Award-winning No Move, No Fee conveyancing for Redditch home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance proactive communication to keep you updated 24/7 and our 100% fixed conveyancing fees means no hidden costs.
If you are buying or selling a home and need conveyancing solicitors in Redditch, our No Sale, No Fee property lawyers can assist.
If, for whatever reason, your move does not proceed our no sale no fee service means you won't incur any conveyancing solicitors' legal fees.
Redditch's most communicative conveyancing service
Almost 50% of the home buyers and sellers answering market research commissioned by InfoTrack objected to a lack of solicitor communication.
The Law Society's CQS Client Charter specifically prioritises conveyancing solicitors communicating better.
Nevertheless, a Conveyancing Association survey of 1,500 people indicated that almost half of respondents believed that their sale or purchase would have completed sooner with better communication.
Our team of Redditch conveyancing solicitors aim to provide the most proactive and informative property legal service in the UK. We strive to provide you with the answers you require by phone, email and via our case management app, every day of the week:
- Best Redditch conveyancing solicitors fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Stay in control of your case via SMS, phone and email
- Innovative case tracking technology
- Direct line and contact details of your conveyancing lawyer
Updated: October 12, 2018
Redditch conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Redditch
Conveyancing solicitor fees are what you pay your Redditch conveyancing solicitor for the legal work associated with buying or selling a property.
Are Redditch conveyancing fees and costs fixed?
Our conveyancing solicitors work on a fixed No Move, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Redditch who work on an hourly-rate basis. Your conveyancing quote sets out all fees and disbursements you will need to pay when your sale or purchase completes.
Are there any other costs in addition to conveyancing fees?
You must cover the cost of any 'disbursements', in addition to conveyancing solicitor fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as telegraphic transfer fees or Land Registry fees.
How much will the total conveyancing fees in Redditch cost?
Redditch conveyancing fees will be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, council search fees will vary and additional region-specific searches, e.g. a flooding search, may be needed.
For standard conveyancing transactions, what we quote is the fee you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Redditch
Recent changes to the law mean that a seller must now disclose issues concerning their property to their estate agent and to the purchaser.
It remains, however, the duty of the Redditch conveyancing solicitor to investigate the property, and feed the results of their enquiries back to the buyer, help to fix or resolve any legal issues and ensure the title is transferred to the new owner.
The content below considers the kinds of residential property that may be of interest to buyers searching for conveyancing solicitors in Redditch.
- Conveyancing solicitors in Bromsgrove
- Conveyancing solicitors in Droitwich
- Conveyancing solicitors in Kidderminster
- Conveyancing solicitors in Malvern
- Conveyancing solicitors in Worcester
- Conveyancing solicitors in Worcestershire
Your Redditch conveyancing solicitor must be lender-approved
Regardless of whether your mortgage is with a large lender like NatWest or a less common lender such as Paragon, before you instruct a conveyancing solicitor in Redditch it is critical that you make sure that they are approved by your chosen lender.
A lot of lenders only accept a restricted panel of legal practices that pass strict standards. If a solicitor can't act for your chosen lender, the lender will likely require an alternative law firm to act in their interests.
You will be expected to pay this alternative lawyer's costs, and the conveyancing process can take much longer.
Quittance Conveyancing are on the panel of all mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Residential Property Searches (Redditch Borough Council)
Property searches are applied for by Redditch conveyancing solicitors to expose any wider issues that might undermine how much your house or flat is worth. They include:
- Local Authority (LA) search - reveals planning applications, decisions and enforcement notices for planning breaches.
- Environmental search - identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
- Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
- Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.
Further searches, such as a tin mining search or a contaminated land report, may also be referred to in the initial search results.
Redditch Borough Council has a typical processing time of 13 weeks for Local Authority searches. Your conveyancer will recommend using a faster search agent.
The buyer's conveyancing solicitor will obtain official entries from HM Land Registry. This will help to identify potential planning issues. Examples of these include the breach of a restrictive covenant or outbuildings lying outside the boundary.
Redditch Borough Council Council Tax
The council tax paid by a homeowner is based on a number of factors which include the number of occupants aged over 18 and the assessed value of the property in April 1991. For example, a residential property in the Redditch Borough Council area in Valuation Band D would pay £1,726 per annum.
Redditch conveyancing solicitors will inform a purchaser of the home's tax band once this is confirmed by the searches.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,294.
Other discounts and exemptions could also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the resident is living in long term residential care. The Valuation Office Agency (VOA) calculate council tax bandings for new build properties, and where the owner has requested a revaluation.
|Band||Redditch Borough Council Tax (2018)|
Is it possible to appeal?
The Valuation Office Agency (VOA) should reassess a property's band on request. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Stamp Duty on Redditch properties
The purchaser's conveyancing solicitor will ensure that the stamp duty is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.The current Stamp Duty Land Tax threshold for residential properties is £125k.
Quittance Conveyancing's specialist post-completion team will ensure that the complicated SDLT1 form is completed and submitted to HMRC without delay.
This table sets out SDLT for average property in Redditch:
|Average sale price (2017)||SDLT|
|Average price (detached)||£310,859||£5,542.95|
|Average new build||£266,317||£3,315.85|
Stamp duty relief for first-time buyers in Redditch
For first-time buyers, stamp duty is only payable on purchases over £300,000.
Conveyancing solicitors in Redditch should ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Redditch
Purchasing a leasehold home without being aware of the facts is risky. There are any number of legal technicalities that could be lying in wait for an uninformed purchaser, including doubling ground rents and onerous clauses in the lease.
A good conveyancing solicitor in Redditch will address aspects of leasehold, such as any recent demands for service charges and ground rent, reserve funds and reviewing correspondence between the freeholder and leaseholder.
Quittance Conveyancing's team of leasehold conveyancing solicitors will make sure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Redditch?
The average sale price of Redditch new build properties is £173,749. 4 new build properties have been bought in Redditch in 2018 so far.
A new-build conveyancing solicitor in Redditch will need to be familiar with both local Redditch factors as well as new build's added complexities, like ensuring that the contract is in the buyer's favour and liaising with the builder's onsite sales team.
Our team of new build conveyancers are experts in meeting short developer deadlines and representing buyers to achieve the best outcome.
Conservation areas in Worcestershire
If you are intending to buy a house in one of Redditch's conservation areas, the property must be compliant with any local conservation area building controls. Referred to as Article 4 directions, these conditions could include:
- Limits on the use of non-traditional building materials
- A ban on uPVC window frames
- Restrictions on outbuildings and extensions
If a property is in breach, you could be required (as the new owner) to pay for returning the property to a compliant state, even if the previous owner was responsible for the changes.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Redditch's conservation areas.
Conveyancing - Selling a property in Redditch
The legal process for a sale of a house or flat is less difficult than for a property purchase. With a purchase, the burden is on the buyer to confirm that the home they are buying is mortgageable and is (or can be) registered at the Land Registry.
When selling, conveyancing solicitors in Redditch acting for the current owner need only respond to the buyer's solicitor's formal enquiries.
What could put a property sale at risk?
Issues, like having a defective lease or being situated on a flood plain, have the capacity to delay your move if they are ignored.
It is not recommended that you put off finding a solution and hope any such problems will go away. Instead, you should talk to a professional, square up to the issue(s), and find a solution as soon as you can.
- No electrical completion certificate? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a leasehold flat? What to do before going on the market
Read more sale conveyancing articles here.
The conveyancing process for a leasehold flat (leasehold houses are rare) is a great deal more involved than for a freehold property.
The complexities of leasehold mean conveyancing solicitors in Redditch must undertake extra work, including sourcing an up-to-date service charge statement, through to the minutes of the last AGM (if there is a management company).
To reduce leasehold-related delays, it is strongly advised that the vendor contact a lawyer as early as possible.
Can your conveyancing solicitors act for the buyer and the seller of the same house?
Solicitors Regulation Authority (SRA) rules restrict the same conveyancing solicitor from acting on both sides in a property sale. CLC-regulated conveyancers, however, can act for both parties.
If you are buying or selling a house or flat in Redditch, and one of our conveyancing solicitors is doing the legal work for the other side, you may want to instruct a property solicitor firm in Redditch to undertake your legal work.
Local Redditch conveyancing solicitor directory
- Charles Strachan Solicitors Limited, 3 Church Green East, Redditch, Worcestershire, B98 8BP
- Kenneth Curtis & Co, 3 Alcester Street, Redditch, Worcestershire, B98 8AE
- Kerwoods Solicitors LLP, 7 Church Road, Redditch, Worcestershire, B97 4AD
- Astwood Law Limited, 39 Prospect Hill, Redditch, Worcestershire, B97 4BS
- Thomas Horton LLP, The Old Church, Ipsley Street, Redditch, Worcestershire, B98 7AA
Conveyancing - Remortgaging a property in Redditch
Whilst there are many reasons to consider remortgaging, homeowners usually remortgage a home to secure a preferential rate.
Homeowners will typically be able to benefit from a lower rate sooner by using a more proactive conveyancing solicitor in Redditch. They will work to shorten the processing time of the legal work. With the base rate now at 0.5% (May 2018) and possible rate rises on the horizon, fast conveyancing can play a key role in securing your preferred rate.
The property lawyer will act for both you and the bank or building society to make sure the mortgage provider's interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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