Redruth conveyancing FAQs

How much council tax must I pay for a property in Cornwall Council?

Redruth is situated in Cornwall Council. Council tax bands are:

Band Cornwall Council Tax (2018/19)
A £1181.53
B £1378.45
C £1575.37
D £1772.29
E £2166.13
F £2559.97
G £2953.82
H £3544.58

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Redruth conveyancing fees fixed?

Some conveyancing solicitors in Redruth offer their services on a price per hour basis others work on a fixed fee.

Our conveyancing solicitors work on a fixed conveyancing fee basis, with no sneaky extras. Your conveyancing quote will set out what the conveyancing fees and costs will be when your move completes.

If, for any reason at all, your move does not go ahead, you are covered by our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Redruth?

Conveyancing searches are detailed enquiries submitted to a number of authorities by Redruth conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Redruth - what do I need to know?

Buying a leasehold house or flat in the UK can be complex. The many potential traps lying in wait for the unsuspecting buyer can include legally technical issues like undisclosed major works and marriage value issues.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Is there anything to be aware of if selling a leasehold property in Redruth?

The legal work for a leasehold property is much more time-consuming than it is for a freehold home.

The complexities of leasehold mean conveyancing solicitors in Redruth will usually undertake additional legal work, for example obtaining an up-to-date service charge statement, through to details of historical insurance claims.

To help mitigate the delays involved in selling a leasehold property, It is recommended that the seller instruct a solicitor as soon as possible.

Will I need a conveyancing solicitor if I am remortgaging my Redruth property?

Yes.

The official UK base rate is currently set at 0.75% (Feb 2019). A good Redruth remortgage solicitor can get you onto your new rate as quickly as possible.

Our property solicitors are members of most UK mortgage lenders, so no matter whether you are switching to an offset mortgage with the HSBC or to a two-year discount with Virgin Money, our remortgage specialists can help.

Check your solicitor can act for your lender