Award-winning No Move, No Fee conveyancing for Redhill home movers
By Gaynor Haliday , Oct 12, 2018
Quittance offer guaranteed fixed conveyancing fees, and you will always be up to speed regarding how your move is progressing, thanks to our commitment to proactive communication.
If you are buying, selling or remortgaging a house or flat and need conveyancing solicitors in Redhill, our no sale, no fee property lawyers can assist.
In the event that your move does not proceed our no move no fee promise means you will not have to pay any conveyancing solicitors' legal fees.
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Redhill's most communicative conveyancing service
Lack of communication from the property lawyer will almost certainly add yet more stress to an already stressful process.
Conveyancing solicitor communication is considered so critical that the CLC customer service charter prioritises resolving the problem.
Despite attempts by regulators to address the issue, according to a survey commissioned by the Conveyancing Association, 23% of conveyancing transactions fail as the result of delays caused by poor communication.
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Our team of Redhill conveyancing solicitors offer an unmatched property legal service. We provide the information you require wherever you are, through your preferred medium, 7 days a week:
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Updated: October 12, 2018
Redhill conveyancing solicitor fees
No Move, No Fee conveyancing in Redhill
Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Redhill for handling the legal work for your move.
How are Redhill conveyancing fees calculated?
Our conveyancers work on a fixed No Move, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Redhill who carry out the legal work on a cost per hour basis. Your quote sets out what you will pay when your sale or purchase goes through.
What are disbursements?
On top of the conveyancing fees you will also have to pay for 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like managing agent fees or Stamp Duty.
How much will the total conveyancing fees in Redhill cost?
Though conveyancing fees in Redhill will be the same as anywhere else in the UK, the disbursements required can vary. For example, Local Authority Search fees can vary and additional region-specific searches, e.g. a commons registration search, may be needed.
With Quittance Conveyancing, there are no hidden costs or nasty surprises. For a standard conveyancing transaction, what we quote is the fee you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Redhill
"Caveat emptor", or "buyer beware", was a key part of property law in England and Wales. Following recent changes in the law, this principle no longer applies. However, a purchaser must still investigate their intended purchase.
A Redhill conveyancing solicitor will give advice after making their enquiries, offer pragmatic solutions and ensure that the change of ownership is registered at the Land Registry.
This section discusses those areas of the legal process for conveyancing solicitors in Redhill necessitating specialist legal knowledge.
- Conveyancing solicitors in Caterham
- Conveyancing solicitors in Horley
- Conveyancing solicitors in Reigate
- Conveyancing solicitors in Surrey
Your Redhill conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a financial institution like the Holmesdale Building Society or a major lender such as Halifax, before instructing a conveyancing solicitor in Redhill it is vital that you check that they can act in the interests of your chosen lender.
Some banks and building societies only accept a select panel of legal practices that pass strict selection criteria. If a solicitor cannot act for your chosen lender, the lender will require a different legal firm to act in their interests.
You will usually need to pay this substitute solicitor's costs, and weeks could be added to the conveyancing process.
Our solicitors are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Reigate and Banstead Borough Council)
Searches are questions submitted to a number of authorities by Redhill conveyancing solicitors to give details about your planned purchase.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Your solicitor will notify you if your lender needs any further searches, such as a more detailed flood report or a more detailed plan search.
Buyers can expect a lead time of up to 5 weeks for Local Authority searches obtained from Reigate and Banstead Borough Council. Your conveyancer will alternatively recommend using a faster search agent.
Finding planning permissions
Official Entries will also be ordered from the Land Registry by the conveyancing solicitor acting for the purchaser. This will help to expose any potential issues. These issues could include the title plan showing only very general boundaries or neighbours' rights of access.
Reigate and Banstead Borough Council Council Tax
As a homeowner in Redhill, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. The occupier of a property in Valuation Band D, for example, would owe annual council tax of £1,875.
Redhill conveyancing solicitors will inform the purchaser of the home's council tax band after this is confirmed by the searches.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,406.
Other discounts and exemptions could also apply, e.g. unoccupied properties undergoing major repairs or if the resident is living in long term residential care.
|Band||Reigate and Banstead Borough Council Tax (2018)|
Can I dispute my band?
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 40 council tax challenges were made, of which 10 were upheld and refunds awarded. To challenge your banding contact:
Valuation Office Agency
67 Station Rd
Stamp Duty on Redhill properties
If your home costs more than £125k then you will have to pay SDLT. The normal process is for the conveyancing solicitor to complete the stamp duty administration. Buyers can complete the SDLT1 themselves but it is not recommended due to the complexity of the form.
Quittance's case management system ensures that the complicated SDLT1 form is filed online to reduce delays and to avoid late-filing penalties.
See Stamp Duty Land Tax examples for homes in Redhill:
|Average sale price (2018 to date)||Stamp Duty|
|Average price (detached)||£706,088||£25,304.40|
|Average new build||£322,000||£6,100.00|
Stamp duty relief for first-time buyers in Redhill
Since 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k. Following a change in April 2016, a 3% stamp duty surcharge is applied for purchases of additional property. So if a second property was bought for £393,603 then the stamp duty total will be £31,488.24.
Conveyancing solicitors in Redhill should confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Redhill
Purchasing a leasehold house or flat is not as straightforward as purchasing a freehold property. The numerous common problems awaiting an uninformed buyer include:
- onerous clauses in the lease
- undisclosed major works
- restrictions on the use of the property
- unreasonable ground rents
A specialist conveyancing solicitor in Redhill will address aspects of leasehold, including :
- reviewing the lease itself
- dealing with freeholders and managing agents
- service charges, ground rents and buildings insurance arrangements
- onerous covenants
- unexpired lease terms
Ensure that you are fully-informed regarding your planned purchase - Get in touch with our team of leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Redhill?
1 brand new properties have been bought in Redhill in 2018 so far, according to data sourced by the Land Registry. The average sale price of Redhill new build properties is £322,000.
Acquiring a new build home is more complex than any other type of conveyancing. To prevent difficulties arising a Redhill conveyancing solicitor must be mindful of local considerations and should investigate several key issues, such as handling the uncertainties of buying off plan and negotiating new build contracts.
With our new build team, you will get a specialist assessment of the property's legal status, with a close eye on considerations like onerous leasehold conditions and an assessment of other risks, such as regional infrastructure development.
Surrey Conservation areas
When carrying out the conveyancing for a purchase in Redhill, a conveyancing solicitor will check if the property is in a conservation area in Redhill. If it is, the house will be affected by specific building controls. Referred to as Article 4 directions, these building controls may include restrictions affecting frontal additions to the property such as a porch, restrictions on the erection of outbuildings or general restrictions governing non-uniform additions or modifications.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Redhill.
Conveyancing - Selling a property in Redhill
The legal side of a sale of a house or flat is more straightforward than for a purchase. When buying, the principle of 'buyer beware' means that the onus lies with the purchaser to verify that the house or flat is not legally defective.
On the other side of the transaction, conveyancing solicitors in Redhill acting for the vendor just answer the buyer's solicitor's questions.
What factors could threaten your sale?
Frequently occurring issues, such as complexities where there is a 'share of freehold', have the capacity to protract the conveyancing process if not handled appropriately.
It is almost always recommended for sellers to handle these issues without delay.
- Noisy neighbours? What to do before selling your home
- Selling a Green Deal property? What you need to know
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
Conveyancing for a leasehold property is a great deal more difficult than for a more straightforward freehold house.
Redhill conveyancing solicitors must usually carry out further legal work, and this could include liaising with the management company to obtain the last 3 years' service charge accounts, through to insurance details.
It is strongly advised that the seller instructs a conveyancer with leasehold experience as soon as is practicable to ensure any legal complexity is correctly handled.
Can your conveyancing solicitors act for the buyer and the vendor in a single transaction?
SRA rules prevent a single conveyancing solicitor from working on behalf of both sides in a property sale. CLC-regulated conveyancers, however, can act for both parties.
If you are buying or selling a home in Redhill, and one of our conveyancing solicitors is carrying out the legal work for the other side, you can contact a local Redhill conveyancing solicitor firm to carry out your legal work.0
Conveyancing - Remortgaging a property in Redhill
People remortgage a home for all sorts of reasons, including wanting to overpay when the lender refuses, or consolidating debts. The most common reason, however, is to secure a better rate of interest.
A proactive conveyancing solicitor in Redhill will complete the conveyancing quickly, perhaps saving you from a payment or two at your old rate. With the base rate now at 0.5% (May 2018) and rate rises anticipated, fast conveyancing can be a crucial factor in getting onto your new rate as quickly as possible.
The property lawyer carrying out your remortgage should also be able to act for the new mortgage provider. Our conveyancers are on all major lenders' panels. So whether you are switching to a tracker with Santander or to a discounted-rate mortgage with the Bank of Ireland, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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