working on behalf of both sides in a house sale and purchase. However, CLC-regulated conveyancers, can act for both sides.

If you are buying or selling a Rickmansworth property, and a Quittance conveyancing solicitor is carrying out the legal work for the other side, you may wish to contact a law firm in Rickmansworth to carry out your legal work.

Local Rickmansworth conveyancing solicitor directory

  • Blaser Mills LLP, Blaser Mills Llp, 52 High Street, Rickmansworth, Hertfordshire, WD3 1AJ
  • Dhsolicitors Limited, 28 Church Street, Rickmansworth, Hertfordshire, WD3 1DD
  • Edwards Willoby & Loch Limited, Enterprise House, Beeson's Yard, Bury Lane, Rickmansworth, Hertfordshire, WD3 1DS
  • Allansons LLP, Regus Offices, Cardinal Point, Park Road, Rickmansworth, WD3 1RE
  • Archer Rusby Solicitors Limited, 3 Norfolk Court, Norfolk Road, Rickmansworth, Hertfordshire, WD3 1LA

Conveyancing - Remortgaging a property in Rickmansworth

Homeowners remortgage for a number of reasons, such as moving to an offset mortgage, or releasing funds to help kids get on the property ladder. The most common reason, however, is to save money with a lower rate.

You would typically benefit from a better rate earlier by using a more proactive conveyancing solicitor in Rickmansworth, reducing the time the conveyancing takes to complete. With possible rate rises on the horizon, fast conveyancing can be a critical factor in getting on to the rate you want.

The property lawyer conducting the legal work needs to be able to act for your chosen lender. Quittance Conveyancing are on the panel for all major lenders, so no matter whether you are changing to a lifetime tracker mortgage with the HSBC or to a long-term fixed mortgage with the Darlington Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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