Award-winning No Move, No Fee conveyancing for Princes Risborough home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We offer guaranteed fixed conveyancing fees, and you will never be uninformed about how your move is progressing, thanks to our focus on proactive communication.
Whether you are buying or selling a property, and need conveyancing solicitors in Princes Risborough, our award-winning no sale, no fee property lawyers can assist.
Our no sale no fee guarantee means should your move not proceed, even if you decide to pull out, you will not have to pay any conveyancing solicitors' legal fees.
Princes Risborough's most communicative conveyancing service
According to Veyo market research, one in three of the people who took part in the study said they were not kept informed by the [solicitor].
The Law Society's 'Conveyancing Quality Scheme' client charter is very focussed on encouraging better conveyancing solicitor communication.
Despite focus from regulators, poor communication is one of the most common sources of complaints made to the Ombudsman.
Quittance Conveyancing's Princes Risborough conveyancing solicitors offer an award-winning property legal service. We deliver to buyers and sellers an informative and proactive service by phone, email and via online case management, 7 days a week:
- Lowest Princes Risborough conveyancing solicitors fees
- Your conveyancing lawyer's contact details
- Stay in control of your case via your chosen method (including SMS, phone and email)
- Innovative case tracking system
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Princes Risborough conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Princes Risborough
Conveyancing solicitor fees are the costs you pay to conveyancing solicitors in Princes Risborough for the legal work associated with moving home.
Are Princes Risborough conveyancing fees and costs fixed?
Our solicitors work on a fixed No Sale, No Fee conveyancing basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Princes Risborough who offer services on a fees per hour basis. Your quote explains what you will pay when your sale or purchase goes through.
What are disbursements?
In addition to the legal fees you will also have to pay for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as HMLR fees or identity verification checks.
How much will conveyancing in Princes Risborough cost in total?
Although conveyancing fees in Princes Risborough will be the same as anywhere else in the UK, the disbursements required can vary. As examples, additional region-specific searches, such as a historic mining search, may be needed and Local Authority (LA) Search fees will vary.
For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. With Quittance, there are no hidden fees or nasty surprises. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Princes Risborough
Caveat emptor, meaning 'let the buyer beware', was a fundamental principle of English property law. After the introduction of the Consumer Trading Regulations (CPR), this rule no longer applies. However, it remains the duty of a buyer's legal representative to carry out due diligence on a planned purchase.
A Princes Risborough conveyancing solicitor will make recommendations following their enquiries, assist in resolving any issues and ensure that the full legal ownership is transferred.
The content below examines the aspects of the legal process for conveyancing solicitors in Princes Risborough that require specialist knowledge.
- Conveyancing solicitors in Marlow
- Conveyancing solicitors in Milton Keynes
- Conveyancing solicitors in Slough
- Conveyancing solicitors in Tring
- Conveyancing solicitors in Wycombe
- Conveyancing solicitors in Buckinghamshire
Your Princes Risborough conveyancing solicitor must be lender-approved
Regardless of whether you are taking out a mortgage from Halifax, Accord Mortgages or any other lender, before selecting a conveyancing solicitor in Princes Risborough you need to check that they are approved by your lender.
Most mortgage lenders are only happy to work with a select group (often referred to as a 'panel') of solicitors or licensed conveyancers that match certain criteria. If your conveyancer cannot act for your lender, the lender will likely require an alternative law firm to complete the legal work.
The purchaser will then have to cover this alternate solicitor's fees, and the conveyancing process can take much longer.
Our solicitors are on the panel of all mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Wycombe District Council searches and other searches
Property searches are enquiries made by Princes Risborough conveyancing solicitors to highlight issues affecting your new home.
Mortgage lenders almost always need conveyancing searches to be carried out. Required searches will include:
- Local Authority (LA) search - covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Drainage & Water search - confirms who is responsible for the upkeep of the water pipes and drainage that serve the property.
- Chancel repair liability - some Princes Risborough property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.
More specific searches, such as a more detailed flood report or a Forestry Commission search, may also be recommended following the initial searches.
Wycombe District Council has a typical processing time of 7 weeks for Local Authority searches. A local search provider will be able to provide this information faster.
Office copies will also be ordered from HM Land Registry by your conveyancing solicitor. This will help to reveal any planning issues, for example outbuildings lying outside the boundary or restrictions that limit alterations.
Wycombe District Council Council Tax
Council tax is calculated by Wycombe District Council on property value and the number of people living in the property. E.g. a house in the Wycombe District Council area in Tax Band E would pay £2,100 per annum.
Princes Risborough conveyancing solicitors will inform the purchaser of the property's tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,575.
Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or where the property (land) is a boat mooring or caravan pitch. A new property is assessed by the Valuation Office Agency (VOA) and allocated a council tax band.
|Band||Wycombe District Council Tax (2018)|
Could I be overpaying council tax?
From April 2016 to March 2017, 30 council tax challenges were made, of which 10 were upheld and refunds awarded. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
4400 Nash Court
John Smith Drive
Stamp Duty on Princes Risborough properties
Submitting the SDLT1 form to HM Revenue and Customs (HMRC) is difficult and time consuming. The majority of purchasers get their conveyancing solicitor to do it for them.If a property is valued at over £125k, the homebuyer usually must pay SDLT.
Quittance Conveyancing's case management system ensures that the critical SDLT1 form is filed online to reduce delays and to avoid late-filing penalties.
The following table illustrates stamp duty examples for typical properties in Princes Risborough:
|Average selling price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£672,469||£23,623.45|
|Average new build||£677,500||£23,875.00|
Stamp duty relief for first-time buyers in Princes Risborough
Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.
Princes Risborough conveyancing solicitors should confirm the right amount is calculated.
Buying a flat? Leasehold conveyancing in Princes Risborough
The pitfalls associated with buying a leasehold property should be of serious concern. The numerous common problems awaiting an uninformed buyer can include exponential ground rents and onerous covenants.
If you are planning to purchase a leasehold property, a competent conveyancing solicitor in Princes Risborough will investigate aspects of the leasehold purchase, for example share of freehold complexity, service charges and whether they have been collected and reviewing the lease itself (some leases are over 100 years old).
Quittance Conveyancing's specialist leasehold conveyancing solicitors will make sure that you are aware of all the potential issues and costs associated with the lease.
Buying a 'New Build' property in Princes Risborough?
According to data gathered by HMLR, 1 brand new homes have been bought in Princes Risborough in 2018 so far. The average purchase price of new build homes in Princes Risborough is £410,000.
The legal side of purchasing a new build home is generally more complex than 'standard conveyancing'. To prevent difficulties arising a Princes Risborough conveyancing solicitor must be mindful of local Princes Risborough considerations and will need to investigate several key factors, including checking the suitability of new build insurance and negotiating new build contracts.
Our new build team specialise in ensuring that new build contracts favour the client as much as possible and working to developer exchange timeframes.
Conservation areas in Buckinghamshire
If you are planning to purchase a residential property in one of Princes Risborough's conservation areas, the property must not breach any conservation area constraints. These building controls may include:
- Limits on roof terraces
- Restrictions on dormer windows
- Needing consent to alter doors and guttering
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Parts of Princes Risborough lie within a Wycombe LPA-governed conservation area. Your conveyancing solicitor will address whether your planned purchase is located one of Princes Risborough's conservation areas.
Conveyancing - Selling a property in Princes Risborough
The legal process for a property sale is less complicated than when buying. The buyer's conveyancer will have to carry out a detailed legal assessment on the property and its legal title, whereas conveyancing solicitors in Princes Risborough acting for the vendor simply answers the buyer's questions.
How to reduce the risk of an abortive sale
Common obstacles, like not having suitable right of way, can actually derail a sale if not handled appropriately.
Property specialists will generally recommend that sellers face any such problems head on and fix them.
- What to do before selling your 'share of freehold' flat
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
For more conveyancing advice for sellers click here.
Conveyancing for a leasehold property is much more complicated than for a more straightforward freehold house.
Princes Risborough conveyancing solicitors will also perform extra work, and this could include sourcing ground rent details, through to finding out if there are any payment arrears.
So as to resolve any leasehold-related issues sooner, it is recommended that the vendor contact a conveyancer as soon as the decision is made to sell.
What if Quittance is acting for the other side?
Conveyancers regulated by the CLC can act for both parties. However, Solicitors Regulation Authority (SRA) rules restrict the same solicitor from acting on both sides in a house sale.
You may want to instruct a property solicitor firm in Princes Risborough to carry out your conveyancing, if a Quittance conveyancer is acting for the other side.
Local Princes Risborough conveyancing solicitor directory
- Abv Solicitors Limited, The Gables, Market Square, Princes Risborough, Buckinghamshire, HP27 0AN
- Lightfoots LLP, 28 High Street, Princes Risborough, Buckinghamshire, HP27 0AX
- Read Cooper Limited, The Old Star, Church Street, Princes Risborough, Buckinghamshire, HP27 9AA
Conveyancing - Remortgaging a property in Princes Risborough
Whilst there are many reasons to consider remortgaging, homeowners usually remortgage a home to get a more affordable interest rate.
You can appreciate the benefits of a better rate sooner with a more proactive conveyancing solicitor in Princes Risborough, working to shorten the processing time of the legal work. With possible rate rises on the horizon, fast conveyancing can be a crucial factor in getting the mortgage rate you want.
It is crucial that the property lawyer undertaking the legal work can act on behalf of your chosen mortgage lender. Our conveyancing team are on the panel for all major lenders. So whether you are changing to a fixed-rate mortgage with the NatWest or to a long-term fixed mortgage with the Barnsley Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
Instant onlineconveyancing solicitor quote
Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Princes Risborough home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.
Get a quote
Get a conveyancing solicitor quote for your Princes Risborough property sale, purchase or remortgage.Get a quote online
or call us on 0800 612 0377
Compare solicitor quotes
Find out more about how to compare conveyancing solicitor quotes in 2018.Find out more
If you have any questions or would like to discuss your sale or purchase with an expert, email us at:
Ask a conveyancing expert
If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know: