Award-winning No Move, No Fee conveyancing for Radlett home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance's property lawyers deliver an expert No Sale, No Fee service to property sellers and purchasers looking for conveyancing solicitors in Radlett.
Quittance focus on communication so you always know what's happening and our guaranteed fixed conveyancing fees service means no nasty suprises.
If, for whatever reason, your property sale or purchase does not complete our no move no fee promise means you won't incur any conveyancing solicitors' legal fees.
Radlett's most communicative conveyancing service
50% of the participants in market research commissioned by InfoTrack did not get enough communication from their licensed conveyancer or solicitor.
The service quality standards of both the Law Society's CQS and the Council for Licensed Conveyancers are concerned with resolving the issue of sub-standard conveyancing solicitor communication.
Even though conveyancing the SRA and the Council for Licensed Conveyancers are addressing the problem, according to a survey commissioned by the Conveyancing Association, around 1/4 of property deals fail as the result of poor communication.
Quittance Conveyancing's team of Radlett conveyancing solicitors offer the UK's most proactive and client-friendly property legal service. We strive to deliver to you the information you require by phone, email and online, 7 days a week:
- Lowest Radlett conveyancing solicitor fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
- Personal extension numbers for your conveyancing lawyer
- Award-winning case tracking system
- Stay in control of your case via SMS, phone and email
Updated: October 12, 2018
Radlett conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Radlett
Conveyancing solicitor fees are what you pay conveyancing solicitors in Radlett for the legal work for a home sale or purchase.
Do Radlett conveyancing solicitors work on a fixed fee basis?
Some conveyancing solicitors in Radlett offer services on an hourly-rate basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis, with no hidden costs. Your quote sets out what fees you will need to pay when your sale or purchase completes.
Are there any other costs?
In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as HMLR fees or managing agent fees.
How much will the total Radlett solicitor conveyancing fees be?
Conveyancing solicitor fees in Radlett will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. For example, Local Authority Search fees can vary and additional region-specific searches, e.g. a mining search, may be needed.
There are no hidden fees or nasty surprises with Quittance Conveyancing. For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Radlett
Purchase conveyancing needs the Radlett conveyancing solicitor to consider a wide range of issues. Examples of such issues are a defective title (e.g. missing easements) and commonhold issues affecting the future saleability of the property.
The purchaser's solicitor will report their findings back to the buyer and their bank or lender (if there is a mortgage), iron out any legal issues and ensure that the change of ownership is registered at the Land Registry.
The following offers advice to assist people who need conveyancing solicitors in Radlett for a purchase.
- Conveyancing solicitors in Abbots Langley
- Conveyancing solicitors in Borehamwood
- Conveyancing solicitors in Bushey
- Conveyancing solicitors in Hemel Hempstead
- Conveyancing solicitors in Hertfordshire
Your Radlett conveyancing solicitor must be lender-approved
Whether your mortgage is with a niche lender like the Coventry Building Society or a large lender such as TSB, before you choose a conveyancing solicitor in Radlett it is paramount that you confirm that they are approved by your lender.
Some mortgage lenders only accept a selected list (their 'panel') of firms. If a conveyancer can't act for your lender, the lender will require an alternative law firm to complete the legal work.
The purchaser will be expected to pay this substitute solicitor's costs and significant delays to your move could occur.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Hertsmere Borough Council searches
Searches are enquiries made of public bodies by Radlett conveyancing solicitors to help uncover relevant information about the home you want to buy. They include:
- Local Authority search - includes a list of planning decisions that could affect the property
- Drainage & Water search - identifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Chancel repair liability - some Radlett property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.
Your lawyer will tell you if your chosen lender requires any further searches, for example a Crossrail search or a contaminated land report.
Hertsmere Borough Council has an average processing time of 10 weeks for Residential property searches, so faster personal searches will be preferred.
The conveyancing solicitor acting for the buyer will obtain official entries from HMLR. This will help to highlight any potential issues. Examples of these include the breach of a restrictive covenant or the title plan showing only very general boundaries.
Hertsmere Borough Council Council Tax
Hertsmere Borough Council calculate council tax on Radlett homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). E.g. the occupier of a Band E property in the Hertsmere Borough Council area would pay annual council tax of £2,061.
A conveyancing solicitor in Radlett will inform a purchaser of the property's band once they are themselves notified.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,546.
Other discounts and exemptions may also apply, e.g. unoccupied properties undergoing major repairs or structural changes or where the property is uninhabitable. More recently-constructed homes are assessed by the Valuation Office Agency (VOA) and allocated a banding.
|Band||Hertsmere Borough Council Tax (2018)|
What to do if you suspect your new home is incorrectly valued
The Valuation Office Agency (VOA) should reassess a property's band on request. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
St. Peters House
45 Victoria St
Stamp Duty on Radlett properties
SDLT will have to be paid by the purchaser on properties sold for more than £125k in England, Wales and Northern Ireland. The purchaser's conveyancing solicitor will ensure that the stamp duty is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.
With Quittance Conveyancing you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See table below for SDLT examples for homes in Radlett:
|Average selling price (2017)||Stamp Duty|
|Average price (detached)||£1,410,550||£84,805.00|
|Average new build||£383,111||£9,155.55|
Stamp duty relief for first-time buyers in Radlett
Since 11/17, first-time buyers only need to pay stamp duty on homes valued over £300,000. If you already own another property (including outside the UK)you will be subject to an SDLT surcharge of 3%. E.g. if a second home was bought for £964,936 then the SDLT including the surcharge would be £125,441.68. .
Radlett conveyancing solicitors will ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Radlett
Purchasing a leasehold home can be complex, compared to purchasing a freehold home. The many potential problems awaiting the unsuspecting purchaser could include:
- excessive freehold premiums
- doubling ground rents
- undisclosed major works
A good conveyancing solicitor in Radlett will consider possible leasehold issues, e.g. :
- reviewing the lease itself (some leases are over 100 years old)
- absent freeholders
- annual statements of account and budgets for service charges
- changes to the terms of the lease
- short leases
Make sure that you are fully-informed regarding your planned purchase - Contact Quittance Conveyancing's leasehold conveyancing solicitors on 0800 612 0377.
Buying a 'New Build' property in Radlett?
9 new builds were purchased in Radlett last year, according to local information gathered by HM Land Registry. The average sale price of Radlett new build homes is £383,111.
The legal work for buying a new build is generally more complex than 'standard conveyancing'. To prevent difficulties arising a Radlett conveyancing solicitor must be aware of both region-specific factors and also will consider a range of issues, like dealing with lender conditions and checking planning conditions have been fulfilled.
Our team of new build conveyancers are experts in meeting short developer deadlines and representing buyers to achieve the best outcome.
Hertfordshire Conservation areas
When carrying out the legal work for a home in Radlett, a conveyancing solicitor will confirm whether the residential property is in a conservation area in Radlett. If it is, the property could be affected by specific constraints. These constraints, called Article 4 Directions, can include a wide range of constraints from restrictions on the addition of boundary walls, to restrictions preventing the addition of new access.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner carried out the alterations.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Radlett.
Conveyancing - Selling a property in Radlett
The conveyancing process on a sale of a house or flat is less complicated than when purchasing. The purchaser must carry out a detailed investigation on the home, whilst conveyancing solicitors in Radlett acting for the vendor effectively just replies to the solicitor's standard and additional enquiries.
Why do sales fall through?
Common obstacles, like being situated on a flood plain or problems with a party wall agreement, can seriously protract your home move if they are ignored.
You shouldn't bury your head in the sand in the hope that any issues won't be spotted. Instead, seek out professional help and work to resolve it as soon as you can.
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
Conveyancing for a leasehold flat (leasehold houses are not common) is significantly more time-consuming than for a freehold property.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Radlett, and this could include sourcing the latest service charge and ground rent statement or a copy of any health and safety assessment for the common parts.
It is highly recommended that you instruct a lawyer as soon as the property is marketed, if not before, to reduce delays associated with leasehold property. Some Managing agents are painfully slow to respond.
What if Quittance conveyancers are acting for the other side?
CLC-regulated conveyancers can act for both sides. However, Solicitors Regulation Authority rules restrict a single conveyancing solicitor from acting on both sides in a house sale.
You can contact a local Radlett conveyancing solicitor firm to carry out your legal work, if a Quittance conveyancer is doing the legal work for the other side.
Local Radlett conveyancing solicitor directory
- Frank & Co, 253 Watling Street, Radlett, WD7 7AL
- Debenhams Ottaway LLP, 48 Watling Street, Radlett, Hertfordshire, WD7 7NN
Conveyancing - Remortgaging a property in Radlett
Saving money on a better rate is usually why people decide to remortgage. There are other reasons, including moving to an offset mortgage, or releasing capital to pay off other debts.
You will typically be able to benefit from a better rate earlier with a more efficient conveyancing solicitor in Radlett. With rate rises anticipated, fast conveyancing can play a key role in getting on to the rate you want.
It is important that the property lawyer undertaking the legal work can also represent your preferred mortgage lender. Quittance Conveyancing are on all major UK lenders' panels. So whether you are changing to a 100% mortgage with Birmingham Midshires or to a capped-rate mortgage with Virgin Money, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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