Award-winning No Move, No Fee conveyancing for Petersfield home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our award-winning no sale - no fee property lawyers help property sellers and buyers looking for conveyancing solicitors in Petersfield and across Hampshire.
Quittance Conveyancing offer 100% fixed conveyancing fees, and our focus on proactive communication means you will always stay informed about how your move is progressing.
In the event that your property sale or purchase does not proceed our no move no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Petersfield's most communicative conveyancing service
According to a survey by the Law Society, over 45% of those asked said poor communication drew-out the moving process.
The service level directives of both the Law Society's 'Conveyancing Quality Scheme' and the CLC are focused on improving conveyancing solicitor communication.
Even so, according to a Conveyancing Association-commissioned survey, 23% of transactions collapsed as the result of delays caused by inefficient communication.
Our Petersfield conveyancing solicitors provide an award-winning conveyancing service. We strive to give you the answers you require using your preferred method of communication, 7 days a week:
- Best Petersfield conveyancing solicitors fees
- Handy, mobile-friendly online case tracking system
- Instant updates via smartphone, tablet and PC
- Personal extension numbers for your conveyancing lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Petersfield conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Petersfield
Conveyancing solicitor fees are the charges you pay conveyancing solicitors in Petersfield for the legal work for a home sale or purchase.
Do Petersfield conveyancing solicitors work on a fixed fee basis?
Our solicitors work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Petersfield who work on an hourly-rate basis. Your conveyancing quote explains all fees and other costs you will be charged when your house or flat sale completes.
Besides conveyancing fees, what other costs are there?
In addition to conveyancing solicitor fees you will also have to pay for 'disbursements'.
Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like Stamp Duty Land Tax (SDLT) or leasehold information packs.
How much will conveyancing in Petersfield cost in total?
Conveyancing fees in Petersfield will not vary, wherever you are buying or selling in the UK. However, the costs of certain disbursements can vary. As examples, council search fees will vary and specific extra searches, e.g. a mining search, may be necessary.
For standard conveyancing transactions, what we quote is the fee you pay. With Quittance, there are absolutely no hidden costs. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Petersfield
When carrying out the conveyancing for a homebuyer, the Petersfield conveyancing solicitor will investigate the property's title and report back to the purchaser and the mortgage lender (if applicable).
The property lawyer will offer professional advice after making their enquiries, help with resolving any problems and confirm that the Land Registry's record of the property is updated.
This section considers elements of the legal process for conveyancing solicitors in Petersfield necessitating specialist legal knowledge.
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Your Petersfield conveyancing solicitor must be lender-approved
Regardless of whether your mortgage is with a niche mortgage lender like the Earl Shilton Building Society or a large lender such as Barclays Bank, before you choose a conveyancing solicitor in Petersfield you must confirm that they are on the panel of your chosen lender.
Some lenders will only accept a restricted group of firms. If your solicitor cannot act for your chosen lender, the lender will likely require an alternative firm to act in their interests.
The purchaser will then have to cover this second solicitor's fees, and weeks could be added to the conveyancing process.
Our solicitors can act for all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (South Holland Council)
Property searches are questions asked of various bodies by Petersfield conveyancing solicitors to help uncover relevant information about your planned purchase.
Banks and building societies also need searches to be applied for. Required searches will include:
- Local Authority (LA) search - covers the details of planning applications, decisions and the enforcement of breaches or violations.
- Environmental search - reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
- Drainage & Water search - identifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
- Chancel repair liability - some Petersfield property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.
You will be notified if your mortgage lender wants any further searches, such as a highways authority search or a disadvantaged area search.
South Holland Council has an approximate delivery time of 4 weeks for conveyancing searches. Faster personal searches (as opposed to official LA searches) will therefore be recommended.
The conveyancing solicitor acting for the buyer will also order an Official Copy of the Title Register from the Land Registry. This will help to expose planning issues. Examples of these include that a restrictive covenant has been breached or errors on the title plan.
South Holland Council Tax
South Holland calculate your council tax based on various factors such as the size of the home and the value of the property. E.g. the occupier of a Valuation Band D house in the South Holland area would pay annual council tax of £1,656.
A conveyancing solicitor in Petersfield will inform a purchaser of the home's council tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,242.
Other discounts and exemptions may also apply, for example a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if you are a live in carer looking after someone who isn't a spouse or relative.
|Band||South Holland Tax (2018)|
Is it possible to appeal?
A property owner can also apply for their property to be reassessed, and a refund may be due if the property is awarded a lower band. To challenge your banding contact:
Valuation Office Agency
Stamp Duty on Petersfield properties
Given the complexity of the SDLT1 tax return form, only the daring would attempt to complete and file this with HMRC without a conveyancing solicitor's help.If the purchase price of the home you intend to buy is over the £125k threshold, you must pay SDLT.
Quittance Conveyancing use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.
The following table illustrates Stamp Duty Land Tax examples for properties in Petersfield:
|Average selling price (2017)||SDLT|
|Average price (detached)||£692,558||£24,627.90|
|Average new build||£599,527||£19,976.35|
Stamp duty relief for first-time buyers in Petersfield
Since 11/17, first-time buyers only need to pay stamp duty on residential properties valued over £300k.
Conveyancing solicitors in Petersfield should confirm the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Petersfield
Buying a leasehold home can be challenging when compared to buying a freehold property. There are many legal issues that may be lying in wait for the unsuspecting buyer, including:
- overpriced managing agent packs
- unreasonable ground rents
- marriage value issues
A expert conveyancing solicitor in Petersfield will consider possible leasehold issues, e.g. service charges and whether they have been collected, share of freehold complexity and dealing with freeholders.
Make sure that you are aware of all the potential issues and costs associated with the lease - Contact our specialist leasehold conveyancing solicitors on 0800 612 0377.
Buying a 'New Build' property in Petersfield?
3 brand new homes have been bought in Petersfield in 2018 so far, (sce: Land Registry). The average value of Petersfield new builds is £258,332.
Purchasing a new build requires specialist knowledge, compared to 'standard conveyancing'. To avoid potential problems a conveyancing solicitor in Petersfield must be conscious of Petersfield-specific issues and will need to report to clients on a number of issues, like checking new build mortgage procedures are followed and confirming building regulation compliance.
Our highly qualified new build team are experts in working to tight developer deadlines and ensuring that new build contracts favour the client as much as possible.
Conservation areas in Hampshire
If you are planning to buy a home in a conservation area in Petersfield, the property will need to meet any conservation area building controls. Referred to as Article 4 directions, these constraints may include a wide range of constraints from restrictions on hard standings at the front of the property, to restrictions on the style and height of boundary walls.
The local council can order any non-compliant alterations to a property to be changed or removed, such as removing a satellite dish.
Parts of Petersfield are within a conservation area governed by the East Hampshire local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Petersfield's conservation areas.
Conveyancing - Selling a property in Petersfield
The conveyancing process on a sale of a house or flat is less difficult than for a purchase. The buyer's solicitor will have to go through due diligence on the legal title of your home. Conveyancing solicitors in Petersfield acting for the seller, however, mostly just collates requested paperwork (e.g. warranties and certificates) and answers the buyer's questions .
What could jeopardise the sale of your property?
A property can be burdened by many potential roadblocks (e.g. not being connected to the water mains or restrictive covenants) that might threaten the completion of a purchase.
It is not recommended that you put off finding a solution in the hope that any issues won't be spotted - speak to an expert instead and tackle it as early as possible.
- Noisy neighbours? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
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Read more sale conveyancing articles here.
Selling a leasehold property
The legal work for a leasehold flat is quite a lot more specialised than for a freehold property.
Petersfield conveyancing solicitors will also carry out additional work, which could include sourcing an up-to-date service charge statement, through to a common parts fire risk assessment.
To accelerate the handling of the leasehold work, it is highly recommended that the vendor contacts a leasehold-specialist conveyancer as soon as the property is marketed, if not before,.
Can Quittance conveyancers act for the buyer and the seller in a single transaction?
Solicitors Regulation Authority rules restrict the same solicitor from acting on both sides in a property sale and purchase. However, a CLC-regulated conveyancer, can act for both sides.
You could contact a law firm in Petersfield to carry out your legal work, if a Quittance conveyancer is acting for the other side.
Local Petersfield conveyancing solicitor directory
- Biscoes Law Limited, Ingoldsby House, 22 High Street, Petersfield, Hampshire, GU32 3JL
- Biscoes Legal Services Limited, 22 High Street, Petersfield, Hampshire, GU32 3JL
- Burley Geach Solicitors LLP, 8 Swan Street, Petersfield, Hampshire, GU32 3AE
- MacDonald Oates LLP, Walltree Court, St. Peters Road, Petersfield, Hampshire, GU32 3HT
- Mackarness & Lunt, 16 High Street, Petersfield, Hampshire, GU32 3JJ
Conveyancing - Remortgaging a property in Petersfield
Benefitting from a better rate of interest to reduce monthly expenses is primarily why people decide to remortgage. There are other reasons, for example releasing capital, or fixing the mortgage on a new discounted rate.
You can enjoy the benefits of a better rate sooner by using a more efficient conveyancing solicitor in Petersfield, accelerating the time taken to complete the process. With the base rate set at 0.5% (May 2018) and rate rises anticipated, fast conveyancing can be a contributing factor to getting the mortgage rate you want.
To certify that the mortgage provider's interests are protected, the property lawyer will represent both you and the bank or building society.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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