Award-winning No Move, No Fee conveyancing for Redcar home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a home and need conveyancing solicitors in Redcar, Quittance Conveyancing's no sale, no fee property lawyers are here to help.
Quittance Conveyancing prioritise proactive communication to keep you updated 24/7 and our 100% fixed conveyancing fees means no hidden fees.
In the event that your move does not ultimately go ahead our no sale no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
Redcar's most communicative conveyancing service
Slow law firm communication can be one of the most exasperating elements of the home buying and selling process.
The consumer service charters of both the Law Society's CQS and the Council for Licensed Conveyancers are heavily focussed on conveyancing solicitor communication.
Notwithstanding attempts by the Solicitors Regulation Authority to address the issue, according to a Conveyancing Association-commissioned survey, 43191 of home purchases and sales fall through as the result of delays caused by poor communication.
Our Redcar conveyancing solicitors deliver the most proactive and informative property legal service in the UK. We provide you with the answers you need 7 days a week, using your preferred contact method:
- Best Redcar conveyancing solicitors fees
- Open Saturdays
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Unique case handling technology
- Frequent updates by your preferred contact method (including SMS, phone and email)
- Direct line and email address for your lawyer
Updated: October 12, 2018
Redcar conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Redcar
Conveyancing solicitor fees are the charges you pay to conveyancing solicitors in Redcar for the legal work associated with buying or selling a property.
Are Redcar conveyancing fees and costs fixed?
Some conveyancing solicitors in Redcar carry out the legal work on a cost per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no hidden fees. Your conveyancing quote will set out exactly what you will be charged when your sale or purchase completes.
Besides conveyancing fees, what other costs are there?
You will have to pay any 'disbursements', on top of the conveyancing fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like HMLR fees or managing agent fees.
How much will conveyancing in Redcar cost in total?
Although conveyancing fees in Redcar will be the same as anywhere else in the UK, there may be some variation in certain disbursements. As examples, Local Authority Search fees can vary and specific extra searches, e.g. a historic mining search, may be necessary.
With Quittance, there are no hidden fees or surprises in the small print. For a standard conveyancing transaction, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Redcar
"Caveat emptor", or "buyer beware", was a fundamental principle of property law in England and Wales. Following recent changes in the law, this maxim no longer applies. However, it remains the duty of a buyer's legal representative to investigate the house or flat they plan to buy.
The Redcar conveyancing solicitor will give advice following their enquiries, deal with any legal problems and ensure that the full legal ownership is transferred.
The content below sets out recommendations for homebuyers who need conveyancing solicitors in Redcar.
- Conveyancing solicitors in Billingham
- Conveyancing solicitors in Guisborough
- Conveyancing solicitors in Middlesbrough
- Conveyancing solicitors in Scarborough
- Conveyancing solicitors in York
- Conveyancing solicitors in North Yorkshire
Your Redcar conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a major lender like the HSBC or a less common mortgage lender such as Coutts Finance, before you appoint a Redcar conveyancing solicitor it is paramount that you confirm that they are on the approved panel of your chosen lender.
Quite a few lenders will only accept a selected list (their 'panel') of solicitors or licensed conveyancers that pass strict standards. If your solicitor is unable to act for your chosen lender, the lender will likely require a second solicitor firm to complete the legal work.
The borrower will usually need to pay this alternative lawyer's fees and the conveyancing process could take much longer.
Our solicitors can act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Bradford Metropolitan Council searches and other searches
Property searches will be applied for by Redcar conveyancing solicitors to help identify any significant issues that might compromise the value of your home. They include:
|Local Authority (LA) search||covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.|
|Environmental search||describes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.|
|Drainage & Water search||describes water mains and sewers, and confirms if these are privately maintained|
|Chancel repair liability||describes the insurance to protect against any liability to the local parish for repairs.|
More pertinent searches, such as a more detailed flood report or a more detailed plan search, may also be referred to in the standard search results.
Purchasers should anticipate a wait of around 4 weeks for searches obtained from Bradford Metropolitan Council. Your solicitor will instead apply for personal searches, which are usually faster.
Finding planning permissions
The conveyancing solicitor acting for the buyer will also order office copies from HMLR, assisting with the identification of any planning issues. Examples of these include errors on the title plan or the breach of a restrictive covenant.
Bradford Metropolitan Council Council Tax
As a homeowner in Redcar, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For instance for an average Valuation Band B property in Redcar, the amount due would be £1,223.
Redcar conveyancing solicitors will inform a buyer of the home's tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £918.
Other discounts and exemptions could also apply, for example if the property is a second home then a 10% discount will be applied or if you are a live in carer looking after someone who isn't a spouse or relative. Newer properties are assessed by the Valuation Office Agency (VOA) and allocated a band.
|Band||Bradford Metropolitan Council Tax (2018)|
Are you about you buy a home in the wrong council tax band?
In the 2016/17 financial year, 70 council tax challenges were made. 40 were approved and the tax was reduced. To challenge your banding contact:
Valuation Office Agency
31 Lisbon St
Stamp Duty on Redcar properties
The vast majority of people will have their conveyancing solicitor complete the SDLT1 return on their behalf.If a house is purchased for £125k or less, no stamp duty is payable. Above this, most homebuyers will need to pay stamp duty.
Quittance use smart case management systems to make sure that mistakes are not made on the stamp duty process.
The following table illustrates Stamp Duty Land Tax examples for properties in Redcar:
|Average selling price (2017)||Stamp Duty|
|Average price (detached)||£211,131||£1,722.62|
|Average new build||£82,898||£0.00|
Stamp duty relief for first-time buyers in Redcar
Relief is available on home purchases below £300,000 for first-time buyers with reduced rates up to £500,000.
Redcar conveyancing solicitors should ensure the right tax is paid.
Buying a flat? Leasehold conveyancing in Redcar
The risks of buying a leasehold house or flat in the UK are frequently reported in the papers. Spiralling ground rents, freeholds sold without first refusal to leaseholders and unpaid service charges by the existing leaseholder are but a few of the frequent complications awaiting the unsuspecting purchaser.
If you intend to purchase a property with a lease, a competent conveyancing solicitor in Redcar will consider potential leasehold issues, e.g. reviewing the lease, managing agent or landlord enquiries and current-year service charge estimates.
Quittance Conveyancing's leasehold conveyancing solicitors will ensure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Redcar?
Based on HMLR data, the average value of new builds in Redcar is £99,530. 11 newly-constructed homes have been bought in Redcar in 2018 so far.
A new-build conveyancing solicitor in Redcar will need to be familiar with local Redcar issues and the complications associated with new build, e.g. investigating issues with drains and roads that serve the property and liaising with the builder's onsite sales team.
Our team of conveyancers are experts in representing buyers to achieve the best outcome and working to tight developer deadlines.
West Yorkshire Conservation areas
Your conveyancing solicitor will check if the home you are purchasing is in a conservation area in Redcar. If it is, the property could be affected by specific restrictions. Called Article 4 directions, these constraints could include anything from restrictions on the addition of a porch, to general restrictions governing the use of unsympathetic materials.
The local council can order any non-compliant alterations to a property to be changed or removed.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Redcar.
Conveyancing - Selling a property in Redcar
The legal side of a sale of a home is much simpler than for a property purchase. The buyer's conveyancer carries out thorough due diligence on the property. Conveyancing solicitors in Redcar acting for the seller simply collates information and answers the buyer's questions .
What could go wrong?
Properties will often come with a range of problems (such as having a flying freehold) which may hinder a sale.
It is better not to hide from the issue, hoping the issue will fix itself - get legal advice instead, square up to the issue(s), and find a solution promptly.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- Japanese Knotweed? What to do before selling your home
Read more sale conveyancing articles here.
The legal work for a leasehold flat or house is quite a lot more complex than for a freehold property.
Conveyancing solicitors in Redcar will also carry out additional work, for example contacting the landlord for a comprehensive pack of information, through to looking into potential forfeiture proceedings.
Given the complexities of leasehold property, it is highly recommended that you contact a lawyer with leasehold experience as soon as the property is marketed, if not before,.
What if your conveyancing solicitors are acting for the other side?
Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA rules restrict the same solicitor from working on behalf of both sides in a property sale and purchase.
You may wish to contact a law firm in Redcar to undertake your legal work, if a Quittance solicitor is acting for the other side.
Local Redcar conveyancing solicitor directory
- Macks Solicitors Limited, 12 Milbank Terrace, Redcar, Cleveland, TS10 1ED
- Askews, 4-6 West Terrace, Redcar, Cleveland, TS10 3BX
- Coles Solicitors Limited, 54 Station Rd, Redcar, Yorkshire, TS10 1AG
- Cygnet Family Law Ltd, Portland House, West Dyke Road, Redcar, Cleveland, TS10 1DH
- Richard J Knaggs & Co LLP, 119 High Street, Redcar, Cleveland, TS10 3DG
Conveyancing - Remortgaging a property in Redcar
Although there are many reasons to remortgage, homeowners usually remortgage their home to get a more attractive interest rate.
Homeowners can benefit from a better rate sooner by using a more proactive conveyancing solicitor in Redcar. With the base rate now at 0.5% (May 2018), fast conveyancing can be a crucial factor in getting the mortgage rate you want.
Your property lawyer must also be able to act on behalf of the new bank or building society. Our conveyancers are on the panel for all major UK lenders. So no matter whether you are moving to a fixed-rate mortgage with the HSBC or to a long-term fixed mortgage with the Chelsea Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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